66 0|0|SS raise to be among lowest in years.......|maraj|maraj64@hotmail.com|16:05:53|10/13/2013|
Posted on Oct-13-13 at 04:05 PM (Eastern) by 98.143.230.108

I don't know who does it or how they do their calculations, but they obviously haven't grocery shopped or paid utility bills in a long time. :(

http://news.yahoo.com/social-security-raise-among-lowest-years-122713809.html


Proud member in good standing of R.S.B.C.

Please identify yourself in 1st email w/name/username. Due to recent problem trades, if I haven't traded w/you before, I will probably require you send your end 1st or I'll need LEGIT trade references/feedback. I will be happy to provide the same. IF you plan to hold your end til you've received mine, I will need to know that IMMEDIATELY, BEFORE trade is finalized.


If you're happy w/our trade, please leave feedback for me at:
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I'll gladly do the same for you upon request.:)

1|1|I feel that I am just lucky to get ANY raise with my disability - so NO complaints here! I think last year it was 2%! Teresa|cashcoll|cashcoll@yahoo.com|18:17:09|10/13/2013|

Posted on Oct-13-13 at 06:17 PM (Eastern) by 70.178.70.125

Have a Great Day!

*********************************

GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
2|2|dont know how they can say prices havent gone up.|juner|juneritter@hotmail.com|09:44:17|10/15/2013|

Posted on Oct-15-13 at 09:44 AM (Eastern) by 70.130.140.156

pay the same for 4lbs that used to get 5 lbs for the same price 3|1|Unfortunately, I don't think it's going to get any better. It's the same for those in the workforce now....I haven't received a raise or cost of living increase in my paycheck|kellysp6637|frugalk76@aol.com|10:37:58|10/15/2013|

Posted on Oct-15-13 at 10:37 AM (Eastern) by 108.49.148.49

for the last three years, yet, all of my expenses are going up...daycare, taxes, health insurance premiums (especially this), gas, food, etc.....I applied for and got another job...but even still it doesn't look like I will get any kind of increase in pay for performance well done etc. The motto around my work has become we should just be thankful to have a job, which I am, but it's hard to have more and more taken out in taxes when you work so hard to provide for your family.

And now with the furlough, I am missing 14 days of pay.....yet, still have to keep up with my bills......

It's insane. And it's only gotten worse with Obama in office. I'm hoping that by the time he's through my dh and I will be able to hang on to whatever "change" we have left.

Insane and Ridiculous. 4|1|Wait and see how your health care costs will go UP & change under obamacare!|Geri|geristiber@gmail.com|11:07:06|10/15/2013|

Posted on Oct-15-13 at 11:07 AM (Eastern) by 71.194.247.34

Geri 5|2|I wish they would totally scrap Obamacare...|Sharon|sforshee@hughes.net|13:31:00|10/15/2013|

Posted on Oct-15-13 at 01:31 PM (Eastern) by 72.171.24.124

I keep telling my husband once this is implemented in 2014 will be the final nail in the coffin. It's totally unsustainable/unaffordable and will completely destroy the middle class and our economy. Small businesses are folding, there will be more lay-offs, and doctors are leaving in droves (there will be shortage of doctors). Everyone should have the option to have their own private healthcare that they can afford within their means. People are starting to see what's really in this plan and it's all up to no good!! 6|3|If obamacare is so "great" why did our officials have a special vote to exempt themselves|Geri|geristiber@gmail.com|14:37:29|10/15/2013|

Posted on Oct-15-13 at 02:37 PM (Eastern) by 71.194.247.34

from having to have obamacare?

Yes, 2014 will bring lots of changes, and many won't be good.

Geri 7|4|Can someone answer this for me please????|kdrink|kdrink34@yahoo.com|16:46:43|10/15/2013|

Last edited on Oct-15-13 at 11:34 PM (Eastern) by 24.223.103.113

Posted on Oct-15-13 at 04:46 PM (Eastern) by 216.187.178.170

I am having a hard time understanding Obamacare. LOL. If I and my kids are under my husbands employer sponsored plan will I have an increase or have to pay a penalty?

I thought the penalty was for those who did not have insurance
Someone told me that if my employer offers insurance I have to go with it, no choice, nada, that's how it is (and not my husband insurance) because that's what is mandated. Is this true? The problem is my employer want 400% more per month to insure me and me alone than what my husband pays for all of us as a family.


and ditto on the comment about the politicians voting themselves out of Obamacare!

8|4|BECAUSE THEY HAVE TOTAL INSURANCE PAID FOR BY YOU........THATS WHY, THEY DON'T NEED ACA|JOYHAPPYONE|DAIDOLA5@AOL.COM|17:37:27|10/15/2013|

Posted on Oct-15-13 at 05:37 PM (Eastern) by 74.245.170.220

--------------------------------------LONG TIME MEMBER IN GOOD STANDING OF THE R.S.B.C. 9|5|MY ANSWER IS FOR GERI|JOYHAPPYONE|DAIDOLA5@AOL.COM|17:37:54|10/15/2013|

Posted on Oct-15-13 at 05:37 PM (Eastern) by 74.245.170.220

--------------------------------------LONG TIME MEMBER IN GOOD STANDING OF THE R.S.B.C. 13|3|So very true Sharon|pattyo|pattyolc@aol.com|03:30:43|10/17/2013|

Posted on Oct-17-13 at 03:30 AM (Eastern) by 97.81.72.245

great reply as usual 14|3|But what if people cannot get any insurance at all because of pre-existing conditions?|20yrrefunder|tradernikki@yahoo.com|09:16:32|10/17/2013|

Posted on Oct-17-13 at 09:16 AM (Eastern) by 71.1.119.168

Until I turned 65 I could not get ANY health insurance because of having cancer. I thank the Democrats from years ago who gave us Medicare. If not for them, I still would not have any health insurance.

>Posted on Oct-15-13 at 01:31 PM (Eastern)
>by 72.171.24.124I keep telling my husband
>once this is implemented in 2014
>will be the final nail in
>the coffin. It's totally unsustainable/unaffordable
>and will completely destroy the middle
>class and our economy. Small
>businesses are folding, there will be
>more lay-offs, and doctors are leaving
>in droves (there will be shortage
>of doctors). Everyone should have the
>option to have their own private
>healthcare that they can afford within
>their means. People are starting
>to see what's really in this
>plan and it's all up to
>no good!!

Nikki

http://www.refundsweepers.com/dcforum/feedback/366.html 10|1|My understanding with COLA raises for SS, SSDI, etc is that they do not calculate in inflation for such items as groceries, gas, etc (consumables)....I could be wrong on that.|saint6811|waylan@comcast.net|18:54:31|10/15/2013|

Posted on Oct-15-13 at 06:54 PM (Eastern) by 98.213.152.114

LONG TIME MEMBER OF THE R.S.B.C.


11|2|little off topic but Minimum Wage going up to $9.50...I am a public employee & only make $10 UGH|pumamomma|pumamomma@yahoo.com|19:49:45|10/15/2013|

Posted on Oct-15-13 at 07:49 PM (Eastern) by 24.49.120.221

http://averagemomaveragelife.blogspot.com

selling Avon products & gifts

***If you are on the BTL or BTW, please don't email me about trading, TY***

A THOUGHT TO PONDER: "On the road of life there are passengers and drivers, which are you?"

58|2|They're supposed to, from my understanding. Now the news report from just the other day said groceries had gone up. Ya think?|maraj|maraj64@hotmail.com|17:20:03|11/08/2013|

Posted on Nov-08-13 at 05:20 PM (Eastern) by 216.226.93.134

Proud member in good standing of R.S.B.C.

Please identify yourself in 1st email w/name/username. Due to recent problem trades, if I haven't traded w/you before, I will probably require you send your end 1st or I'll need LEGIT trade references/feedback. I will be happy to provide the same. IF you plan to hold your end til you've received mine, I will need to know that IMMEDIATELY, BEFORE trade is finalized.


If you're happy w/our trade, please leave feedback for me at:
http://www.refundsweepers.com/dcforum/feedback/1133.html
I'll gladly do the same for you upon request.:)

12|1|does anyone knowthe answer to my question above??|kdrink|kdrink34@yahoo.com|13:55:07|10/16/2013|

Posted on Oct-16-13 at 01:55 PM (Eastern) by 216.187.178.170

thanks 15|2|I think I heard that if you already have insurance, you don't need to apply. There must be a web site you can go|lv2qpon|jcummins1@rochester.rr.com|14:51:22|10/17/2013|

Posted on Oct-17-13 at 02:51 PM (Eastern) by 67.253.143.15

to that has FAQS. I know that people have until December 15th to apply for coverage to begin Jan.1. You might want to wait and see what your husband's benefits will be for 2014 and then decide what to do. In some cases, the insurance has gone up. 16|1|Due to Obamacare, the premiums on Advantage Care plans have doubled in some plans and benefits|lv2qpon|jcummins1@rochester.rr.com|14:56:13|10/17/2013|

Posted on Oct-17-13 at 02:56 PM (Eastern) by 67.253.143.15

aren't as good in some cases. I received a letter from my Advantage Care plan stating that due to less money from the Federal government due to the Sequestration and what they call The Affordable Care Act(Obama Care)premiums are more and there are raises in copays etc. 17|2|read this on NJ...sheesh|pattyo|pattyolc@aol.com|16:37:47|10/17/2013|

Posted on Oct-17-13 at 04:37 PM (Eastern) by 97.81.72.245

http://beforeitsnews.com/survival/2013/10/obamacare-forces-800000-in-new-jersey-to-lose-health-care-plan-2493380.html 18|1|People shouldn't really complain about Obamacare...|inthesticks|jbsimon@ymail.com|10:40:24|10/18/2013|

Posted on Oct-18-13 at 10:40 AM (Eastern) by 71.29.4.174

...it is going to provided health care insurance for most adult Americans, regardless of previous medical conditions. Initially, premiums MAY be higher in some areas, but depending on the type of plan you choose, your premium costs could actually decrease a bit. Give it all a chance to either succeed or fail. The Obamacare has not even really begun yet (not until January 2014); only the sign-up.

Both houses of Congress initially passed Obamacare way back before 2010. It was approved, then signed into law by President Obama. Then, the Republicans tried to get rid of it by declaring it unconstitutional. The US Supreme Court stopped that idea, and affirmed Obamacare as law. Since then, the Republicans have tried every means they could think of to defund Obamacare, dismantle Obamacare, or simply get rid of it all. The Republicans would rather see the US default on it's global and domestic loan obligations than see Obamacare succeed. And the Republicans have NOT offered an alternative to Obamacare. So misguided and irresponsible....

And even if folks don't choose a health care provider this year or in 2014, the penalty is only going to be $95. That is nothing. And folks will still have the entire year to decide which health care options are best for them. This next year will also give time for any chinks or problems in Obamacare to be corrected. 19|2|It's $95 per adult and half that per child|teener|teenerzacsneenee@yahoo.com|11:16:25|10/18/2013|

Last edited on Oct-18-13 at 11:17 AM (Eastern) by 74.130.156.248

Posted on Oct-18-13 at 11:16 AM (Eastern) by 74.130.156.248

T
Forgot that there is a cap but that is all only for next year then the fine goes up
20|2|Ten Things to Expect from Obamacare in 2014|Sharon|sforshee@hughes.net|13:03:03|10/18/2013|

Posted on Oct-18-13 at 01:03 PM (Eastern) by 72.171.24.124

The "Affordable Care Act" has become anything but affordable for most people....


http://www.zerohedge.com/news/2013-10-17/ten-things-expect-obamacare-2014
21|3|Better UNBIASED, factual information on Obamacare...|inthesticks|jbsimon@ymail.com|22:40:22|10/18/2013|

Posted on Oct-18-13 at 10:40 PM (Eastern) by 71.29.4.174

There are some much better UNBIASED, factual, information about the Affordable Care Act -- Obamcare. Here are some links:

* http://obamacarefacts.com/obama-care-fact-check.php

* http://www.factcheck.org/ 22|4|The unintended consequences.....|oakridge32|hammer_1116@yahoo.com|06:47:55|10/19/2013|

Posted on Oct-19-13 at 06:47 AM (Eastern) by 75.179.178.86

http://www.nationalreview.com/article/359861/100-unintended-consequences-obamacare-andrew-johnson 23|5|The list will increase as time goes on!!|Geri|geristiber@gmail.com|11:02:27|10/19/2013|

Posted on Oct-19-13 at 11:02 AM (Eastern) by 71.194.247.34

Geri 24|6| No one seems to be giving the|countrygirl|electricunit@cs.com|17:22:08|10/19/2013|

Posted on Oct-19-13 at 05:22 PM (Eastern) by 205.188.117.73

President a chance. He is trying to make it posible for everyone
to get some kind of insurance. (EVEN THE PORE) I was refused
insurance because of pre-existing problems and now have a lot
bigger ones because of it. Had I had gone in for heart surgery
I was told that we would have to pay at least $200. a month or more
on the bill depending on what the total came up to. If I didn't
then they would take our house and sell it. (not put a lien on it
but sell it)Now I have so many problems they don't know where to
start. I need 2 hips replacements for starters and they can't do
them until the heart is taking care of. Problem now is, that it is
un-in-operatable and the heart dr. said that I wouldn't make it off
the table. (so far we have had 4 different opinions, all saying the
same)We are trying to pay as we go along. If I make it through this
I will still have to have my lower and upper back operated on. (and
that it just for starters. I am on 22 pills a day to keep me going
and trying to drop 1 that is not generic. It is almost $300. for 2
months supply. We have been trying (like many) to get help but "falling
through the cracks".
It's not just medical insurance going up our vehicle insurance is also
going up. Why?? I called about it and they said it was the insurance
companies and some have gone up hundrads of $$$$. We can't blame
everything on the president, he is doing the best he can. Seems as though
no one cares about the pore or seniors except people in that catagory.
We seems to try to help each other. 25|7|If you believe that the President cares about the Seniors or poor, you would be WRONG!|littlewolf|CCsuterlab@aol.com|20:29:03|10/19/2013|

Posted on Oct-19-13 at 08:29 PM (Eastern) by 146.135.42.110

He has been given a chance for the last 5 years! The only thing that he seems to be showing the country is how little that he cares about any of us! IF he truly cared about the country, he could have implemented an insurance plan that would help the seniors, poor AND those with pre-existing conditions WITHOUT forcing everyone to have insurance OR face a penalty for not having it. I do not care if it is President Obama or any other President in office BUT we should not be penalized for not having health insurance.

I have friends that are receiving you are not going to be covered by your insurance OR your premiums are going up by insane amounts next year. When they are reading those letters, they were not thinking about how much he cares about them! When hours are being cut to part time for those that were full time so that the employer does not have to provide healthcare for those people, please tell them that it is because the President needs to be given a chance at his new plan.

If I sound harsh in my reply, it is because I am sick of watching hard working people in this country being ran over again & again by the government. I am sick of hearing people say that we need to give the President a chance because he is just trying to help all of us. Please show me that he is trying to help all of us!!

https://www.ehealthinsurance.com/affordable-care-act/faqs/how-much-are-the-tax-penalties-for-not-having-health-insurance-and-when-do-they-apply

The tax penalties go into effect in 2014, which means, if you’re uninsured for more than three months in 2014, you may incur the tax penalty and that penalty would be applied when you file your 2014 income tax return.

If you don’t qualify for an exemption to the Affordable Care Act’s mandate to purchase qualifying health coverage, then you will be subject to a tax penalty.

The penalty is phased-in over a three year period.

In 2014, the penalty will be the greater of 1.0% of taxable income or $95 per adult and $47.50 per child (up to $285 per family).

In 2015, the penalty will be the greater of 2.0% of taxable income or $325 per adult and $162.50 per child (up to $975 per family).

In 2016, the penalty will be at the greater of 2.5% of taxable income or $695 per adult and $347.50 per child (up to $$2,085 per family).

After 2016, the penalty will be increased annually by the increase to the cost-of-living......DOES this part not worry anyone??? Just how high will they take the penalty????

Households with incomes above 400% of FPL will be exempt from paying tax penalties if insurance in their area costs more than 8% of their taxable income, after taking into account employer contributions or tax credits.

People will be able to apply for exemptions to the tax penalty if

they have financial hardships,
religious objections,
if they’re an American Indian,
if they’re uninsured for less than three months,
if they’re an undocumented immigrant,
if they’re incarcerated.

http://www.theguardian.com/world/2013/sep/30/us-employers-slash-hours-avoid-obamacare .....link about hours being cut...PLUS, I know people that this has happened to in my area.. 26|8|I agree with Littlewolf And here is my 2 cents (sounding off)|kdrink|kdrink34@yahoo.com|22:11:59|10/19/2013|

Last edited on Oct-20-13 at 00:10 AM (Eastern) by 24.223.103.113

Posted on Oct-19-13 at 10:11 PM (Eastern) by 24.223.103.113

It is not that I do not care about the senior citizens or the poor, but quite honestly I am getting tired of working my A** off for so long to get so little. I am seeing what help from entitlement programs that people get and by the time you add up the childcare assistance, the foodstamps, the LIEAP, Medicaid, the property tax assistance, free school lunch, and all the other assistance with sports and/or child activities these people get, all in the name to help "the poor", what people are in fact missing is this.........by the time I work, I pay taxes, I pay for gas, I pay all of my bills, including medical deductibles to a 3,000.00 maximum per person, because I do not qualify as "poor" (nor do I have $2 or $5 pharmacy copays) I have to pay full price and in the end I am poorer than the people who get the assistance. I am poorer than the people who are classified as poor. And I don't even qualify for those nice tax deductions that those "poor" working class people get who pay a little bit in tax and get a FAT earned income tax credit that amounts to many times more than what they actually paid in! I can't help but to think how I would like to spend my tax dollars paid in instead of the "poor" getting my tax dollars in the form of an EIC. Maybe I could put that towards my health insurance. I sure would like to go to the grocery store and buy a few "luxury items" like a case of soda or some ice cream, but because I have to pay my electric bill and heat my house because I don't qualify for LIEAP nor do I get free weatherization. I cannot afford to spend my hard earned money on such frivilous things like soda or ice cream. Until people pay for things with their hard earned money, like health insurance or have to pay its penalty, they don't care. $95 in a penalty is still $95. I ask you, would you just throw $95 out your car window? If you would, perhaps you would volunteer your money to pay other people's fine. And now I read SS is going to get a 1.5% raise and people are complaining about it because the cost of things have gone up- welcome to my world-I haven't had a raise in 3 years! Maybe in the end, we should all care about each other, rich, poor, seniors alike and start concerning ourselves with providing a system that will help all of its citizens achieve quality wellness, and fairness without breaking the back of the middle class.

27|9| I do agree with|countrygirl|electricunit@cs.com|10:32:32|10/20/2013|

Posted on Oct-20-13 at 10:32 AM (Eastern) by 64.12.117.14


most of what you are saying. I did come from a middle class family.
I married a carpenter from a poor family. He put in many hours of back
strenuous work through out his life and the employers didn't have to
have insurance.
They say that S.S. wasn't meant for total retirement. If the government
didn't spend it on us we would have more for future retirees. We have paid
in all of our lives. Right?? Now we have to wait longer just to get that.
Are we going to blame Obama for that too? As for companies they are trying
to get around paying toward insurance. If you don't work at least 32 hours
it is not concidered a week. Companies will hire 2 people to work part time
just to avoid paying.
Look at all these people on wellfare that don't have to be. "Not all" but a
lot of them have been past down in generations for years. Again Obamas fault?
Who didn't want to go to the table to talk rationally and try to agree on
things but acted like kids fighting to get all that they wanted. (not careing
about us, closing down the govenment, etc) but they did go on their vacations
huh? They all have money and insurance so who cares.
I do fully agree that cost should be cut down. They are spending too much.
Many of these younger people today get pregnant so that they don't have to
work. They are covered for the 1st 2 years. So they get pregnant again.
There has got to be a lot of changes. Maybe they should all go to the table
and lay out everything they can think of and go from there. 44|7|Cost of insurance|dragonmom|sueedelmann@yahoo.com|08:04:20|10/29/2013|

Posted on Oct-29-13 at 08:04 AM (Eastern) by 69.14.77.2

The problem to me is that even if the cost of the premium is "affordable" (read free with subsidies), you still have the deductible and coinsurance, which the law sets at mx. of $6350 person/$12000 (or close) for family. So, you can be like me, I have insurance, always have, but because of high deductibles and coinsurance and copays, and of course timing (first surgery in December - one $7500 deductible, chemo started in January, end of Jan owed another $7500, plus more each following year). So right now I still ower $23,000, and am making payments as best I can and will be for the rest of the month.

So, even if you get insurance, you are still going to be having major expenses. Yes, it covers mammograms and well baby, but if they actually find something wrong with you, then you're in trouble.

And my poor husband has been working 70 hours a week to make enough money to pay all our bills for the last 4 years while I've been sick, so we make to much to qualify for a subsidy. If he cut back to only 40 hours, we'd get a little help, but then couldn't pay all our bills. So what a crummy choice we have.

We are putting me on one insurance plan and the rest of the family on another, BC doesn't pay until the entire family deductible is met, so since I am usually the only one needing anything, by having my own policy they will pay after the individual deductible, and hubby and kids are on their own with the larger deductible, which we will pray that they all stay healthy and don't ever come close to meeting.

I don't get how people think just HAVING insurance is so great, it's good, don't get me wrong, I owe around $30,000 but my insurance paid $300,000 for me over the last 5 years, but the real problems are in costs. I believe doctors should make decent money, and drugs need to make a profit so they will keep working to develop new ones. One huge expense that is passed on to us is the malpractice insurance costs, people are very sue happy. And drs. are ordering tests we don't need or giving drugs we really don't need because they are afraid of being sued. If they didn't order the test, you can say it's their fault that something wasn't discovered sooner. ANd all the drug ads making people come in and ask for specific drugs, that makes no sense to me, we don't have the medical background, why should we make our own diagnosis?

I notice that the hospital bills me one amount and my insurance comes back and says this is all that's allowed and it is usually well less than half the original amount. So why are the bills that high but they accept the much lower amount from insurance? Are they charging higher because if you don't have insurance, you either don't pay or make payments, so that way they aren't out as much money? I don't understand these things, I am by no means a finance person or medical person, just don't get how it all works.

Sorry I got kind of rambly there, too much involved in all this.
Check out my site at http://suescoupons.webs.com
Thanks, Sue Edelmann
28|4|Well, their facts are inaccurate|dragonmom|sueedelmann@yahoo.com|08:06:57|10/21/2013|

Posted on Oct-21-13 at 08:06 AM (Eastern) by 69.14.77.2

It says nobody will lose their insurance. I have my own plan because of my cancer, and my family is on another. Both plans are being canceled because they are non-compliant with the new health care laws. We have to find a new insurance plan by Jan. 1. I have 4 other friends who have been given the same notice by their health insurance.

One thing to note, all of us involved are self-employed/self-insured. We have been paying for our own insurance for years, and paying more than most people because we are not part of a group and do not have employers picking up part of the costs.

My new insurance plan from my same insurance company is identical to my existing plan, except for things that are mandated to be included at no charge (well baby, vacinnes, etc.) and has a higher total out of pocket and is almost double in premium. Other than the new 100% covered, does not apply to deductible items and the higher out of pocket, it is the same policy I had. So I am paying for "free" services I do not need and will never use, because it is required by law. I cannot "opt" out for a lower premium like I used to do.

Check out my site at http://suescoupons.webs.com
Thanks, Sue Edelmann
29|5|Thanks for posting these facts.|nitagia|abono79@yahoo.com|12:14:53|10/21/2013|

Posted on Oct-21-13 at 12:14 PM (Eastern) by 24.60.194.127

We have been paying our own health insurance for years because we are self-employed. Its not a "Cadillac" plan,but we pay over $1300.00 a month! You would think this new"affordable health plan" would be a blessing for us?? No, it may cost us more. Our doctor is closing his practice. Many doctors are not taking new patients right now.

We all need to be as well informed as possible. Gather information from as many sources as possible,not just from what someone told you. 30|1|I read an interesting article in Time magazine that has some information that I thought was enlightening.|lv2qpon|jcummins1@rochester.rr.com|14:45:41|10/22/2013|

Posted on Oct-22-13 at 02:45 PM (Eastern) by 67.253.143.15

Over 27 states are doing everything they can to opt out of Obamacare. Because the law gives the states rights to implement the medicaid funding for the insurance, in some cases,
some states are refusing to do so. The success of the Obamcare depends on healthy, young people to fund the system and many will not, but will pay the penalty instead. The article implies that many who are older and sicker will bleed the insurance companies and costs for insurance will keep rising and people will not have the choice to opt out unless they pay the penalties. The law was passed and the Supreme Court did declare it constitutional, but only one deciding vote put the the law though.

31|1|Uh Oh! ALL food stamp recipients are going to have their food stamp benefits reduced in November...|Sharon|sforshee@hughes.net|23:06:15|10/22/2013|

Posted on Oct-22-13 at 11:06 PM (Eastern) by 72.171.24.247

Here we go...more cuts and as Geri said, the list goes on....

http://endoftheamericandream.com/archives/uh-oh-47-million-food-stamp-recipients-are-having-their-benefits-cut-back-on-november-1st

http://www.nbcnews.com/business/food-stamp-benefits-going-down-holidays-8C11418632

32|2|Yes... the american dream will soon become the american nightmare|pattyo|pattyolc@aol.com|03:22:08|10/23/2013|

Posted on Oct-23-13 at 03:22 AM (Eastern) by 97.81.72.245

re: food stamp cutback in Nov. 33|2|My disabled Aunt gets a little bit of Food Stamps. They have been cut $20 in the past two months.My Mom's were cut less, but she just gets SS not SSDI. Just stinks. Food prices up, cut the food stamps.|Ranalt|ainebailey@gmail.com|14:05:07|10/23/2013|

Posted on Oct-23-13 at 02:05 PM (Eastern) by 24.236.177.33



Life is like a cup of tea,
It's all in how you make it.
Lisa


34|1|Billions of dollars are being taken out of Medicare to fund Obamcare. Senior citizens are struggling as it is and|lv2qpon|jcummins1@rochester.rr.com|16:26:27|10/24/2013|

Posted on Oct-24-13 at 04:26 PM (Eastern) by 67.253.143.15

the government doesn't care about us. The insurance premiums have doubled in some cases and the benefits decreased. A trip to the hospital for example is more expensive. 35|2|right on target! Gubbermint does not care about us!|pattyo|pattyolc@aol.com|05:12:59|10/26/2013|

Posted on Oct-26-13 at 05:12 AM (Eastern) by 66.168.186.149

:( 36|1|Seems to me that we Americans should of all had the right to vote on this Obamacare crap. |flapper|joyphalen@yahoo.com|06:43:46|10/26/2013|

Posted on Oct-26-13 at 06:43 AM (Eastern) by 76.180.112.56


Instead it just gets pushed down our throats. And for those people who don't get it have to
pay a penalty, seems to me that if they could have afforded it they would have gotten it
to begin with. Thank God my husband and I don't have to go through that. We have Medicare
and good insurance. What a mess this country is in. And it will be even worse in 2014.
Give us Reagan back.


I prefer no fee paypal, but will accept cc, stamps plus postage
Thank You
Joy User name flapper
Please leave your user name for feedback and mine is above.

Garnette member 37|1|Why can't the government just create an insurance company for those who can't|Geri|geristiber@gmail.com|10:04:47|10/26/2013|

Posted on Oct-26-13 at 10:04 AM (Eastern) by 71.194.247.34

get insurance for health or money reasons, and then leave the rest of us alone??

Geri 38|2|Because it would be the 'right' thing to do so won't happen *sigh*|Skaytes|skaytez@gmail.com|10:37:21|10/26/2013|

Posted on Oct-26-13 at 10:37 AM (Eastern) by 67.236.226.39

I am a subscriber/member of Garnettes Bad Trader Alert Listing
My online trade name on all boards is Skaytes
Feedback for me is at: http://www.refundsweepers.com/dcforum/feedback/203.html
Love to read? Join PaperBackSwap and get books for FREE when you swap books with someone! http://www.paperbackswap.com/index.php?n=1&r_by=skaytez%40yahoo.com 45|2|Because someone has to pay for this health insurance...|inthesticks|jbsimon@ymail.com|09:39:53|10/29/2013|

Posted on Oct-29-13 at 09:39 AM (Eastern) by 98.22.216.45

...for the poor and uninsured. And if a person lives in poverty, then they cannot afford to get health insurance in the free market. Obamacare is the great equalizer. Every taxpayer contributes so that all may have the opportunity to have health insurance. 39|1|new health care opinion:|20yrrefunder|tradernikki@yahoo.com|10:56:43|10/26/2013|

Posted on Oct-26-13 at 10:56 AM (Eastern) by 71.0.216.204

My DH and I were just talking about this "Obamacare" mess - with all of the problems and raised premiums, etc. I said that with all of the public outrage over their increased premiums that the people will pressure the lawmakers to repeal Obamacare. He then said, but, your premiums will not go down - the insurance companies will keep your premiums higher - they NEVER, EVER GO DOWN. I bet he is right. JMHO


Nikki

http://www.refundsweepers.com/dcforum/feedback/366.html 40|1|Obamacare is just a way of telling the people they have no say anymore.|ladywcats|gloria.neal@zoomtown.com|12:57:48|10/26/2013|

Posted on Oct-26-13 at 12:57 PM (Eastern) by 74.215.182.229

Obamacare is just a way of telling the people they have no say anymore, The gov now tells us which doctors and clinics we go to and has cut many services. Obamacare is giveing all insurance companies a large raise. Insurance companies are out to make money not loose money so we will have to pay for those people that are already have problems, That means insurance companies are making the well people pay for the sick people by doubling the premiums of health care. Obamacare is not for the people it the largest tax in the history of the United States. Obamacare means higher insurace cost and loosing jobs, more unemployment, more homeless people. Obamacare is not for the people is is slap in the face of our freedom. Its only the begining of Obama getting rid of more and more of our rights to let gov make more of decisions for us. Yes it hard to face but we are losing our freedom to choose.

I am 70 years old and I have dropped all my medical insurance and I choose not to get insurace. I have part A which is free and if that goes away oh well. I will not be told what doctor or health provider I need.

The congress and senate is a scared of O'Bama. They feel that if something to happened to Obamacare now it will cause a war in the United States. O'bama has and is detroying the United States and what it stands for. He has done more damage then any other president is history of United States and it will takes years for any new president to make the United states whole again.

Many people that are sick are for Obamacare but they don't think about the things that other people are losing to pay for Obamacare. Where do they think all the millions of dollars are comming from to pay fot it. Yes it is comming from food stamp programs, social security, programs for children, All the programs get cut to pay for Obamacare, the only thing not cut is O'Bama's paycheck. He still gets all his vacations, use of a jet, free housing and food and he gets free mediacal. He does not pay 1 dime in Obamacare. 41|2|NEWS: AFFORDABLE CARE ACT RUNS INTO MORE LEGAL QUESTIONS.....|kdrink|kdrink34@yahoo.com|20:25:27|10/26/2013|

Posted on Oct-26-13 at 08:25 PM (Eastern) by 24.223.103.113

HEADLINE IN THE GAZETTE TODAY...

basically the article is saying the law (it is stipulated twice in the law) is written in such a way that in order for a person to receive the credit subsidy for purchasing insurance one must buy that insurance through an exhange established by the state. However, there are 36 states that have decided to not open exchanges. Four lawsuits have been filed to urge judges to enforce the wording of the law as written, making the dismantling of Obamacare possible. Dist. Judge Paul Friedman of WA, appointed by Pres. Bill Clinton, refused the administrations request to dismiss the suit. Interestingly, 25 states have also refused to expand their Medicaid coverage turning down federal money, making the law that was supposed to provide free healthcare to the poor in all 50 states, now in just 1/2 of the US. "If the federal government cannot offer these subsidies in the 36 states without exchanges, it cannot enforce the mandate to have insurance"- that's the argument.- It will probably go to the Supreme Court. 42|3|Thanks for posting. The Supreme Court did vote that Obamacare was legal, but it is possible that the|lv2qpon|jcummins1@rochester.rr.com|16:01:25|10/28/2013|

Posted on Oct-28-13 at 04:01 PM (Eastern) by 67.253.143.15

law could be repealed by the Congress. You are right, there are many states that are doing everything they can to stall Obamacare. If the web site can't be fixed soon, that will leave a permanent stain on the health care act. I heard that doctors have to put all information in digital format. That means that the government can have access to our health records. If doctors don't comply, they will have to pay a fine. I hope this isn't true, but just a rumor. 43|4|Are you referring to the Electronic Medical Records law????|kdrink|kdrink34@yahoo.com|19:45:47|10/28/2013|

Posted on Oct-28-13 at 07:45 PM (Eastern) by 24.223.103.113

It is true. By 2014 so many standards need to met within all healthcare facilities and all doctors need to be up to 100% running by year 2016, i think. No, you are not mistaken. There is lots of concern about it because of the electronic data and who could possibly have access to it. There is a doctor that I know that is pretty affordable and is self employed, he is contemplating not taking Medicare as payment because of the new rules associated with electronic medical records, the cost of it and Medicare rules re: electronic data. 47|4|US health records SHOULD be digitized....|inthesticks|jbsimon@ymail.com|09:45:26|10/29/2013|

Posted on Oct-29-13 at 09:45 AM (Eastern) by 98.22.216.45

...it is much easier to keep and maintain health records if they are all digital. This is the 21st Century people....paper is increasingly in short supply and there is no longer a need to record everything on paper. It's up to the people to become computer literate so that they can access their own health records quickly. 49|5|I'm sorry, but I want any of my medical records kept private|Sharon|sforshee@hughes.net|13:16:20|10/29/2013|

Posted on Oct-29-13 at 01:16 PM (Eastern) by 72.171.24.124

between me and my doctor. Why should all of my private information be viewed for anyone to see, including the government? They have too much control in our lives already and I don't like it one damn bit! Our rights are being taken away from us every day, which many people don't realize until it's too late! 59|3|Analysis: Tens of millions could be forced out of health insurance they had |Sharon|sforshee@hughes.net|08:42:42|11/09/2013|

Posted on Nov-09-13 at 08:42 AM (Eastern) by 72.171.24.123

http://www.mcclatchydc.com/2013/11/07/207909/analysis-tens-of-millions-could.html

“If you like your private health insurance plan, you can keep your plan. Period,” Obama said as he pitched the plan, the unqualified promise he made repeatedly".

46|2|Good grief! President Obama is not destroying....|inthesticks|jbsimon@ymail.com|09:42:05|10/29/2013|

Posted on Oct-29-13 at 09:42 AM (Eastern) by 98.22.216.45

...the United States, nor is Congress afraid of Obama. And even if Obamacare was repealed, it would NOT start a war in the US! Geez.... 50|3|You're joking right??...|Sharon|sforshee@hughes.net|13:20:54|10/29/2013|

Posted on Oct-29-13 at 01:20 PM (Eastern) by 72.171.24.124

Our country has already been destroyed - have you looked around lately what's really going on? We're on our way to becoming a third world country. There are no jobs, high unemployment, more people going on govt. assistance which we don't have the money for as no one is hiring, except for low paying jobs, more taxes, we're in deep debt in the trillions that will never be paid off, need I go on? We'll be heading into a long period of austerity very soon and everyone is going to feel the pain. 51|4|I 100 percent agree!!!|momtosix|markncarol6@gmail.com|15:17:38|10/29/2013|

Posted on Oct-29-13 at 03:17 PM (Eastern) by 24.247.30.240

>Posted on Oct-29-13 at 01:20 PM (Eastern)
>by 72.171.24.124Our country has already been
>destroyed - have you looked around
>lately what's really going on?
>We're on our way to becoming
>a third world country. There
>are no jobs, high unemployment, more
>people going on govt. assistance which
>we don't have the money for
>as no one is hiring, except
>for low paying jobs, more taxes,
>we're in deep debt in the
>trillions that will never be paid
>off, need I go on?
>We'll be heading into a long
>period of austerity very soon and
>everyone is going to feel the
>pain.


Stay Away From My Coupons and No One Gets Hurt! 52|4|Sharon ..no better words than yours here1|pattyo|pattyolc@aol.com|16:12:41|10/29/2013|

Posted on Oct-29-13 at 04:12 PM (Eastern) by 66.168.186.149

>Posted on Oct-29-13 at 01:20 PM (Eastern)
>by 72.171.24.124Our country has already been
>destroyed - have you looked around
>lately what's really going on?
>We're on our way to becoming
>a third world country. There
>are no jobs, high unemployment, more
>people going on govt. assistance which
>we don't have the money for
>as no one is hiring, except
>for low paying jobs, more taxes,
>we're in deep debt in the
>trillions that will never be paid
>off, need I go on?
>We'll be heading into a long
>period of austerity very soon and
>everyone is going to feel the
>pain.


48|1|people's medical records should be between patient and doctor only|ladywcats|gloria.neal@zoomtown.com|13:08:40|10/29/2013|

Posted on Oct-29-13 at 01:08 PM (Eastern) by 74.215.182.229

People go to doctors for many reasons, Doctors take a oath to save people and to treat people. If the records are shared many people will not got to doctors. I think this is just another way of taking away our rights. When it becaomes law I will not be going to a doctor. I do think that many doctors are not for it. Doctors may try to practice under the scope of the law. 53|2|Best newsletter !|pattyo|pattyolc@aol.com|03:42:13|10/30/2013|

Posted on Oct-30-13 at 03:42 AM (Eastern) by 66.168.186.149

http://www.naturalnews.com/042717_health_insurance_losing_coverage_Obamacare.html 54|3|Excellent article Patty!|Sharon|sforshee@hughes.net|22:44:03|10/30/2013|

Posted on Oct-30-13 at 10:44 PM (Eastern) by 72.171.24.248

"Obama is not merely a liar but a sociopathic liar who feels no remorse for the massive social cost of his actions. He deliberately misleads Americans into supporting a plan that was designed from the start to destroy the American economy and leave tens of millions of people medical bankrupt with no insurance whatsoever".

55|1|Annihilation of U.S. Dollar Coming......|Sharon|sforshee@hughes.net|22:45:09|10/30/2013|

Posted on Oct-30-13 at 10:45 PM (Eastern) by 72.171.24.248

http://usawatchdog.com/jim-sinclair-50000-gold-us-dollar-collapse-hyperinflation-and-more/#more-11287 63|2|Venezuela - example of third world country and it will happen here......including sky-high prices!!|Sharon|sforshee@hughes.net|12:24:13|11/13/2013|

Posted on Nov-13-13 at 12:24 PM (Eastern) by 72.171.24.125

http://www.zerohedge.com/news/2013-11-12/venezuela-dispatches-army-enforce-appliance-fair-price-ceiling-after-looting-ensues

"Pay attention: this is coming to every "developed" banana republic near you". 56|1|For anyone thinking our country does NOT have problems.....let's do the math....|Abbicca|Abbicca@insightbb.com|02:56:22|11/01/2013|

Posted on Nov-01-13 at 02:56 AM (Eastern) by 74.138.31.217

Our new national debt is now 17 TRILLION.....and our 2010 census says the total people living in our nation (legal citizens, immigrants, undocumented workers, etc) is 309 MILLION .....and that's actually rounded UP. If you divide that out.....every human being in the US right now owes OVER $55,000!!! The latest rise of the debt ceiling added that last THOUSAND to everyone.

That isn't per family or household...that is per person. And it INCLUDES the people who do not file taxes or pay into our government in any way other than sales tax and anything added into phone/utility bills as far as taxation. I'm glad I don't have kids because just my husband and I cannot afford the $110,000 that is our portion.

Have you ever walked into a bank and asked for a loan...having never paid a penny of what you actually OWE back but only paying interest for years....and taking out more and more of a loan every year, and explained it was because you couldn't live within your budget? Did YOU get that loan???? Or would you be escorted to the door?

I wish I was smart enough to come up with a solution....but, people.....wake up and smell the cocoa beans!!! We have GOT to get a BALANCED BUDGET and live within it....PERIOD.

57|2|Well said, Amy!|saint6811|waylan@comcast.net|12:40:39|11/01/2013|

Posted on Nov-01-13 at 12:40 PM (Eastern) by 98.213.152.114

LONG TIME MEMBER OF THE R.S.B.C.


60|1|and with the low raise in SS benefits--OUR MEDICARE PAYMENTS WILL EAT THAT UP|docpolly|plshrews@aol.com|09:54:18|11/09/2013|

Posted on Nov-09-13 at 09:54 AM (Eastern) by 99.190.141.96

"Friends are angels who lift us up when our wings no longer remember how to fly"


SAD BUT TRUE 62|2|At least you are getting a raise...which is more than I can say for anyone in my family.|kdrink|kdrink34@yahoo.com|20:57:53|11/09/2013|

Posted on Nov-09-13 at 08:57 PM (Eastern) by 24.223.103.113

I know that your raise is not much, but it is more than what many people are getting. In my family we haven't had a raise in our paychecks in three years. The only raise we ever see is in taxes, gas, cost of living, groceries, etc... I say this, if minimum wage goes up and COLA for SS and other federal government checks goes up, then all business should adjust their pay scales accordingly. Hah! As is if that will happen!

64|3|I agree, Kathy! I was lucky to get a 2% merit raise last year, but our standard raises have been frozen for two years now.|saint6811|waylan@comcast.net|13:17:12|11/13/2013|

Posted on Nov-13-13 at 01:17 PM (Eastern) by 98.213.152.114

LONG TIME MEMBER OF THE R.S.B.C.


65|4|LOL you know the saying- wish in one and.............|kdrink|kdrink34@yahoo.com|22:36:19|11/13/2013|

Posted on Nov-13-13 at 10:36 PM (Eastern) by 24.223.103.113

I tend to get what is in the other... It is very frustrating (to all workers I am sure) to not get adequate raises and are expected to work harder for less and less. I can only hope, or should I say wish :), that Social Security will be around for me and if it is not, I want a refund! 66|5|I feel EXACTLY the same way.|kellysp6637|frugalk76@aol.com|06:18:51|11/14/2013|

Posted on Nov-14-13 at 06:18 AM (Eastern) by 108.49.148.49

workers, such as myself and my husband, are working harder and longer than ever before and seeing less and less in their checks. No raises, but stand by and watch as more welfare is handed out like candy and programs like social security touted as not sustainable. I'm sorry, but I'll be damned if I'd paid into social security since the age of 15 and NOT be able to collect a fraction of it back. If that should happen, I suspect their will be a GOOD deal of people demanding refunds. 61|1|Social Security is a separate trust fund that the government has used as a piggy bank to pay for|lv2qpon|jcummins1@rochester.rr.com|14:56:55|11/09/2013|

Posted on Nov-09-13 at 02:56 PM (Eastern) by 67.253.143.15

other things over the years. There will be more government cut backs and they take away from those of us who need it the most. We worked hard all our lives, paid into the system and they just don't seem to care about seniors or the poor or the veterans.