if not paid before feb.27. I used my income tax money for this and other bills. But I am still
short. I don't know what to do. I called several places to try to get help, but know
one helps with pass taxes (2007). They help people with their house payments, rent, gas bills, electric...but
know one can help with taxes. I just cant beleive there is not some program out there that
could help low income families. I do not know what to do...
Life just seems to keep getting harder and harder..
Michelle 1|1|I know what you mean....I just got a $600 bill from the specialist my daughter went to |kellysp6637|frugalk76@aol.com|21:04:16|02/19/2009|
Posted on Feb-19-09 at 09:04 PM (Eastern) by 64.12.116.68
last month.....my health insurance paid the majority of it....but I am responsible for the remaining $600 (I guess I should be thankful that I don't have to pay the $2500) they billed...but still $600 is a pretty big chunk of change... (especially since I pay over $300 a month in insurance premiums)
If it's not one expense it's another.....sometimes I just don't want to open the mail.
2|2|Yeah I have a medical bill from my carpal tunnel surgery in Dec.|shelly0418|michelle0418@centurytel.net|21:10:59|02/19/2009|
Thank god I was able to get medicaid. I got a bill for the hospital part only yesterday it
was $3,000. I hate to see what the doc charged. Thank god I only have to pay $373. Myspend
down amount for medicaid. But with times hard that is still alot. I will have to set up
small monthly payments with the hospital once medicaid pays there part.
Michelle
3|3|I think that's what I'm going to do too....|kellysp6637|frugalk76@aol.com|21:13:35|02/19/2009|
I've done it before in the past with large medical bills....so I'll just keep my own records and pay them $50-100 a month until it's paid...there's not a thing they can do about it so long as I'm making consistent and reasonable payments..............
Insurance is getting ridiculous....they charge through the nose for the premiums then pick and choose what they want to cover.... 4|1|Did you contact the taxing agency to see about payment arrangements? Sometimes they will make payment arrangements. I know several people who have done so. They are strict though... they might divide it into 3s or something like that. Call them... don't wait for the paper work. Call and ask for a face-to-face meeting with someone with authority to make a deal.|Sara_s_Mom|IClipCoupons@gmail.com|12:29:15|02/20/2009|
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5|2|unlikely any foreclosure for $158.|sneakers1234|ross417@msn.com|12:52:05|02/20/2009|
And all new rules to keep folks in their homes under the new mortgage plan. 6|3|the problem there is that the bill hasn't been written yet only proposed............|pussecat|pu55ecat@aol.com|13:19:39|02/20/2009|
when Obama made the announcement sabout his plan he said it would be 2 weeks before it was written. so i don't think she can do anything other than pay it now. plus, aren't property taxes a SEPARATE issue? that should, could, would fall under the escrow NOT the actual mortgage.
***** BOYCOTT COUPON CLIPPING SERVICES that don't want YOU trading *****
+++Coupon Savings For 2009 So Far $1,319.84+++
8|4|It is on my morgage, but...|shelly0418|michelle0418@centurytel.net|13:23:59|02/20/2009|
It does not help with taxes. It is a diff issue. I called all over to see if I could get
help.
Michelle 7|3|The land goes back to the county...reading inside|shelly0418|michelle0418@centurytel.net|13:21:17|02/20/2009|
Posted on Feb-20-09 at 01:21 PM (Eastern) by 75.121.156.73
There is no house on it. It is the land I own hooked on to the house. The house does not sit on it.
So would go back to the county. I do not want to lose it. That is where my daycare kids play in the summer time.
Michelle
You have the right to pay the delinquent taxes, penalties, interest and fees Prior to March 1, 2009 and avoid additional cost and RISK of LOSS of OWNERSHIP.
If paid on or after March 1, 2009
All items in left column plus.
Interest rate increases to 1.5% month
and is retroactive to delinquency date.
a $175 title search fee
Recording and advertising charges...could hurt my business if it went in the paper
additional processing and administration costs
plus the bill goes up $255.73 if paid after 3/1
So I will owe alot more even if I do not lose it. But I do not want to take that chance. 9|4|Michelle did you get my email?|Kristy|mi3zons1@yahoo.com|13:38:42|02/20/2009|
"Women should not have children after 35. Thirty-five children are enough." - anonymous (Only 28 to GO!) 10|5|I didn't get it..|shelly0418|michelle0418@centurytel.net|13:47:11|02/20/2009|
Michelle 11|6|cye asap |Kristy|mi3zons1@yahoo.com|13:53:13|02/20/2009|
"Women should not have children after 35. Thirty-five children are enough." - anonymous (Only 28 to GO!) 12|7|Thanks Kristy...have $144.75 to go. Trying to get an auction going too|shelly0418|michelle0418@centurytel.net|14:08:10|02/20/2009|
I am going through my stuff and trying to put an auction together.
Michelle 13|8|Sent you a little more..|Kristy|mi3zons1@yahoo.com|14:12:15|02/20/2009|
"Women should not have children after 35. Thirty-five children are enough." - anonymous (Only 28 to GO!) 14|9|$137.25 to go..thanks kristy |shelly0418|michelle0418@centurytel.net|15:18:12|02/20/2009|
Thanks for your help.
Michelle 15|4|Is the $150 the taxes for the YEAR? or a quarterly pay? |sneakers1234|ross417@msn.com|15:28:26|02/20/2009|
my property taxes are over 10k for 50x100, yes, that 50x100 is in FEET. (includes a 3 bdroom ONE bath house) 16|5|Mine are $1437.03 a yr...I am behind for 2007|shelly0418|michelle0418@centurytel.net|15:42:55|02/20/2009|
I used my income tax refund to pay on them. But was still short $158.
Michelle 17|6|Started an auction to help raise funds. Please check it out|shelly0418|michelle0418@centurytel.net|15:57:45|02/20/2009|
Thanks Michelle 18|6|Shelly, my taxes are paid out of escrow (part of my mortgage payment each month goes into escrow) twice yearly....if my mortgager determines that my escrow will not be enough to cover both the taxes and insurance, they adjust my montly mortgage to have enough in there (I have had several changes in taxes in the 12 yrs I've owned the house, and a change in insurance once when we added on to the house).....does your mortgager do that? And they should be paying your taxes directly (also being billed directly) if you have taxes in escrow....|saint6811|waylan@comcast.net|15:58:09|02/20/2009|
"Middle age is when you choose your cereal for the fiber, not the toy." 19|7|nope...they do not |shelly0418|michelle0418@centurytel.net|16:05:38|02/20/2009|
I pay my taxes and insurance myself. It is not in with my house payment. I go through
a credit union so they never set it up like that.
Michelle 20|8|Oh, I misunderstood...above you posted 'it is on my mortgage', I thought you meant the taxes were paid out of escrow...|saint6811|waylan@comcast.net|16:08:20|02/20/2009|
"Middle age is when you choose your cereal for the fiber, not the toy." 22|7|This is also how I have my mortgage set up.....|maraj|maraj64@hotmail.com|16:23:51|02/20/2009|
Escrow pays my property taxes & homeowner's insurance for the year. Best way to do it as there's no big chunk I have to worry about so all I have to worry about is my monthly mortgage payment.
My property taxes were actually about $100 less for me this year than they had been for the previous owner last year, so that was a nice surprise. :) There's plenty left over yet for my homeowner's insurance & will still be some left after that's paid so it will stay in escrow for next year.....
Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.
30|6|Don't drop dead when you hear our yearly property tax (inside)|hudge4|hudge95@yahoo.com|19:11:32|02/20/2009|
$5,100 this year!!!
My husband's income was slashed over $2,000 per month and our house is in forclosure at the moment. We probably have until April. We are interested to hear Obama's plan to save us, but doubt it will be in time to.
~~Feedback link~~
http://www.refundsweepers.com/dcforum/feedback/1021.html 21|5|do you do on line surveys? reward programs? refunding?|HONEY11|HONEY1@AMERITECH.NET|16:14:41|02/20/2009|
I know doing these things myself really helps. You have to do a little foot work for it, but figure since I am on line, I might as well use my computer to make some money back. I do all of these for cash or gift cards. they really help me out on making ends meet. Many of us are just hanging on ourselfs, many of us just explore different ways of bringing in cash to keep our heads above water. I know myself if I did'nt think outside the box, I would be in deep water.
23|6|I do rebetes when i can...have not have much luck with surveys|shelly0418|michelle0418@centurytel.net|16:28:39|02/20/2009|
Michelle 25|7|Michelle, there are a many surveys sites to join...I must pull in at least $500 a year doing them all, including gift cards...|HONEY11|HONEY1@AMERITECH.NET|16:31:38|02/20/2009|
there is post here on chat where people posted survey sites, I hope you will check them out.
One person caring about another represents life's greatest value.
o
o
@..@
(----)
( )--( )
o0..0o
Linda
24|1|If you haven't done it yet, try to contact the tax office, I'm not sure where you live and what's the law, but here in WI, they can arrange payment, total divided by 2, I think you can pay once before end of Jan and the other before end of June, see if they can arrange payment for you and explain to them you only short xxx amount, they may can help you arrange the payment since you are not shorted a lot compare to your total taxes.|cpnsgirl03|couponsgirl2003@yahoo.com|16:30:17|02/20/2009|
please leave me feedback :)
thanks
http://www.refundsweepers.com/dcforum/feedback/57.html
26|2|I did that...I am running out of time...|shelly0418|michelle0418@centurytel.net|17:01:45|02/20/2009|
These are 2007 taxes. In Michigan we have a yr to pay for them. The end of March is the dead
line. I just have not had the extra money to pay on them. And my tax refund (federal) just did
not go far enough.
Michelle 27|3|added to your auction! :)|pussecat|pu55ecat@aol.com|17:15:33|02/20/2009|
***** BOYCOTT COUPON CLIPPING SERVICES that don't want YOU trading *****
+++Coupon Savings For 2009 So Far $1,319.84+++
28|3|I know I am not the only...times are so hard and depressing|shelly0418|michelle0418@centurytel.net|17:23:09|02/20/2009|
It is just so hard trying to keep all the bills paid. I will be so glad when summer gets
here. My income will go up some. I will be able to make it then. Just hope I can keep
on track to then.
Last week I had to use the electric money to take my 10 yr old cat to the vet. I could affaid
to take him..but I cant stand to see him sick. He is on meds but I do not think he is getting
better. Does not seem to be eating. I pray that he gets better. My animals are like my kids.
I have to thank you all for this site thou. If it was not for the coupons I trade for on here
I would be in big trouble. The coupons help stretch the $144 I get a month.
Thanks
Michelle
29|1|Can anyone else add??|Kristy|mi3zons1@yahoo.com|18:40:47|02/20/2009|
"Women should not have children after 35. Thirty-five children are enough." - anonymous (Only 28 to GO!) 32|2|I went over and added :)|RebekkaVA|queen_vulture@msn.com|19:19:33|02/20/2009|
~*~REBEKKA~*~
a.k.a. "Queen Vulture"
Married to my Soul Mate William
"My husband has cancer, Please pray for him"
Mommy to:
Timothy 5/80
Matthew 10/92
Cheyenne 9/99
*EMAIL*: queen_vulture@msn.com
Feedback link: http://www.refundsweepers.com/dcforum/feedback/796.html
31|1|I wish I could help out all my friends here, it hurts to see everyone going through so much, I am praying things get better for us all...We don't have health insurance and have to pay cash, so that is what wipes us out all the time :( I will pray you make enough to get your taxes taken care of (((HUGS)))~*~|RebekkaVA|queen_vulture@msn.com|19:14:44|02/20/2009|
~*~REBEKKA~*~
a.k.a. "Queen Vulture"
Married to my Soul Mate William
"My husband has cancer, Please pray for him"
Mommy to:
Timothy 5/80
Matthew 10/92
Cheyenne 9/99
*EMAIL*: queen_vulture@msn.com
Feedback link: http://www.refundsweepers.com/dcforum/feedback/796.html
33|1|Can you tell me what county and town in Michigan you are in? There are organizations that you can get help from, but I need your location to find them.|Ranalt|ainebailey@gmail.com|19:36:14|02/20/2009|
Some areas have TONS of help and others have a few, but it is still help.
You can either email me or post here.
Life is like a cup of tea,
It's all in how you make it.
Lisa
34|2|I emailed you. I have tried everywhere in my area |shelly0418|michelle0418@centurytel.net|20:21:54|02/20/2009|
We have basically 3 agencies that help. One deals with several state funded programs and he could
not find any to help with taxes.
Michelle 35|1|Michelle, see inside.|Ranalt|ainebailey@gmail.com|14:45:48|02/21/2009|
Michelle,
So sorry to hear that you are going through this.
I know times are hard for all.
Sorry I didn't get back with you sooner, but my DS had a late college hockey game last night and I got in real late.
I know you said you tried DHS,
but did you try this branch of it?
DHS STATE EMERGENCY RELIEF
http://www.michigan.gov/dhs/0,1607,7-124-5453_5531-15407--,00.html
you have to copy and paste this link
*note it includes Home Ownership Services as a listed program
STATE EMERGENCY RELIEF - HOME OWNERSHIP SERVICES
Helps to prevent the loss of a home if no other resources are available. Covered services include house payments or land contract payments, property taxes and fees, mobile home lot rent, and insurance coverage required by the mortgage holder.
SERVICE TERMS: Mortgage Payment Assistance
Property Tax Payment Assistance
Rent Payment Assistance
Modest Needs
http://www.modestneeds.org
UNITED WAY
in your area
If you wish to contact us:
you may call at 1-231-487-1006
or email to info@charemunitedway.org
St.Vincent DePaul in Michigan
http://www.svdpusa.org/AboutUs/FindaCouncil/tabid/175/language/en-US/Default.aspx
You can also try churches in your area EVEN if you don't belong to any of them.
The worst they can say is no.
Do you have anything you could sell quickly on Craigslist
www.craigslist.org. There is one in your area.
You mentioned you have a day care. Are you at capacity?
If not, could you do an ad for a free week after three paid weeks or something creative like that. Anything to get you the money now.
Times are so hard for so many people and a lot of places that offer help are being hit hard.
Time to think outside the box and get creative in your money raising.
p.s...another option to consider for those who have back property taxes. Not sure is this is even possible, but can you pay your "back taxes" first and then worry about the current taxes. This would give you time to catch up on the current taxes and have the back taxes paid. Just a thought.
Life is like a cup of tea,
It's all in how you make it.
Lisa