39 0|0|Q about disability......|couponsnsamples|cpsnsamples@aol.com|20:59:30|09/08/2012|
Posted on Sep-08-12 at 08:59 PM (Eastern) by 184.21.147.179

when a spouse is working....do they count that income?

my back and neck is messed up ,i have thougth about signing up for disability but never have....since my husband works....but

lately my husband has been laid off more than he has worked......and he has health issues that i fear is gonna catch up to him....

i dont wanna be stranded without any income...cause i know they can put your case off and keep on putting it off.....for a long time......

i figure if i go ahead and file......then if he becomes disabled i will still have something coming in while they tinker with the case......

i have never dealt with this before and i just wondered 1|1|NO, I DO NOT BELEIVE THEY WOULD COUNT HIS INCOME, YOU ARE THE ONE SIGNING UP FOR IT..........GOOD LUCK ITS NOT EASY TO GET IT|JOYHAPPYONE|DAIDOLA5@AOL.COM|22:05:49|09/08/2012|

Posted on Sep-08-12 at 10:05 PM (Eastern) by 64.12.116.68


---------------------------------------
IF YOU DON'T HEAR IT WITH YOUR OWN EARS, OR SEE IT WITH YOUR OWN EYES, DON'T INVENT IT WITH YOUR SMALL BRAIN AND SHARE IT WITH YOUR BIG MOUTH 2|1|SSI counts it, they deem his income to you|cinda68|lacinda68@gmail.com|02:43:30|09/09/2012|

Posted on Sep-09-12 at 02:43 AM (Eastern) by 24.145.22.28

not sure about ssd but ssi counts your spouse's income 3|1|my husband is on disability, and my income has nothing to do with his benefits.|dlpavitt|dlpavitt@att.net|02:43:47|09/09/2012|

Posted on Sep-09-12 at 02:43 AM (Eastern) by 76.250.235.202

If you are a HONEST trader, there is nothing to fear in having a feedback link. If you do not have one, please set one up, BEFORE contacting me for a trade. If you insist on not having a feedback link, please do not contact me to trade. Feedback links protect all of us, on RS. Thanks for understanding. Donna 4|2|Been disabled for over 12 years, here are some links inside to HELP you!|cashcoll|cashcoll@yahoo.com|03:39:59|09/09/2012|

Posted on Sep-09-12 at 03:39 AM (Eastern) by 70.178.67.128

Now of days you can do it On-Line, which can be a lot faster. I had to wait for 2 years before I was approved and it's harder to get approved these days. The main thing you need to do and to be sure to keep a notebook. Write EVERYTHING down, from appts, to meds you take, xray & etc....You don't want to leave ANYTHING out.

SSI Govermment:
http://www.ssa.gov/

http://www.ssa.gov/pgm/disability.htm


Disability Secrets:
http://www.disabilitysecrets.com/


HTH
Teresa

Have a Great Day!

*********************************

GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
5|1|?|mcox|DMC716@WEBTV.NET|21:07:38|09/09/2012|

Posted on Sep-09-12 at 09:07 PM (Eastern) by 209.240.206.200

what is the difference between SSI and SSD ??? thanks 6|2|ssi and ssd|cinda68|lacinda68@gmail.com|21:22:50|09/09/2012|

Posted on Sep-09-12 at 09:22 PM (Eastern) by 24.145.22.28

ssi is the program for disabled people who haven't paid enough into soc sec to collect ssd 7|3|yes, that is corrct the difference between ssi & ssd, but they also told me on the phone that when I reach 53 it will switch over to ssd|HONEY11|HONEY1@AMERITECH.NET|22:55:17|09/09/2012|

Posted on Sep-09-12 at 10:55 PM (Eastern) by 108.192.106.129

o They also told me if you inherit money, win money etc, that ssi will count it as income so your checks will be lower. They said once it switches over to ssd they cannot deduct your check even if you win a million dollars. Be prepared to fight, I applied in June and am still fighting to get help and I am blind and unable see to work.
o
@..@
(----)
( )--( )
o0..0o Linda

8|4|It took us over three years to get disability, for my husband. I agree with Theresa, document everything!! We had to get a lawyer as well, they can be paid directly out of your disability settlement,.|dlpavitt|dlpavitt@att.net|05:32:58|09/10/2012|

Posted on Sep-10-12 at 05:32 AM (Eastern) by 76.250.235.202

If you are a HONEST trader, there is nothing to fear in having a feedback link. If you do not have one, please set one up, BEFORE contacting me for a trade. If you insist on not having a feedback link, please do not contact me to trade. Feedback links protect all of us, on RS. Thanks for understanding. Donna 9|5|HERE"S THE SKINNY ON THIS ONE>>>>>>>>>>>>PLEASE READ|kdrink|kdrink34@yahoo.com|22:19:39|09/10/2012|

Last edited on Sep-10-12 at 11:06 PM (Eastern) by 24.72.222.221

Last edited on Sep-10-12 at 10:56 PM (Eastern) by 24.72.222.221 Last edited onSep-10-12 at 10:54 PM (Eastern) by 24.72.222.221 Posted onSep-10-12 at 10:19 PM (Eastern) by 24.72.222.221

SSI is for people who do not have 40 work credits. It is considered (for lack of better words) a welfare sort of benefit. You cannot work but don't qualify for SSDI. When you get $1 in SSI you are automatically elgible for Medicaid. However, they would count your husbands income and you cannot have more than $2,000.00 in assets. You can own a home and you are entitled to own a car.

SSDI is for people who have 40 or more work credits. After 2 years on SSDI you are eligible for Medicare. Otherwise, you will not get any type of insurance until then. One can collect both SSI and SSDI and obtain Medicaid (remember as long as you get the $1 in SSI) as long as the SSDI is below the goverment poverty amount, which is about $694.00 at this time. Meaning if you are eligble for 400.00 in SSDi you would be eligible for 294.00 in SSI.

If you are granted SSDI and say you make 800.00 per month but are in dire need of insurance. You can check with your local Public assistance office tosee if you qualify for what is called a Medicaid Incurment. Every month you would get a bill to pay for your Medicaid for approximately 106.00 which takes your SSDi amount and basically subtracts the goverment povery amount.

If you qualify for SSDI you can check with the same office to see if you qualify as a Qualified Medicare Beneficiary. Which will pay your Medicare premiums each month, discount your 20% copay, and eliminate your Part D donut hole as well as qualify you for small Part D monthly premiums as QMB would pay a portion. But there are 3 programs which differ slightly.

On misconception that I feel compelled to state: Usually under the SocialSecurity Laws people often think they will quaify for disability because they cannot perform their job and are unable to work. As long as you can make SGA (Substanstial Gainful employment) amount, which at this point is approximately 1000.00 a month, you are usually not deemed disabled. SocSec could care less if you made 5,000.00 a month and now can only make 1200.00 You can go from a director of a business to a McDonalds worker to a Ferry Boat Cleaner. If they deem you able to work in any capacity even if it is the Ferry Boat Cleaner and there are no ferry boats or ocean or lake or any body of water within where you live, it does not matter. They deemed you able to work.

So, this is probably more info than what you wanted to know but I have more.......Apply for SocialSecurity, keep records, andsearch your area for an attorney. Don't be scared with the attorney cost. This is important- the date that you apply for SocSec is important. If you get denied at first, within 30 days write your appeal letter. It can simply say your name and case # and that you wish to appeal their decision. AND KEEP APPEALING.....Now look for an attorney who will take 50% of your back pay. This means that after all of your appeals it reaches a judge and if he grants you SocSec they go back to the initial filing date even if it has been 3 years. So, if they owe you $20,000.oo they attorney will take 50% and you get the rest and you get your SocSec. If you lose the case the attorney will charge you nothing. The agreement about payment is for the backpay. It is a good sign if an attorney takes your case and agrees to charge based on backpay only.

Good luck and if you have any other questions just ask. I have the knowledge and will share it (LOL althouh it would be nice to charge :) but I need to put my disclaimer in here that this is soley for informational purposes, and to be used as a guide. No information is intended for actual purposes but rather as examples. 10|6|AND one more thing LOL|kdrink|kdrink34@yahoo.com|22:25:08|09/10/2012|

Posted on Sep-10-12 at 10:25 PM (Eastern) by 24.72.222.221

SSDI- they don't care if you have a million dollars.

SSI- 2,000.00 asset limit, this will also include whole life isurance policies.

Someone did mention something about if they inherit money. There is a "grace period" sort of. Say you inherit 10,000.00, they do give you a few months to spend it. You report it to Soc Sec, then you spend it and report that you spent it, sometimes they ask for receipts. You cannot give it away. But, you can buy some nice furniture. :) 11|7|have you ever worked?|angNC|memawang@nc.rr.com|15:38:01|09/11/2012|

Posted on Sep-11-12 at 03:38 PM (Eastern) by 71.70.157.110

I got SS,with so many problems.I had enough work credits to get it.
Find a good lawyer,ask about local SS lawyers. I have never heard of
any one getting it the first time except a bad cancer patient.Don't
give up, and don't think the SS people are your friends. 12|8|I was approved first time|cinda68|lacinda68@gmail.com|15:43:20|09/11/2012|

Posted on Sep-11-12 at 03:43 PM (Eastern) by 24.145.22.28

I became disabled in 1999, was approved my first try but I was very sick and they told me to plan my funeral. I didn't have enough credits for ssd so I received ssi. 13|9|My dad and a few others I know got it the FIRST time and they didn't have cancer. If bascially depends on what all is wrong with you!|cashcoll|cashcoll@yahoo.com|00:15:35|09/12/2012|

Posted on Sep-12-12 at 00:15 AM (Eastern) by 70.178.67.128

Have a Great Day!

*********************************

GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
14|10|"kdrink" --- You stated the following: After 2 years on SSDI you are eligible for Medicare. This is NOT totally correct. |cashcoll|cashcoll@yahoo.com|00:22:19|09/12/2012|

Posted on Sep-12-12 at 00:22 AM (Eastern) by 70.178.67.128

If you are NOT working and you apply for disability & your are APPROVED. You can automatically get on Medicare as long as you haven't WORKED in 2 years.


Most lawyers take 25% of what you get not 50%. If it was 50% I would of done it myself. I also told the JUDGE, what my lawyer had done and he gave me HALF of the money he was to get. My lawyer wasn't very good at his job. Be sure to research for a good attorney that knows what he is doing and be sure to meet with them "in person" and not over the phone!!

HTH
Teresa


Have a Great Day!

*********************************

GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
15|11|50 percent is very high|cinda68|lacinda68@gmail.com|03:38:58|09/12/2012|

Posted on Sep-12-12 at 03:38 AM (Eastern) by 24.145.22.28

I didn't have a lawyer, didn't need one but I would have never agreed to 50 percent! Studying the laws and rules to be prepared is what I would have done if I had to fight for approval. Maybe the lawyers are all charging that much nowadays, I don't know. I would have prepared my own case instead. 16|11|when my husband got disabilty a few years ago, the MOST a lawyer could receive was 5,600 no matter how much your settlement was(for all the months, you had been waiting), and my husband got 34 months worth of back payments. Our lawyer was excellent, and earned every cent of what we gave her. I however did a lot of research, before picking her. |dlpavitt|dlpavitt@att.net|06:30:49|09/12/2012|

Posted on Sep-12-12 at 06:30 AM (Eastern) by 76.250.235.202

If you are a HONEST trader, there is nothing to fear in having a feedback link. If you do not have one, please set one up, BEFORE contacting me for a trade. If you insist on not having a feedback link, please do not contact me to trade. Feedback links protect all of us, on RS. Thanks for understanding. Donna 17|12|50% is the going rate for Atty's in our area|kdrink|kdrink34@yahoo.com|11:54:20|09/12/2012|

Posted on Sep-12-12 at 11:54 AM (Eastern) by 72.175.235.50

It may depend on the state that you live in. It is the going rate where I live and believe me when I say this, even at 50% there is no shortage of work. And for some of you that amount may seem high.

This is what I do for a living: to help people qualify for SSDI/SSI among other things as decribed in my contract as "other duties as assigned." LOL

As with anything there are shades of grey. The law can be very complicated with having subsections such as the Medicare. Again my post was for reference only. I cannot get into all the bylaws of if and thens on qualifying, it is again dependent on one's particular circumstance/disability.

Currently there is a push for qualifying for co-occuring disorders, but 10 years ago many people were denied. 15 years before that people were approved. 5 years after receiving benefits people were asked to be recertified and denied again, but it was dependent on the criteria, however many no longer qualified. Things change and can change often.

My suggestion again is that at first if you are denied, you appeal, and when it reaches the judicial level you make sure that you have a good attorney even if that means paying 50% of the backpay. For those of you who disagree, I say this because not everyone can understand the laws or have the energy to do so. Some have disabilites that often affect their thought process. It can be stressful. If the goal is to get your SSDI, then you do exactly that- get your SSDI even if it means paying 50%. 18|13|What STATE do you live in??? I have never heard of any lawyer getting 50% before, in any state! |cashcoll|cashcoll@yahoo.com|13:42:17|09/12/2012|

Posted on Sep-12-12 at 01:42 PM (Eastern) by 70.178.67.128

Have a Great Day!

*********************************

GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
19|14|Aren't there Legal Aid lawyers where you live that don't charge a fee?|lv2qpon|jcummins1@rochester.rr.com|15:20:16|09/12/2012|

Posted on Sep-12-12 at 03:20 PM (Eastern) by 74.67.142.63

? 20|14|I live in the wild west....where you can still where guns on your hip and walk into a store. Although some stores do have a sign that says "Please leave your gun at the customer service center"|kdrink|kdrink34@yahoo.com|15:30:45|09/12/2012|

Posted on Sep-12-12 at 03:30 PM (Eastern) by 72.175.235.50

Seriously though, I do refer people to three different attorneys in our area and the contracts state 50%, both verbally and written. And that is not even mentioning the payment from Social Security either if that is part of their agreement as well, and yes sometimes both parties pay depending on the circumstances. A few years back it was around 33%.

I know it seems high, but the only thing I can say is.....it is what it is. Other states might be different. Some of it may have to be with record charges etc. I end it at the attorney level, once everything is signed on the dotted line. It could also have to do with collection of medical records, etc. In our area agencies will charge up to $175.00 per incident of record collection.

The one thing I am absolutely sure of is the people I assist are so grateful when their benefits are approved. At the judicial level, I've seen one case not be approved and I thought it should have been. I see some approved that I too even question, but oh well I'm not the judge. LOL just the taxpayer 21|15|You still didn't answer the question -- just wondering what STATE you live in??? Thanks!|cashcoll|cashcoll@yahoo.com|21:21:04|09/12/2012|

Posted on Sep-12-12 at 09:21 PM (Eastern) by 70.178.67.128

Have a Great Day!

*********************************

GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
22|16|you're right, I didn't....|kdrink|kdrink34@yahoo.com|22:51:33|09/12/2012|

Posted on Sep-12-12 at 10:51 PM (Eastern) by 24.72.222.221

thanks 23|17|BY LAW, IT CANNOT BE MORE THEN 1/4 NOT 1/2 YOUR BACKPAY |QponFreebieQueen|QponFreebieQueen@gmail.com|00:17:00|09/13/2012|

Posted on Sep-13-12 at 00:17 AM (Eastern) by 71.61.81.90

http://www.ssdrc.com/13-13.html

Disability lawyers are entitled to be paid up to 1/4th of an individual’s back pay, and the amount of the fee for representation is currently capped by the Social Security Administration at $6,000. This fee is not a retainer; it is awarded to the attorney contingent upon if he wins the case. In other words, if he loses the case, he cannot collect a fee (other than incidental expenses included in the fee agreement.)

Social Security has raised the maximum allowable fee over the past 10 years from $4,000 to $6000. However, if you win, you do not necessarily pay the maximum. For instance, if the total back pay is $20,000, your attorney is entitled to collect only $5,000; if your total backpay is $1,200, your attorney can collect only $300, and so forth.

On the other hand, as previously noted, most attorneys and non-attorney reps will include incidental expenses in their fee agreements, perhaps charges for copying, obtaining medical records, travel, etc., so be sure to read any fee agreement carefully before signing it. Incidental expenses are due regardless of a claim’s outcome.

If at any point during your case you become dissatisfied with your legal representative, you can usually let him go without financial penalty, unless of course you do this right before your hearing, after he has presumably done a considerable amount of preparation and leg work. If you wait until the eleventh hour to switch representatives, your prior attorney will be more likely to dispute the fee (although, in all candor, it would be up to the attorney who is being discharged to decide whether or not he will file a fee petition, which is a claim for a portion of the representation fee, based on the work that he has performed on the case up to the time of the attorney's discharge). You may wish to check in with your attorney regularly for status updates on your case to determine if you are indeed satisfied with your representation. Switching attorneys is best done well in advance of the actual hearing.

Granted, some people decide not to obtain legal counsel of any sort before their hearing; legal representation is not required at any stage of the disability process. Yet, while the idea of keeping all the back pay is understandably attractive, claimants are strongly cautioned that, according to government statistics, those who are represented by an attorney at an SSD or SSI hearing are about 50% more likely to win a case at the hearing level versus claimants who are not represented.

Given the fact that it can take up to two years to get the opportunity to appear before a disability judge (due to backlogs in the system), and the fact that, should you lose your case you usually have no choice other than to give up or to start all over again with a new claim, it makes little sense to go before a judge without adequate preparation, which usually implies legal assistance. The stakes are simply too high at this level of representation to take any unnecessary risks.


PAYPAL EXISTING FUNDS NO FEE ROUTINE, CC FUNDED PAYPAL YOU PAY THE FEES.

Please Email All Responses To:
qponfreebiequeen@gmail.com

24|18|Ok then that settles it......|kdrink|kdrink34@yahoo.com|00:58:04|09/13/2012|

Last edited on Sep-13-12 at 01:15 AM (Eastern) by 24.72.222.221

Last edited on Sep-13-12 at 01:04 AM (Eastern) by 24.72.222.221

Posted on Sep-13-12 at 00:58 AM (Eastern) by 24.72.222.221

You're right. Thanks for the clarification. It doesn't really matter to me what the attorney charges. Whether it be 25, 33, or 50%. I know how it works here and it could be because of the medical records charges, maybe they had to travel, etc as listed in the incidental expenses, maybe that has something to do with it and is why some people pay a higher amount from their backpay because everything is lumped together. A certain % for this plus the indcidental expenses = a high amount of backpay taken. I guess what I didn't say is that I have known people to pay less as well, perhaps because their case was not as complicated and was not too time consuming. The point is this: An attorney will work for backpay. You do not have to have thousands of dollars in cash upfront in order to have representation. I just hope that whoever is applying really thinks about hiring an attorney if they are not approved. It's not an easy system to navigate and most people, but not all, do not get approved the first time. Some do though. Good luck and keep records of everything and everyone to whom you come in contact with that provides medical care.

25|18|Oh and yes, I like the fact about people are 50% more likely to be approved for benefits when they have legal representation.|kdrink|kdrink34@yahoo.com|01:01:20|09/13/2012|

Posted on Sep-13-12 at 01:01 AM (Eastern) by 24.72.222.221

That is so true. 26|19|The TRUTH is what they can't get 50% and I don't think you want to admit that. The fee for your records and the gas and etc....is included in the final amount, which they stated in the above post and |cashcoll|cashcoll@yahoo.com|08:38:27|09/13/2012|

Posted on Sep-13-12 at 08:38 AM (Eastern) by 70.178.67.128

they even posted the link -- I don't think you want to believe it but those are the TRUE--FACTS!

Teresa


Have a Great Day!

*********************************

GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
27|20|i talk from experience actually, also. my lawyer wanted 25 % plus a FEW agreed upon fees that added up to an extra $200 which was fine with me. i didnt get approved, but those were the agreed upon fees if i had won :)|QponFreebieQueen|QponFreebieQueen@gmail.com|08:59:18|09/13/2012|

Posted on Sep-13-12 at 08:59 AM (Eastern) by 71.61.81.90

PAYPAL EXISTING FUNDS NO FEE ROUTINE, CC FUNDED PAYPAL YOU PAY THE FEES.

Please Email All Responses To:
qponfreebiequeen@gmail.com

28|1|This is very interesting.......|kdrink|kdrink34@yahoo.com|10:46:58|09/13/2012|

Last edited on Sep-13-12 at 11:35 AM (Eastern) by 72.175.235.50

Posted on Sep-13-12 at 10:46 AM (Eastern) by 72.175.235.50

and perhaps I have been either telling people the wrong thing for the past several years or when I ask clients about the charge for back pay they haven't been truthful, but I do need to know this. So, I called the attorney to whom I refer to in order to get more current detailed information. Some of you raise some very good questions.

Is there anything anyone would like to know. I plan to ask the following:

1. What is the current %

2. Are records included in that charge? ( I doubt it is becuase those can be very expensive to obtain and add up quickly, but I guess if it is a small fee it wouldn't matter much.)

3. Is there a cap on the amount of payment?

anything else?

29|2|A Big thank you to QponFreebieQueen and Cashcoll|kdrink|kdrink34@yahoo.com|11:46:57|09/13/2012|

Last edited on Sep-13-12 at 12:57 PM (Eastern) by 72.175.235.50

Posted on Sep-13-12 at 11:46 AM (Eastern) by 72.175.235.50

Thank you for the link (this will come in handy) and discussion. The information was printed, posted in my office and forwarded to others. To clarify the incidental charges I'm still waiting for a return phone call, this is for my own personal knowledge and now LOL you've created work for me as I have to phone 3 different attorneys to see if they charge the same way.

This raised quite the discussion at my work which created additional stories and added more confusion to the misinformation/correct information topic,however the population of people we work with aren't always honest, truthful, or simply may not understand what is happening, but nonetheless it helped us revisit the topic and raised other pertinent questions which then created a phone call to the director of Soc Sec at our local branch. But as with everything........phone tag!

Although it created more work for me, and frankly I don't know why I even care as I'm not the attorney nor do I work for one, I guess I now question my contacts and their information for professional reasons. And it doesn't quite sit easy with me. So for now unless the attorney's state otherwise I am going by the reference from Qponfreebie. 30|1|yes|qponlady|qponlady@ptd.net|16:30:07|09/13/2012|

Posted on Sep-13-12 at 04:30 PM (Eastern) by 24.152.247.33

If the person who is on disability ,they can not work they can take you off it or
take dollar for dollar earned. Now if your collecting disability and your spouse works
they will not touch his pay.
I'm disabled and my husband worked for many years now retired and I still get my disability
and he gets his social security.
Hope that helps.
Carol
31|2|I NEED HELP, IM CONFUSED :(|INTRIGEDBYU2|intrigedbyu21967@yahoo.com |15:47:40|09/14/2012|

Posted on Sep-14-12 at 03:47 PM (Eastern) by 99.102.245.79

I applied a few years ago for ssd but was denied several times, said I didnt have enough work credits, couldnt get it cause I was married, etc.. Got tired of being turned down so gave up. Have been through so many health problems since. After all these years they finally tell me I was applying for wrong thing I shouldve filed for ssi. So I am starting all over and filed for ssi. My drs keep telling me I should apply for it cause I cant work and havent worked in years due to health problems. Now they want to go by my husbands income which I dont understand this is for me not him. If they go by his income I will probably be denied. He makes pretty good money but after they take out for insurance and we try to pay bills were broke and hardly have money for food or anything else. I dont know what to do, should I just give up. Applying for this is definitely a headache. Also if i did get accepted would they go back and pay me when i first applied for ssd or no it will only count for when i signed up for ssi. Thanks for all your help :)

Betty
intrigedbyu21967@yahoo.com
32|3|HELP PLEASE:)|INTRIGEDBYU2|intrigedbyu21967@yahoo.com |13:24:11|09/15/2012|

Posted on Sep-15-12 at 01:24 PM (Eastern) by 99.102.245.79

THANKS,
BETTY 33|3|Since you were to apply for SSI then they would only go back to when you became disabled. They wouldn't go back & look when you applied for SSD. If I understand you correctly , you apparently |cashcoll|cashcoll@yahoo.com|20:54:44|09/15/2012|

Posted on Sep-15-12 at 08:54 PM (Eastern) by 70.178.67.128

didn't work enough QUARTER'S to get on SSD. I don't think they would give you much money, if any since you haven't worked in a long time.

HTH
Teresa


Have a Great Day!

*********************************

GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
34|4|i know several in this area that are in their 30's drawing ssi and they are getting $700+ not sure |couponsnsamples|cpsnsamples@aol.com|21:00:50|09/15/2012|

Posted on Sep-15-12 at 09:00 PM (Eastern) by 184.21.147.179

of the full amount they are getting.......but its over $700

i know one couple......both are drawing.....they are in 30's and really nothing wrong with either except they are damn lazy.......

she has 3 kids living with her that also draws........

and i dont ever remember either of them working at all 35|5|There's possiblity that it could be a MENTAL problem that she has and that is why she is on it. |cashcoll|cashcoll@yahoo.com|05:22:18|09/17/2012|

Posted on Sep-17-12 at 05:22 AM (Eastern) by 70.178.67.128

Have a Great Day!

*********************************

GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
36|6|The difference between SSI & SSDI are inside! HTH, Teresa|cashcoll|cashcoll@yahoo.com|05:32:30|09/17/2012|

Posted on Sep-17-12 at 05:32 AM (Eastern) by 70.178.67.128

Social Security Disability--SSDI:

A disabled or blind individual must have paid Social Security taxes to become insured for benefits.


"PAYMENT" The monthly disability benefit amount is based on the Social Security earnings record of the insured worker.
You must be insured under the Social Security program before retirement, survivors, or disability benefits can be paid to you or your family. We consider the number of quarters of coverage you earned to determine if you are insured. You earn a quarter of coverage (QC)—also called a "credit"—for a certain amount of work covered under Social Security, but you may earn no more than 4 QCs per year. Generally you need to be fully insured to receive Social Security benefits, but other requirements may also apply. http://www.socialsecurity.gov/OACT/ProgData/insured.html

"Medical Coverage" The worker will get MEDICARE coverage automatically after receiving disability benefits for two years.


List of medical conditions: http://www.socialsecurity-disability.org/disabling-conditions


Main link for SSDI: http://www.socialsecurity-disability.org/content/about-ssdi?gclid=COm01P-jvLICFSWoPAodE3gAdg


***************************************************

Social Security Medical Conditions (Blue Book): http://www.ssa.gov/disability/professionals/bluebook.

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Supplemental Security Income--SSI:

The monthly payment is based on need and varies up to the maximum federal benefit rate. Some states add money to federal SSI payments. Generally, the maximum Federal SSI benefit changes yearly. SSI benefits will automatically increase in 2012 because there was an increase in the Consumer Price Index from the third quarter of 2009 to the third quarter of 2011. Effective January 1, 2012, the Federal benefit rate is $698 for an individual and $1,048 for a couple. Some States supplement the Federal SSI benefit with additional payments. This makes the total SSI benefit levels higher in those States. SSI benefit amounts and State supplemental payment amounts vary based upon your income, living arrangements, and other factors.

A disabled or blind adult or child must meet all of the following categories:
Have limited income;
Have limited resources;
Be a U.S. citizen or national, or in one of certain categories of aliens; and
Live in the United States or Northern Mariana Islands.


"PAYMENT" The monthly payment is based on need and varies up to the maximum federal benefit rate. Some states add money to federal SSI payments.

"Medical Coverage" In most states, beneficiaries are automatically eligible for MEDICAID.

Social Security disability (SSDI) and SSI disability:
http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/245/~/difference-between-social-security-disability-and-ssi-disability


HTH
Teresa

Have a Great Day!

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GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
37|1|Conversation with Attorney this morning|kdrink|kdrink34@yahoo.com|12:19:52|09/17/2012|

Last edited on Sep-17-12 at 12:58 PM (Eastern) by 72.175.235.50

Posted on Sep-17-12 at 12:19 PM (Eastern) by 72.175.235.50

25% and a 6,000.00 cap is what Social Security allows for atty fees when going after back pay. This is the rule of thumb, but isn't always the case. Therefore there are exceptions to every rule but approval is needed. Attorney's can and do charge more with the approval of Soc Sec. Each case is different and also dependent upon what benefit entitlementis sought, length of time, etc. A 6,000.00 fee agreement (or anything below the cap) is approved very easily. When an atty is charging more it needs to be approved by Social Security and reasons justified. Also, if you have children and you are approved for SSDI, the atty will get 25% of their backpay as well.

Incidental fees such as travel and medical records are not neccasarily included in the fee arrangement, it again is dependent on the attorney,and can be on top of your backpay, but the cost is due whether the case is won or lost. To my surprise, I was shocked to hear that doctors are now charging, again dependent on the doctor, their hourly rate to fill out forms related to medical conditions and benefits. That was very surprising to me.

Each day I learn something new. LOL and sometimes my head just spins in circles trying to make sense of it all. Anyway, what is the typical hourly wage for a doctor? 38|2|"kdrink" -- Where do you work at? Was just wondering since you stated that you deal with this SUBJECT alot! Is most of you work done one a computer?? PLMK, Thanks, Teresa|cashcoll|cashcoll@yahoo.com|13:16:14|09/17/2012|

Posted on Sep-17-12 at 01:16 PM (Eastern) by 70.178.67.128

Have a Great Day!

*********************************

GO HOGS GO!!
Woooooooooo, Pig! Sooiee!
39|3|I work in a facilty where we assist all walks of life.....from homeless, to parolees, to offenders, to chemical dependent, to disabled, to others who are looking for help/suppor for family or friend|kdrink|kdrink34@yahoo.com|14:19:25|09/17/2012|

Posted on Sep-17-12 at 02:19 PM (Eastern) by 72.175.235.50

We provide a wide variety of services from healthcare, payeeship, case management, recovery based programs, homeless shelters, section 8, social security, subsidized housing, Medicare, Medicaid, food stamps, LIEAP, etc...you name it, we figure it out.