When the sender of the funds chooses Purchase, and then Goods, do the fees show before you send the PP? I didnt notice anything, but maybe I didnt know what I was looking for. Also, I looked the transaction up in my acct history and it says $0.00 fees applied. So does that mean there were no fees at all (to the recipient) or that there was no fees to me?
Thanks!
Joy :)
"Middle age is when you choose your cereal for the fiber, not the toy." 1|1|from what I have seen its no fees to send but there are fees to the person you send it to|slygirl217|lizzard41101@hotmail.com|16:43:46|06/15/2009|
Liz Chapell
*Proud Army Wife* 4/11/01
~Mommy of Elizabeth~ 2/4/02
lizzard41101@hotmail.com
Please leave me feedback...
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2|2|Ok, so if there are fees to the reciever, does that show in my PP reciept in my acct history?|saint6811|waylan@comcast.net|16:44:16|06/15/2009|
"Middle age is when you choose your cereal for the fiber, not the toy." 3|3|It doesn't show in mine either when I send the funds to someone but when someone sends me funds the fees show that I have to pay! hth|slygirl217|lizzard41101@hotmail.com|16:55:09|06/15/2009|
Liz Chapell
*Proud Army Wife* 4/11/01
~Mommy of Elizabeth~ 2/4/02
lizzard41101@hotmail.com
Please leave me feedback...
http://www.refundsweepers.com/dcforum/feedback/957.html
EBAY:
http://myworld.ebay.com/chapell3
WANNA PLAY @ WINSTER???
https://www.winster.com/refer.jsp?uid=p5kzxxcchz26g
***It's real. They pay. You should check it out.
Click this link to sign up. My MeFile ID, chapell3, in the "Referral Code" will tell them I sent you.
http://www.youdata.com/join/chapell3
4|4|Thanks, Liz :) Anyone else?? I am really trying to understand this whole shell game, lolol|saint6811|waylan@comcast.net|17:06:19|06/15/2009|
"Middle age is when you choose your cereal for the fiber, not the toy." 5|1|The receiver of the paypal will see the fee. The sender does not see the fees. If you have a personal paypal account you have to click on the details tab to see the fees.|qponsandy|qpons4trade@ameritech.net|21:35:00|06/15/2009|
If you have a premier account (not sure about a business account as I do not have that), the fees are shown on the front account history page.
Sandy
6|2|The reciever would have to click on the Details tab to see the fees? I can view the transaction details and it shows no fees, but I was the sender, that is why I am asking. :) I guess what I'm asking is, would I see the fees taken out of the amount I sent in the details tab after the transaction is complete?|saint6811|waylan@comcast.net|21:38:55|06/15/2009|
"Middle age is when you choose your cereal for the fiber, not the toy." 8|3|As a sender you will not see the fees that the receiver gets charged. When you click on details it will show 0.00|qponsandy|qpons4trade@ameritech.net|09:33:15|06/16/2009|
in the fee amount since you sent it.
I just checked a transaction I made as a sender and this is what is shows
Total Amount:
-$13.20 USD
Fee amount:
$0.00 USD
Net amount:
-$13.20 USD
Sandy 9|4|Ah, thank you! That's what I was wanting to know :)|saint6811|waylan@comcast.net|10:31:00|06/16/2009|
"Middle age is when you choose your cereal for the fiber, not the toy." 7|1|I have seen NO fees of any kind. I did an experiment where I sent money to myself from my second account...|whitmarg|robin@whitmannet.com|09:28:39|06/16/2009|
And I made it look like a purchase for goods. Still no fees. I really think this is for commercial accounts OR if you send an invoice. I have a friend who sends invoices and she is getting hit.
Is anyone here actually seeing fees being taken out? If so, what are the circumstances?
This whole thing is ridiculously confusing. 10|1|Here's my experience.......|Gammiesue|snschapin@yahoo.com|14:34:15|06/16/2009|
I have been a seller most of the times and have had fees taken out, and sometimes no fee is taken out. So I have made it a point to ask the buyer how she sent Paypal.
I have a Personal PP account and ask for existing funds for payment....not a problem!
On the Send Money PP page, there are (3) boxes to complete....
(1) email addy
(2) Amount (dollars)
(3) Two tabs to choose from.... PURCHASE or PERSONAL
If you choose the PURCHASE tab (This is a purchase of Goods or Services) there is an automatic fee taken out. It's .30¢ + 1.9% - 2.9% per transaction.
If you choose the PERSONAL tab (This money is being sent as a: Gift, Payment owed, Cash Advance, Living Expense, or Other) there is no fee taken out when it is fully funded by a Paypal balance or bank transfer. I believe there is a fee(2.9% + .30¢) under the Personal tab when a credit or debit card is used. I don't encounter these fees because I always ask for existing funds.
But this is where there is also some confusion.....some traders have been mixing up a Personal Paypal account with the Personal Payment option tab. Just because you have a Personal Paypal account does not mean no fees. You have to use the Personal tab to send money in order to avoid the new fee.
I know...Paypal made it as clear as mud!!! LOL!
I hope this explanation clarifies it for some traders. This has been my experience.
Please post if you have had a different experience with the new PP policy.
I love my computer because my friends live in it. 11|1|Puzzled|Arizona|vbj48@cox.net|22:08:09|06/16/2009|
I just recently had a trade. The lady sent the paypal and I got zapped with a fee. I refunded her (paypal refunds the fee) and asked her to re-send it using the personal paypal button and then check gift, money owed or other. So, she sent it that way and I got zapped with a fee again.
So, am I understanding that if she used anything but an existing paypal account, that is why I got charged the fee?
I think the lady is flustered with me and I didn't want any hard feelings with her but I was stumped at when she said she used the personal option - gift. And, I still got charged the fee.
Thank you for your time.
12|2|If she used the Personal tab/gift option and paid with a debit or credit card, there would be a fee.|Gammiesue|snschapin@yahoo.com|22:38:16|06/16/2009|
Ask her and please let us know.
I love my computer because my friends live in it. 13|1|As soon as Tina replies, I will post here.|Arizona|vbj48@cox.net|13:11:25|06/17/2009|
V 14|2|Maybe you got zapped a fee because pp caught on that you did the same transaction twice and tried to avoid the fee?|teener|teenerzacsneenee@yahoo.com|13:15:25|06/17/2009|
>Posted on Jun-17-09 at 01:11 PM (Eastern)
>by 68.98.101.58V
15|3|That is possible but...|Arizona|vbj48@cox.net|13:54:26|06/17/2009|
I asked another trader to do that and had no problem. The second one with that trader came through as "no fee".
I can't imagine that they would monitor a $1.44 transaction quite that closely but anything is possible, I guess.
Besides, these are new rules. I'm sure tons of people are making mistakes. Paypal should have sent us all clear guidelines but they sure chose not to do that. Lots of people still don't know that there has been a change. 16|1|Yikes, I feel like a need a cheat sheet just to figure out how to send a payment. I wish that Paypal would have been clearer with their statement.|Ranalt|ainebailey@gmail.com|14:27:01|06/17/2009|
Life is like a cup of tea,
It's all in how you make it.
Lisa
17|2|I think they were clear any item you pay any kind of money for gets a fee ant money you send to a friend or loved one for something othjer than getting something in return gets charged a fee I think the problem that most are haveing is that they do not think it is fair how could they charge us tradese a fee? Th etruth is we pay money and we get something in return it isn't gifts or personal kmo|teener|teenerzacsneenee@yahoo.com|14:43:00|06/17/2009|
>Posted on Jun-17-09 at 02:27 PM (Eastern)
>by 76.226.200.20 Life is like
>a cup of tea, It's all
>in how you make it. Lisa
>
18|3|From what Dinel posted after she called them, I thougtht it was no fee. Then, when I went to Paypal's page the other day,it was a long explanation and I gathered that it was free as long as I had existing paypal or money from from my bank account. Only credit/debit had a charge. Now, I just went to paypal's page, it is clear what is a fee and what is not.|Ranalt|ainebailey@gmail.com|15:39:35|06/17/2009|
I think that Paypal could have handled it much better.
Life is like a cup of tea,
It's all in how you make it.
Lisa
19|3|So, Teener, are you saying...|Arizona|vbj48@cox.net|16:27:56|06/17/2009|
we all should just use the purchase option and ignore the personal option button?
What is your suggestion about handling the fee? Let's get it all straight and upfront so we all do the same and all have the same guidelines. 20|4|This is what I did: I told the trader I was sending funds to that I have a personal acct with available funds, but was going to chose the purchase option so fees would be attached....I asked her to send me the total due INCLUDING the fees she would have taken out so that the total she would keep would still be the actual trade amount....I based the fees on the 30cents plus percentage of total due....does that make sense? That is why I was asking if I would see the fees deducted after they were sent to the recipient....I wanted to make sure she got the fees deducted correctly and was able to bank the actual amount due for the coupons...|saint6811|waylan@comcast.net|16:31:17|06/17/2009|
"Middle age is when you choose your cereal for the fiber, not the toy." 22|5|Is this a correct example?|Arizona|vbj48@cox.net|16:40:09|06/17/2009|
10 - .10 coupons = $1.00 plus postage is $1.44.
Paypal fee would be .33 cents. (2.9% plus .30)
So, you told the buyer that the total amount that she would owe was $1.77.
Did I understand that correctly? 23|6|I was the sender of the funds, but yes, essentially I asked the person recieving the funds for coupon handling fees to calculate what the fees would be based on the total hf/postage amount and add that to the total due I would send in PP....|saint6811|waylan@comcast.net|16:47:55|06/17/2009|
"Middle age is when you choose your cereal for the fiber, not the toy." 21|4|Personally I don't trade much of what I have as I don't get out to find goodies but if I do I will adjust accordingly so I get close to what I would have in the past I don't want to see anyone get their accounts |teener|teenerzacsneenee@yahoo.com|16:38:00|06/17/2009|
frozen I have been tradeing for awhile and have seen changes over the years and that is what I see this as adjusting and moveing on jmo 24|5|Which is why I willingly paid the additional fees the reciever would have taken out....I dont know any other way to do it....|saint6811|waylan@comcast.net|16:48:41|06/17/2009|
"Middle age is when you choose your cereal for the fiber, not the toy." 25|6|Okie, Doke - Understand Completely|Arizona|vbj48@cox.net|16:59:37|06/17/2009|
The sender of the money will add the additional fee to cover the fee deducted from the proceeds that the receiver nets after paypal took out the fee.
Thanks for your detailed explanation. 27|7|question....|slygirl217|lizzard41101@hotmail.com|21:09:24|06/17/2009|
But even if we add the charged fee in before we send the funds that makes the ammount higher which in return raises the fee some more right??? If you increase the ammount higher with the added fee to cover that cost then the ammount is larger which means a higher fee???
Does that make sense???
So the receiver will end up paying a few cents verses the whole fee charged...
geez.. what a mess!
Liz Chapell
*Proud Army Wife* 4/11/01
~Mommy of Elizabeth~ 2/4/02
lizzard41101@hotmail.com
Please leave me feedback...
http://www.refundsweepers.com/dcforum/feedback/957.html
EBAY:
http://myworld.ebay.com/chapell3
WANNA PLAY @ WINSTER???
https://www.winster.com/refer.jsp?uid=p5kzxxcchz26g
***It's real. They pay. You should check it out.
Click this link to sign up. My MeFile ID, chapell3, in the "Referral Code" will tell them I sent you.
http://www.youdata.com/join/chapell3
28|8|Yeah, I know, but I dont know how else to do it.....|saint6811|waylan@comcast.net|21:11:37|06/17/2009|
"Middle age is when you choose your cereal for the fiber, not the toy." 29|8|No actually it doesn't example inside|teener|teenerzacsneenee@yahoo.com|21:52:39|06/17/2009|
Trader wants .94 add the 2.9 =.97 then add the .30 =1.27 thne they take the fees and it goes back to the .94 26|1|I personally see nothing wrong with the personal transfer...|kmbeaver1980|kmbeaver@yahoo.com|19:28:34|06/17/2009|
I don't have a business and I don't trade very often, so to have a fee taken out seems silly to me. Plus I think most of us consider each other friends of some sort, so anyway we can save money helps each other. How on earth is paypal gonna know that you used the personal transfer option to trade coupons unless you tell them. Are they gonna look at my 84 cents transaction and say hey, that looks fishy. I highly doubt it. So for me, I'm gonna have to ask for personal tranfer, existing funds only from now on.
Just my opinion,
Kelly Beaver
kmbeaver@yahoo.com
Help me support Alzheimer's Research!
From now until August 22, all paypal proceeds will go to the Memory Walk, benefiting the Alzheimer's Association.
http://alzgmc.kintera.org/faf/r.asp?t=4&i=300254&u=300254-258160338
30|2|When I email a trader (buyer) the amount for the trade, I have 2 separate lines.|qponsandy|qpons4trade@ameritech.net|13:06:51|06/18/2009|
One if you're sending paypal (I have an excel formula which calculates the fee and there's also a website that calculates the pp fee based on what you want to receive) and one if you're sending concealed cash or stamps. I have had several people do the paypal way and several people do the cc and stamps way.
I won't accept payments made by personal, because IMO, eventually paypal will catch this and will start freezing accounts. I don't want my account frozen.
I don't like the new fee structure, but paypal has set the rules.
Sandy 31|1|My take on the whole shebang....|maraj|maraj64@hotmail.com|17:23:57|06/18/2009|
Since there wasn't any Purchase/Personal options before PP's new policies, how can PP expect anyone to change their method of doing PERSONAL biz? We TRADE items for handling fees so we're not actually purchasing anything per se.
If someone claims PURCHASE/SELL coupons & forms, to me, that's where there could be a run-in w/trouble, kwim?
Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.
32|2|But according to a trader who called and asked about coupons pp said it is the same as "buying" so there for it is not personel|teener|teenerzacsneenee@yahoo.com|17:39:20|06/18/2009|
>Posted on Jun-18-09 at 05:23 PM (Eastern)
>by 207.190.75.230Since there wasn't any Purchase/Personal
>options before PP's new policies, how
>can PP expect anyone to change
>their method of doing PERSONAL biz?
>We TRADE items for handling fees
>so we're not actually purchasing anything
>per se. If someone claims PURCHASE/SELL
>coupons & forms, to me, that's
>where there could be a run-in
>w/trouble, kwim?
>
> Think Spring!
>Please identify yourself in 1st email. If
>I haven't traded w/you before, I
>will require *legit* trade references &
>will gladly provide the same. If
>you're happy w/our trade, please leave
>feedback for me at: http://www.refundsweepers.com/dcforum/feedback/1133.html I'll
>gladly do the same for you
>upon request.:)
33|3|That's where there could be problems for people trading coupons & forms|maraj|maraj64@hotmail.com|17:46:39|06/18/2009|
And maybe that's PP's sneaky intention....... :(
Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.