15 0|0|CITI CARD - just got my bill with this notation on it....|KellyJef|burke3536@yahoo.com|10:48:28|11/14/2009|
LATE PAYMENT WARNING: If we do not receive your minimum payment by the date listed above, you may have to pay a $39 late fee and your APRs may be increased up to the Penalty APR of 29.99%.
Geez.
Fortunately, I am able to pay my bill in full every month so the interest rate doesn't affect me, but I know a lot of people who will be hurt by these credit card companies :(
1|1|yikes! Mine says that too, thanks for pointing out the FINE print :-)|KELLYNEISH|KELLYNEISH@AOL.COM|11:06:15|11/14/2009|
PLEASE LEAVE FEEDBACK IF WE HAVE HAD A GOOD TRADE!!!
http://www.refundsweepers.com/dcforum/feedback/66.html
GET A GREAT GOODIE ENVIE!!! I WILL SEND YOU ONE IF YOU JOIN GARNETTE'S BAD TRADER LIST -- ITS ONLY $8 A YEAR AND HAS SAVED ME FROM MAKING TRADES WITH KNOWN BAD TRADERS MANY A TIME. PLEASE MENTION MY NAME AND EMAIL ADDRESS WHEN YOU JOIN SO I CAN GET REFERRAL CREDIT. JOIN THE LIST TODAY! BLANTON19@HOTMAIL.COM IT'S WORTH EVERY CENT!!!
2|1|This has been on the news here....|maraj|maraj64@hotmail.com|11:08:37|11/14/2009|
How even those who pay off their credit card bills on time are still going to suffer w/the new changes taking place. :( I didn't catch all of it but it didn't sound good.
We live in the Land of the Free only because of the Brave!
Please identify yourself in 1st email w/name/username. Due to recent problem trades, if I haven't traded w/you before, I will probably require you send your end 1st or I'll need LEGIT trade references/feedback. I will be happy to provide the same. IF you plan to hold your end til you've received mine, I will need to know that IMMEDIATELY, BEFORE trade is finalized.
3|2|Link inside w/more info.....|maraj|maraj64@hotmail.com|11:15:17|11/14/2009|
http://www.wkbt.com/Global/story.asp?S=11497035
We live in the Land of the Free only because of the Brave!
Please identify yourself in 1st email w/name/username. Due to recent problem trades, if I haven't traded w/you before, I will probably require you send your end 1st or I'll need LEGIT trade references/feedback. I will be happy to provide the same. IF you plan to hold your end til you've received mine, I will need to know that IMMEDIATELY, BEFORE trade is finalized.
4|3|YEP, my Chase Visa came with 52.23% interest!!! Isn't that just f***** GREAT!|pumamomma|pumamomma@yahoo.com|13:04:45|11/14/2009|
http://averagemomaveragelife.blogspot.com
selling Avon products & gifts
***If you are on the BTL or BTW, please don't email me about trading, TY***
A THOUGHT TO PONDER: "On the road of life there are passengers and drivers, which are you?"
5|4|Where's the OBAMA Admin to get these suckers in line!!!|pumamomma|pumamomma@yahoo.com|13:06:33|11/14/2009|
http://averagemomaveragelife.blogspot.com
selling Avon products & gifts
***If you are on the BTL or BTW, please don't email me about trading, TY***
A THOUGHT TO PONDER: "On the road of life there are passengers and drivers, which are you?"
7|4|That is insane! That's for regular purchases?? :O|saint6811|waylan@comcast.net|13:25:20|11/14/2009|
A government big enough to give you everything you want, is strong enough to take everything you have.
--Thomas Jefferson--
You cannot build character and courage by taking away people's initiative and independence.
You cannot help people permanently by doing for them, what they could and should do for themselves.
~Abraham Lincoln
6|1|I noticed that too....I also pay off my balance every month, but I wonder when they'll start hitting me with fees that I've never paid before (annual fees, usage fees, etc).....and if you close an account as a matter of principle, your credit score is affected....total Catch 22|saint6811|waylan@comcast.net|13:24:03|11/14/2009|
A government big enough to give you everything you want, is strong enough to take everything you have.
--Thomas Jefferson--
You cannot build character and courage by taking away people's initiative and independence.
You cannot help people permanently by doing for them, what they could and should do for themselves.
~Abraham Lincoln
8|2|why aren't those rates usury?|KellyJef|burke3536@yahoo.com|13:34:52|11/14/2009|
how can they be legal? 9|3|yep, general purchases, actually was paid off then had to make|pumamomma|pumamomma@yahoo.com|14:06:56|11/14/2009|
an emergency trip to Florida this summer, dad is 70 & had health scare so used it to purchase tickets. I have had the card for over 5 years & rate was approx 8-9% until this past month when it was raised to 52.23%, UNREAL
Also as far as credit score, in this dang time everyone's credit score is not up to par so if everyone would stop paying these credit card companies and start puting these monthly payments in their pockets they would be better off, besides what is the credit card companies going to do take your birthday away! AND you can rebuild your credit score quite easily. There was a news report that told you how to build it back up. If I find it I will post.
http://averagemomaveragelife.blogspot.com
selling Avon products & gifts
***If you are on the BTL or BTW, please don't email me about trading, TY***
A THOUGHT TO PONDER: "On the road of life there are passengers and drivers, which are you?"
10|1|Mine only said 19.99%, just dug it out of the mess on my desk.|bluh2oeyes|bluh2oeyes@yahoo.com|16:25:58|11/14/2009|
I pay mine off monthy so it doesn't matter to me but funny how it differs.
Jennifer in North Carolina...the Tar Heel State
11|2|I also read or heard somewhere that the CC companies are also|pumamomma|pumamomma@yahoo.com|14:44:21|11/15/2009|
closing people's accounts once the balance is paid off, nice, huh!
http://averagemomaveragelife.blogspot.com
selling Avon products & gifts
***If you are on the BTL or BTW, please don't email me about trading, TY***
A THOUGHT TO PONDER: "On the road of life there are passengers and drivers, which are you?"
12|2|Just checked mine....I'm at 21.25%, up from 13.9%.....they must have a 'formula' they are using to determine the hikes for each customer.|saint6811|waylan@comcast.net|15:02:33|11/15/2009|
A government big enough to give you everything you want, is strong enough to take everything you have.
--Thomas Jefferson--
You cannot build character and courage by taking away people's initiative and independence.
You cannot help people permanently by doing for them, what they could and should do for themselves.
~Abraham Lincoln
13|1|make sure you read alkl the info in your statement|LindaOh|Martinl3@roadrunner.com|15:38:24|11/15/2009|
I have heard that if you pay off your card every month some cards are starting to charge a fee, Heard people who pay every month are called dead beats and they really don't want them Linda 14|1|oh yes i have seen all that on the cards and they keep sending us letters about our late bills and such and |lydzkydz|lydzmcss@yahoo.com|20:18:01|11/15/2009|
they will get a surprise when they get the letters from our lawyers
i hope for no more credit cards in my future
i will keep up with the debit card
lesson learned on cards
ughhhh
please include your user name on refundsweepers.
i appreciate all the trades made in the past.
THANKS!! 15|2|credit cards do make money off people who don't pay interest....|KellyJef|burke3536@yahoo.com|08:35:03|11/16/2009|
If I go to Wal-mart and use my Citi Mastercard, Citi gets a fee from Wal-mart for accepting my card.
They just don't get to double-dip and get money from Wal-Mart AND me :)