72 0|0|Paypal Policy Update|MommyOf2QTs|MommyOf2QTs@Hotmail.com|15:54:03|05/17/2009|
Posted on May-17-09 at 03:54 PM (Eastern) by 24.154.91.20

Didn't see this posted so I hope it's not a repeat.

Take a look at the new paypal policy updates beginning June 3, 2009.

Go to your Paypal account and look down left hand side until you find "Whats New". Click on "Policy Updates".

Looks like they want to charge fees for all transactions that involve a "purchase" whether you have a personal or business account.

Your comments...
--------------------------------


Amendment to the PayPal User Agreement

Effective Date: June 3, 2009

Beginning June 3, 2009 PayPal user agreement is being amended as follows:

1. Section 4.2 of the user agreement will read as follows:

1.

“4.2 Receiving Payments for Commercial Transactions and Personal Transactions.a. Fees depend on whether you are making a commercial transaction or a personal transaction. A commercial transaction involves buying and selling goods or services, and payments received when you send a “request money” using PayPal. A personal transaction involves sending money to and receiving money from friends and family without making a purchase.

b. If you are selling goods or services, you may not ask the buyer to send you a personal payment for the purchase. If you do so, PayPal may remove your ability to accept personal payments.”

2. Section 8 of the user agreement will read as follows:

1.

8. Fees. All fees are in U.S. Dollars unless otherwise stated.

Fees depend on whether you are making a commercial transaction or a personal transaction. A commercial transaction involves buying and selling goods or services, and payments received when you send a “request money” using PayPal. A personal transaction involves sending money to and receiving money from friends and family without making a purchase.

Personal Transactions. Fees depend on the payment source that the sender selects. The amount of the fee will be shown at the time the payment is sent. The Fee is paid by either the sender or the recipient. The sender decides who pays. 1|1|this is crazy.. won't this knock out paypal for all us who uses it for this type of board? i mean that fee things is so crazy|Jacqui_OHIO|swaptonz@yahoo.com|16:12:12|05/17/2009|

Posted on May-17-09 at 04:12 PM (Eastern) by 76.189.138.61

~Please Let Me Know If You Are Going To Hold Your End Until You Receive Mine BEFORE we Trade~

~Courtesy And Friendlyness Is Always Appreciated~

~Happy Trading~ :) 33|2|there is not a charge,is there with personnel account?|suzyq70|cdbrace3@aol.com|08:44:09|05/23/2009|

Posted on May-23-09 at 08:44 AM (Eastern) by 64.12.116.68

>Posted on May-17-09 at 04:12 PM (Eastern)
>by 76.189.138.61~Please Let Me Know If
>You Are Going To Hold Your
>End Until You Receive Mine BEFORE
>we Trade~
>~Courtesy And Friendlyness Is Always Appreciated~
>~Happy Trading~ :)


cheryl brace 2|1|If you read farther down it looks like these fees are only incurred if you pay with PP debit card, credit card, etc....not existing funds nor bank account transfers, from what I read....|saint6811|waylan@comcast.net|16:12:51|05/17/2009|

Posted on May-17-09 at 04:12 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 3|2|oh... maybe i guess i missed that part? LOL thank you !|Jacqui_OHIO|swaptonz@yahoo.com|16:14:26|05/17/2009|

Posted on May-17-09 at 04:14 PM (Eastern) by 76.189.138.61

~Please Let Me Know If You Are Going To Hold Your End Until You Receive Mine BEFORE we Trade~

~Courtesy And Friendlyness Is Always Appreciated~

~Happy Trading~ :) 4|1|Just look at the PP page with the policy updates, there is a table for fees that show that payment fully funded by PP balance or bank is free for sending and receiving....|saint6811|waylan@comcast.net|16:18:26|05/17/2009|

Posted on May-17-09 at 04:18 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 5|2|Wait! That's for what PP considers to be "personal" transactions, which would be sending money to friends/family without purchase....if you go a bit farther down, there is a table for commercial transactions that lists fees! WTH?? It says sending is free, but recieving has fees...it is based on percentage PLUS a fixed fee....which is 30cents! Geez, this is gonna kill PP....they are cutting off their nose to spite their face, greedy so-and-so's!|saint6811|waylan@comcast.net|16:22:30|05/17/2009|

Posted on May-17-09 at 04:22 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 6|3|What constitutes "commercial"? Would that be such as an online purchase at say, Amazon, etc.?|maraj|maraj64@hotmail.com|17:26:02|05/17/2009|

Posted on May-17-09 at 05:26 PM (Eastern) by 207.190.75.230

Ebay users already incur fees for buying/selling so I'm wondering if PP is now going to start charging a fee for online businesses who accept PP payments, such as Amazon, magazine subscription renewals, etc. Who will incur the fee? And will these business places then tack on extra charges to ALL their customers if the business is the one to incur the fee?
Sounds like PP is getting greedier by the month. :-p They want people to use their service yet it seems they're just making it more & more difficult. :-p Sure it's easy & convenient but is it as cost-effecient anymore?
I'm waiting for a competitor to show up & become much more popular, & I got a feeling it may not be long.....

Think Spring!

Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.


If you're happy w/our trade, please leave feedback for me at:
http://www.refundsweepers.com/dcforum/feedback/1133.html
I'll gladly do the same for you upon request.:)

7|4|The way it's worded, ANY transaction involving a sale of goods is a commercial transaction! Good grief!|saint6811|waylan@comcast.net|17:29:48|05/17/2009|

Posted on May-17-09 at 05:29 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 8|5|Guess we better make sure we don't check the "Goods" or "Service" boxes. ;)|maraj|maraj64@hotmail.com|17:40:19|05/17/2009|

Posted on May-17-09 at 05:40 PM (Eastern) by 207.190.75.230

I think PP chose their wording to purposely be too broad so they can charge fees whenever & however they choose, w/out a user being aware of it til a fee has already been tacked on. :(


Think Spring!

Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.


If you're happy w/our trade, please leave feedback for me at:
http://www.refundsweepers.com/dcforum/feedback/1133.html
I'll gladly do the same for you upon request.:)

71|6|There is no other choices...|mfern4|mfern4@aol.com|20:24:39|06/01/2009|

Posted on Jun-01-09 at 08:24 PM (Eastern) by 76.179.42.20

When you click "Sent Money" your choices are: Goods, Service/Other, Ebay, Cash Advance. So how do they know if your sending money to a "Family/Friend" or buying something? 9|1|Just wait until Obama wants tax on online accounts|tollman62|thebossatnight@yahoo.com|21:11:58|05/17/2009|

Posted on May-17-09 at 09:11 PM (Eastern) by 74.70.243.72

They need to find ways to finance the unsustainable debt.

email me if interested
Sorry I no longer deal with paypal
I am looking for offers in concealed cash ayor Stamps or BTFE or make an offer in????

I mail all my trades from the post office and get a receipt.

you always hear noises in the dark when you work at night 10|2|My PP account is a bank account....how can he tax that? The funds dont exist in cyberspace until I send them from my bank account....and the money in there has already been taxed when I earned it. (Just using myself as an example....)|saint6811|waylan@comcast.net|21:34:47|05/17/2009|

Posted on May-17-09 at 09:34 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 11|3|Crap...that would really change things. Who pays the fee in our trading? Will the seller's start adding that to the price/hf? .05 each and postage and pp fees? or split it? or?? Maybe pushing us to concealed cash trades....though I way prefer pp trades.|Barb09|Barb0969@AOL.com|21:53:45|05/17/2009|

Posted on May-17-09 at 09:53 PM (Eastern) by 71.239.32.53

I looked and looked and found no coupons for troll food......SO, I don't feed the trolls!! 15|4|yeah, but then we had the 44cent postage to deal with on top of the trade rather than the 30cents plus 3% fees....and when your doing a small trade, say $1 worth of coupons, it would be cheaper still to just send the PP....unfortunately, we'll have to start doing the math on every trade we negotiate to figure out the cheapest way to send/recieve :(|saint6811|waylan@comcast.net|22:04:50|05/20/2009|

Posted on May-20-09 at 10:04 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 68|2|don't get me started on Obama...pp is bad enough!|Betsyk|iguana6604@gmail.com|16:10:23|06/01/2009|

Posted on Jun-01-09 at 04:10 PM (Eastern) by 69.248.91.180

Feedback link
http://www.refundsweepers.com/dcforum/feedback/1442.html 12|1|The way I read it...|MommyOf2QTs|MommyOf2QTs@Hotmail.com|22:45:17|05/17/2009|

Posted on May-17-09 at 10:45 PM (Eastern) by 24.154.91.20

is that any transaction involving a "purchase" would get fees. Doesn't matter if your account is business or personal. The only way to avoid the fees would be to make it look like a cash advance instead of a purchase. But then they go on to state that if you purposefully show a purchase as a cash advance to avoid fees they can terminate your account.

And if you do chance it and pay for a purchase using the cash advance option then you will not be covered by paypal's "buyer's protection" either.

I signed up for RME (www.revolutionmoneyexchange.com) a few weeks ago knowing paypal is changing. It's looking better and better. At least it's still free for now but who knows when they will start charging as well.

I've made a few trades here over the last week and so far no one I've dealt with has heard of paypal's changes. A coupon trade that would have cost $1 before will now cost $1.33 (30 cents + 2.9%). I don't think a lot of small time sellers will be able to absorb that much and will be passing the fees on to the buyers. 13|1|What is the final conclusion on this.|Arizona|vbj48@cox.net|21:48:32|05/20/2009|

Posted on May-20-09 at 09:48 PM (Eastern) by 68.98.101.58

I do not see a spot when sending money to indicate "sending money to a friend or family member". Did you? 14|2|It would be the cash advance option that is currently available.....|saint6811|waylan@comcast.net|22:03:06|05/20/2009|

Posted on May-20-09 at 10:03 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 16|1|I REALLY REALLY want to come up with a consensus...What is everyone planning to do? would love to hear from Reez or Fernie...smaller trades with .44 postage...and flat pp fee and a percentage fee??? Going back to old fashioned cash in the mail trading? My friend recommended asking for regular traders to set up accounts before 6/3...like $20 each...and then subtract from the balances...give a 5% discount to those that set up $50 or 10% discount for those that set up $100 balances to trade. Would also give those traders first dibs. Will the receiver/orderer pay the fees? or the "seller" if the seller are you raising hfs to accomodate? What is everyone doing? Should we start a new thread???|Barb09|Barb0969@AOL.com|22:19:29|05/20/2009|

Posted on May-20-09 at 10:19 PM (Eastern) by 71.239.32.53

I looked and looked and found no coupons for troll food......SO, I don't feed the trolls!! 17|2|Are the fees incurred by the buyer or the seller? I guess it would be up to the party incurring the fees to decide....absorb the cost? Tack on an extra penny per coupon in hf's? I'd like to know as a buyer too, since I rarely have much to trade for PP....I think Barb is right, having input from the traders with large quantities to trade would help :)|saint6811|waylan@comcast.net|22:31:44|05/20/2009|

Posted on May-20-09 at 10:31 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 18|3|First I'm hearing of this|eiramnoaj|eiramnoaj@aol.com|11:04:33|05/21/2009|

Posted on May-21-09 at 11:04 AM (Eastern) by 208.176.71.66

I can't believe this hasn't been on all the various couponing boards. This isn't going to be good for trades or stockpile sales. 19|4|FROM HOW I READ IT....|DAISY|mtmbcjab@yahoo.com|09:47:17|05/22/2009|

Posted on May-22-09 at 09:47 AM (Eastern) by 76.189.171.77

It looks to me that if you are sending a "personal" payment and it is funded by PAYPAL or BANK there in NO FEE!!
If your payment if funded partially or fully by Paypal credit, debit card or credit card then a fee is applied.
Sounds like it doesn't affect the majority of us on the board.

Please reread the "policy change". I believe this confusion is just that...CONFUSION.

*So if you pay by a credit/debit rethink your payment options otherwise your trades will be costing you more!!!

*NO TRADES UNDER $1 PLEASE!!
**PLEASE CHECK OUT MY OTHER POSTS TO SAVE ON POSTAGE!!!
*Please reference your trade in subject of emails, I don't open unknown emails!!
*If using Paypal, please DO NOT mention "coupons", Paypal doesn't allow this!!!
*Please send all info from post, it makes for quicker trades!!!
*As always THANKS for your trades!! 20|5|It also says that you can't always choose that personal option esp if you ARE selling something which|jilda|vze4gj4m@verizon.net|10:53:34|05/22/2009|

Posted on May-22-09 at 10:53 AM (Eastern) by 96.246.238.221

the majority of us do on here so it does affect us all.

I for one, will not, be checking off that Personal box just to save a few pennies. I do not need my pp account closed b/c I was going around the rules. No thanks.

so it's a 2 1/2 % charge...so if someone is buying $5 worth of stuff that would accrue an 11cent -12 cent charge. It doesn't seem like a lot. but of course this is my opinion. 21|6|yeah but the TOTAL charge will be .42 NOT just .12 so in essence, the "cost" of a trade will be an additional stamp.|pussecat|pu55ecat@aol.com|11:10:08|05/22/2009|

Posted on May-22-09 at 11:10 AM (Eastern) by 98.141.125.200

I, for one, will be utilizing RME a WHOLE lot more in the very near future! I don't normally trade for more than 10 coupons anyway so an aditional stamp per trade kinds stinks. I might as well trade stamps or cc. jmho

***** BOYCOTT COUPON CLIPPING SERVICES that don't want YOU trading *****


+++ Coupon Savings For 2009 So Far $3,584.60 +++
22|7|So then the cost should be split between both parties|teener|teenerzacsneenee@yahoo.com|11:36:14|05/22/2009|

Posted on May-22-09 at 11:36 AM (Eastern) by 96.28.98.152

>Posted on May-22-09 at 11:10 AM (Eastern)
>by 98.141.125.200I, for one, will be
>utilizing RME a WHOLE lot more
>in the very near future!
>I don't normally trade for more
>than 10 coupons anyway so an
>aditional stamp per trade kinds stinks.
> I might as well trade
>stamps or cc. jmho
>***** BOYCOTT COUPON CLIPPING SERVICES that don't
>want YOU trading *****
> +++ Coupon Savings For 2009 So
>Far $3,584.60 +++


23|8|For me, I trade to too many different people - I won't be able to absorb the fees - that's why|qponsandy|qpons4trade@ameritech.net|12:38:03|05/22/2009|

Posted on May-22-09 at 12:38 PM (Eastern) by 99.164.180.228

I set up a personal account to use on here so I wouldn't have to charge a pp fee. I already have a business account that I use for ebay. If pp is doing this, I guess I'll have to deal with cash or stamps for all and hope everyone sends their end of the trades.

Thanks for pointing out the policy change. 24|5|That's what I thought at first too.....but go down on that page with those policy updates and see the fee charts....it applied to all transactions EXCEPT for cash advances (sending funds with NO merchandise/sale involved).....regardless of the source of the funds.|saint6811|waylan@comcast.net|12:49:18|05/22/2009|

Posted on May-22-09 at 12:49 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 25|6|For a small trade...$1 trade...tacking on a .44 postage and then a .42 That is too much for me to absorb (.42) on a $1 trade...I wouldn't want to bother quite honestly....and I APPRECIATE my small trade traders and always make sure not to miss them amongst my larger trades. This REALLY sucks. RME gave me a hard time when I tried to sign up...not even sure I can. :-( Sending cash in the mail makes the "buyer" pay for 2 stamps....which is nearly the same as the pp fees for a small trade. |Barb09|Barb0969@AOL.com|14:56:30|05/22/2009|

Posted on May-22-09 at 02:56 PM (Eastern) by 71.239.32.53

I looked and looked and found no coupons for troll food......SO, I don't feed the trolls!! 26|7|It does seem like a lose-lose situation :( I guess the small trade buyers like myself will just have to suck it up and get used to it since we will most likely absorb the costs....there really isnt many options.|saint6811|waylan@comcast.net|15:51:06|05/22/2009|

Posted on May-22-09 at 03:51 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 27|1|READ THIS...call me crazy...but what do you think pp will do if TONS of people CLOSE their pp? The only wall I can think of is that those that ebay HAVE to have their pp accounts....otherwise would LOVE to see thousands close their pp accounts on 6/3|Barb09|Barb0969@AOL.com|19:10:40|05/22/2009|

Posted on May-22-09 at 07:10 PM (Eastern) by 71.239.32.53

I looked and looked and found no coupons for troll food......SO, I don't feed the trolls!! 28|2|Barb, I would have no problem with this in theory....but I do use my PP acct occassionally for online purchases at merchants/stores...and I dont want to jump into the same boat with PP in cutting off my nose to spite my face, lol...|saint6811|waylan@comcast.net|19:17:54|05/22/2009|

Posted on May-22-09 at 07:17 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 29|3|Yeah, I am sure no one will do it...but boy would I like to see it happen!|Barb09|Barb0969@AOL.com|19:33:11|05/22/2009|

Posted on May-22-09 at 07:33 PM (Eastern) by 71.239.32.53

I looked and looked and found no coupons for troll food......SO, I don't feed the trolls!! 30|1|paypal is the biggest money launderer on the internet|ppe1952|MATWELL3@ROCHESTER.RR.COM|19:44:24|05/22/2009|

Posted on May-22-09 at 07:44 PM (Eastern) by 72.226.250.117

and to be quite honest they don't care what you and i think. we are little fish to them so whether you like it or not you have 3 choices.

you can send concealed cash
you can continue to deal with paypal
you can find another payment souce but be aware that most people will still deal with paypal.

Remember your manners: when god answers your prayers----- say thank you. 31|2|I'm all for closing my pp account|savbebe|savbebe@aol.com|21:18:51|05/22/2009|

Posted on May-22-09 at 09:18 PM (Eastern) by 68.39.243.65

I used to get a whole bunch of inserts and trade whatever I didn't used but now have gone back and just trading for the coupons I need from either a coupon service or some traders I've traded here in the past. I'm all for sending concealed or even a check to the regular traders I've traded with and have an "account" with them. They can hold their end until my check clears. I am sick and tired of getting nickel and dimed for everything I purchase. 32|3|DITTO on post above me - they slowly "bleed ya" by nickel and diming... no profit - First post office gets a huge cut, now here is Paypal, leaving nada for sellers...|car_mont|car_mont@hotmail.com|23:26:21|05/22/2009|

Posted on May-22-09 at 11:26 PM (Eastern) by 72.51.146.153

PLEASE INCLUDE - USER NAME AND YOUR OFFER if we are in a trade. 34|1|This just kills the small traders like me I just resolved my |tollman62|thebossatnight@yahoo.com|10:06:14|05/23/2009|

Posted on May-23-09 at 10:06 AM (Eastern) by 74.70.243.72

paypal problem and will use it again for trades until the fees consume the viability (new Acxcount) actually my old business account converted to a plain jane acct. Beingf just a small trader I figure my cost of a trade to be 50 cents .44 postage + .02 envelope and .04 for taking it to the P.O. I am a small quantity trader and try to keep costs low all around. I am satisfied making a few pennies on most trades I wuold be willing to trade on a postage plus system. I figure I will start trading more for stamps and box tops. I can always accumulate those items and makea larger trade or for cc or ??? Trading is a hobby/ tuition decreaser for me so I am not beholden to instant trade results. If someone has a good reputation I will send my end first even. The fees just remove smaller traders such as myself from helping people who need the coupons espescially in these tough tiomes. I will always try and do whatever is needed to help make a trade work

email me if interested

I am looking for offers in concealed cash ayor ppef Stamps or BTFE or make an offer in????

I mail all my trades from the post office and get a receipt.

you always hear noises in the dark when you work at night 35|2|aren't personnel account free?|suzyq70|cdbrace3@aol.com|10:11:32|05/23/2009|

Posted on May-23-09 at 10:11 AM (Eastern) by 205.188.116.68

>Posted on May-23-09 at 10:06 AM (Eastern)
>by 74.70.243.72paypal problem and will use
>it again for trades until the
>fees consume the viability (new Acxcount)
>actually my old business account converted
>to a plain jane acct. Beingf
>just a small trader I figure
>my cost of a trade to
>be 50 cents .44 postage +
>.02 envelope and .04 for taking
>it to the P.O. I am
>a small quantity trader and try
>to keep costs low all around.
>I am satisfied making a few
>pennies on most trades I wuold
>be willing to trade on a
>postage plus system. I figure I
>will start trading more for stamps
> and box tops. I can
>always accumulate those items and
>makea larger trade or for cc
>or ??? Trading is a hobby/
>tuition decreaser for me so
>I am not beholden to instant
>trade results. If someone has a
>good reputation I will send my
>end first even. The fees just
>remove smaller traders such as myself
>from helping people who need the
>coupons espescially in these tough tiomes.
>I will always try and do
>whatever is needed to help make
>a trade work
>email me if interested
>I am looking for offers in concealed
>cash ayor ppef Stamps or BTFE
> or make an offer
>in????
>I mail all my trades from the
>post office and get a receipt.
>
>you always hear noises in the dark
>when you work at night


cheryl brace 36|2|I think this is their intention (m)|maraj|maraj64@hotmail.com|10:27:12|05/23/2009|

Posted on May-23-09 at 10:27 AM (Eastern) by 207.190.75.230

To squeeze out the small-time users cuz they're not making much, if any, money off them. They want the big-time users as that's where the profits lie. :(

Think Spring!

Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.


If you're happy w/our trade, please leave feedback for me at:
http://www.refundsweepers.com/dcforum/feedback/1133.html
I'll gladly do the same for you upon request.:)

37|1|up for Deedra to see.|Barb09|Barb0969@AOL.com|17:33:57|05/27/2009|

Posted on May-27-09 at 05:33 PM (Eastern) by 71.239.32.53

I looked and looked and found no coupons for troll food......SO, I don't feed the trolls!! 38|2|Thanks Barb...I didn't have a clue...|ptmama525|ptmama525@aol.com|07:31:12|05/29/2009|

Posted on May-29-09 at 07:31 AM (Eastern) by 75.90.179.60

been out of circulation for a while.


39|1|So we will all be charged fees?|pinchinpennies|pinchinmypennies@aol.com|10:23:25|05/29/2009|

Posted on May-29-09 at 10:23 AM (Eastern) by 64.12.116.68

Am I misunderstanding something or does this mean that we will all be charged fees for accepting payments weather we have a basic account or not? 40|2|Correct|teener|teenerzacsneenee@yahoo.com|10:28:49|05/29/2009|

Posted on May-29-09 at 10:28 AM (Eastern) by 96.28.98.152

>Posted on May-29-09 at 10:23 AM (Eastern)
>by 64.12.116.68Am I misunderstanding something or
>does this mean that we will
>all be charged fees for accepting
>payments weather we have a basic
>account or not?


42|2|Right..unless it is a cash advance...we will be charged a fee. :-( Starting Wed.|Barb09|Barb0969@AOL.com|11:58:43|05/29/2009|

Posted on May-29-09 at 11:58 AM (Eastern) by 71.239.32.53

I looked and looked and found no coupons for troll food......SO, I don't feed the trolls!! 41|1|ok, thanks :) maybe I will stop using paypal|pinchinpennies|pinchinmypennies@aol.com|10:35:31|05/29/2009|

Posted on May-29-09 at 10:35 AM (Eastern) by 64.12.116.68

Thanks I thought it was what it meant :( and I have been considering not using it for that reason, but wanted to check and make sure. I really like paying with and accepting paypal because it saves the cost of postage to mail a payment etc, and I don't have to worry about payments getting lost in the mail, but If I am going to have to pay a fee for every payment I accept, then I will definitely consider not using it. 43|1|Are we sure this is the end???|whitmarg|robin@whitmannet.com|14:07:57|05/29/2009|

Posted on May-29-09 at 02:07 PM (Eastern) by 173.48.124.177

If we don't check of goods or services and just transfer money without sending a request for payment, how the hell can that be construed as a purchsae transaction????? 44|2|I would say by all of our activiate history and by the amounts we send for example I sent .94 tday for a trade and I think they xan tell by the small amount sent that that isn't a "personal" transfere kwim|teener|teenerzacsneenee@yahoo.com|14:30:50|05/29/2009|

Posted on May-29-09 at 02:30 PM (Eastern) by 96.28.98.152

>Posted on May-29-09 at 02:07 PM (Eastern)
>by 173.48.124.177If we don't check of
>goods or services and just transfer
>money without sending a request for
>payment, how the hell can that
>be construed as a purchsae transaction?????
>


46|3|Burns my butt cuz when it's MY money, it is MY "personal" biz & none of theirs as long as I'm not doing anything illicit. :-p|maraj|maraj64@hotmail.com|17:23:02|05/29/2009|

Last edited on May-29-09 at 05:24 PM (Eastern) by 207.190.75.230

My refunding buddies are my friends & whether I send 94¢ or $94 to a friend, it is my PERSONAL biz.....


Think Spring!

Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.


If you're happy w/our trade, please leave feedback for me at:
http://www.refundsweepers.com/dcforum/feedback/1133.html
I'll gladly do the same for you upon request.:)

45|2|plus PP MAKES you "choose" a|Skaytes|skaytez@gmail.com|15:52:00|05/29/2009|

Posted on May-29-09 at 03:52 PM (Eastern) by 67.236.246.92

option. I tried not choosing option (goods, etc) and it wouldn't let me..made me make a choice before it would flip to the next page to continue my paypal transaction. :( 47|1|ok so what is you dont check goods or auction and|whitmarg|robin@whitmannet.com|18:10:47|05/29/2009|

Posted on May-29-09 at 06:10 PM (Eastern) by 206.53.144.119

Say something like 'thanks for the loan' in the comments? Other than that I think trades will need to be for a min of $3 and the per coupon rate will need to double. That's not good but... Doing cc will certainly slow things down. 48|2|it will make you click on one of the|Skaytes|skaytez@gmail.com|18:49:23|05/29/2009|

Posted on May-29-09 at 06:49 PM (Eastern) by 67.236.246.92

options..first page it makes you put in the paypap email addy to who you are sending it to, the amount you are sending AND what you are sending it for: goods, services/others, ebay items or cash advance. You HAVE to choose one of those before it will let you go to the next page which is where the box is to type in something.

That way they 'have' you no matter what since they are making you choose one of the options so you will get stuck paying for whatever it is you are getting/trading for. Remember also that often traders..even though you SPECIFICALLY TELL THEM to NOT put anything on the paypal when paying you for something STILL do it..so you would be hosed that way as well. Can't win from what I am gleening out of all this. Pure GREED on Paypal's part..once again.. 49|3|Then do cash advance!!!|whitmarg|robin@whitmannet.com|19:43:02|05/29/2009|

Posted on May-29-09 at 07:43 PM (Eastern) by 173.48.124.177

.. 50|4|Robin, read the terms they will close out your account if they suspect you are using cash advance to do services/goods. |Barb09|Barb0969@AOL.com|19:47:28|05/29/2009|

Posted on May-29-09 at 07:47 PM (Eastern) by 71.239.32.53

I looked and looked and found no coupons for troll food......SO, I don't feed the trolls!! 51|5|Reread it..it says "b. If you are selling goods or services, you may not ask the buyer to send you a personal payment for the purchase. If you do so, PayPal may remove your ability to accept personal payments"|Barb09|Barb0969@AOL.com|19:49:21|05/29/2009|

Posted on May-29-09 at 07:49 PM (Eastern) by 71.239.32.53

I looked and looked and found no coupons for troll food......SO, I don't feed the trolls!! 52|6|Sooooooo.... you wouldn't be willing to just check that off to save a friend's account? There HAS to be a way around this BS. |whitmarg|robin@whitmannet.com|19:53:55|05/29/2009|

Posted on May-29-09 at 07:53 PM (Eastern) by 173.48.124.177

The alternative is hiking prices for trades... I personally don't want to do that, although I haven't in the 8 years I've been trading...

This is very angering. 53|7|I think we have to all agree to click on cash advance... I don't see any other way around this.|whitmarg|robin@whitmannet.com|19:54:34|05/29/2009|

Posted on May-29-09 at 07:54 PM (Eastern) by 173.48.124.177

.. 54|8|but it's VERY specific in saying that IF you do that....|Skaytes|skaytez@gmail.com|20:02:46|05/29/2009|

Posted on May-29-09 at 08:02 PM (Eastern) by 67.236.246.92

and they decide you are fibbing about it, they will close your account and take your monies. You can bet they WILL be monitoring everyone's account as they know people are ticked off and will try to take that route..more money ..yet again!..for them in seizing the account and nothing you can do about it.. :( 55|9|I agree, they'll be watching things closely....the only way I can see around this at all, is to send larger amounts and have a credit with traders you do regular trades with....for example, sending $20 as a cash advance once a month might not raise any flags....but I think that might make things complicated in that traders would have to start keeping track of their regulars' balances.|saint6811|waylan@comcast.net|20:10:53|05/29/2009|

Posted on May-29-09 at 08:10 PM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 56|1|UP|Arizona|vbj48@cox.net|13:01:10|05/30/2009|

Posted on May-30-09 at 01:01 PM (Eastern) by 68.98.101.58

^ 57|2|Has anyone else noticed that the "What's New" link has disappeared?|whitmarg|robin@whitmannet.com|00:02:40|05/31/2009|

Posted on May-31-09 at 00:02 AM (Eastern) by 173.48.124.177

I just "chatted" with their online "thing" and asked about it and got the current rate schedule. I asked for June 3; new fees; what's new; and a few other things. Is it possible... naw, no way they would back off, although didn't they once before? 58|3|yep..just checked myself..nowhere to be found on site....|Skaytes|skaytez@gmail.com|07:53:04|05/31/2009|

Posted on May-31-09 at 07:53 AM (Eastern) by 67.236.246.92

even did a search using updates, what is new, policy change, etc and nothing came up. Interesting. Will see what comes about come June 3rd I guess... 59|4|I noticed that also|crenchen|crenchen@aol.com|08:29:54|05/31/2009|

Posted on May-31-09 at 08:29 AM (Eastern) by 205.188.116.68

so I hope everything stays the same or there will be alot less trading going on. 60|3|You have to sign in first to see the What's New box...the link to Policy Updates is still there....and the changes effective June 3rd are still there, including the fee changes....sorry to burst your bubble :(|saint6811|waylan@comcast.net|09:14:13|05/31/2009|

Last edited on May-31-09 at 09:14 AM (Eastern) by 98.213.175.237

Posted on May-31-09 at 09:14 AM (Eastern) by 98.213.175.237

The What's New box is on the main page of your account after you sign in....over the left.

"Middle age is when you choose your cereal for the fiber, not the toy." 66|4|I no longer have a "Whats New" on the page when I log in! Am I special? LOL|whitmarg|robin@whitmannet.com|11:31:10|05/31/2009|

Posted on May-31-09 at 11:31 AM (Eastern) by 173.48.124.177

.. 61|1|It's still there and I noticed akso the part where it says you|teener|teenerzacsneenee@yahoo.com|09:16:37|05/31/2009|

Posted on May-31-09 at 09:16 AM (Eastern) by 96.28.98.152

can not sell items the govermnet deems could be fraudulant hmmmmmmmm 62|2|oh well, lots of other ways to trade|crenchen|crenchen@aol.com|09:22:55|05/31/2009|

Posted on May-31-09 at 09:22 AM (Eastern) by 205.188.116.68

I guess CC and money orders will become my best friends :) 63|3|If you are going to use money orders you may as well stay with pp I think splitting the pp fees is the way to go just chalk them up to the term of "handling fees"|teener|teenerzacsneenee@yahoo.com|09:31:54|05/31/2009|

Posted on May-31-09 at 09:31 AM (Eastern) by 96.28.98.152

>Posted on May-31-09 at 09:22 AM (Eastern)
>by 205.188.116.68I guess CC and money
>orders will become my best friends
>:)


64|1|Am I looking at this new paypal fee schedule correctly?|Arizona|vbj48@cox.net|10:05:19|05/31/2009|

Posted on May-31-09 at 10:05 AM (Eastern) by 68.98.101.58

Will it cost .30 plus 2.9% per transaction?

On a $5 trade, that would that be .45? Correct? 65|2|Yep....|saint6811|waylan@comcast.net|10:40:27|05/31/2009|

Posted on May-31-09 at 10:40 AM (Eastern) by 98.213.175.237

"Middle age is when you choose your cereal for the fiber, not the toy." 67|3|Thanks, Saint. |Arizona|vbj48@cox.net|12:02:30|05/31/2009|

Posted on May-31-09 at 12:02 PM (Eastern) by 68.98.101.58

V 69|4|Correct me if I'm wrong but isn't RME free?|slimnlady|slimnlady@aol.com|16:57:17|06/01/2009|

Posted on Jun-01-09 at 04:57 PM (Eastern) by 207.200.116.74

Can't people just start using that? Carol 70|5|Sure but thyere is no pretection to get your funds back if taken by someone|teener|teenerzacsneenee@yahoo.com|17:03:38|06/01/2009|

Posted on Jun-01-09 at 05:03 PM (Eastern) by 96.28.98.152

>Posted on Jun-01-09 at 04:57 PM (Eastern)
>by 207.200.116.74Can't people just start using
>that? Carol


72|1|I'm confused.... I'm reading it this way|mfern4|mfern4@aol.com|20:50:09|06/01/2009|

Posted on Jun-01-09 at 08:50 PM (Eastern) by 76.179.42.20

If it's a domestic personal transfer there is no fee in buying/selling if you are paying through a fully funded PP Balance or Bank.


If you pay with a Credit Card or Debit Card there are fees.