got this in a email, never thought about doing this, but now Im thinking about copying everything in my wallet
Attorneys' ADVICE - NO CHARGE
Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice! A corporate attorney sent the following out to the employees in his company:
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1. Do not sign the back of your credit cards. Instead, put 'PHOTO ID REQUIRED.'
2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the 'For' line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you=2 0have It printed, anyone can get it.
4. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place.
I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a Name, address, Social Security number, credit cards.
Unfortunately, I, an attorney, have first hand knowledge because my wallet was stolen last month. Within a week, the thievesordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.
But here's some critical information to limit the damage in case this happens to you or someone you know:
5. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.
6. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
But here's what is perhaps most important of all: (I never even thought to do this.)
7. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also call th e Social Security fraud line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the internet in my na me.
The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.
By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks..
Now, here are the numbers you always need to contact about your wallet, if it has been stolen:
1.) Equifax: 1-800-525-6285
2.) Experience (formerly TRW): 1-888-397-3742
3.) Trans Union : 1-800-680 7289
4.) Social Security Administration (fraud line):
1-800-269-0271
We pass along jokes on the Internet; we pass along just about everything.
If you are willing to pass this information along, it could really help someone that you care about.
1|1|Great advice! I have written on the back of my cc's and debit cards "ask for id" I have copys of all my cards as well as my drivers license and my soc sec card..|HONEY11|HONEY1@AMERITECH.NET|20:32:30|02/07/2009|
I not only did this for theft, but if I lost my purse...or god forbid a fire in my house and my purse got left behind..I keep all important papers in a firesafe proof box, along with other items of value to me like birth certificates,photos, my sons baby book etc..I've had the firesafe box for years and it is made to protect paper items, best investment I ever made and worth the piece of mind..
2|1|Thank you for the info !!!!|lydzkydz|lydzmcss@yahoo.com|09:48:26|02/08/2009|
putting it in a safe place
please include your user name on refundsweepers.
i appreciate all the trades made in the past.
THANKS!! 3|1|FYI- the post poffice will not accept a credit card that is signed "see ID"|ppe1952|MATWELL3@ROCHESTER.RR.COM|11:28:03|02/08/2009|
Remember your manners: when god answers your prayers----- say thank you.