I just don't get it screeeaammmm sorry had to vent 1|1|I dont know, but it makes it hard for honest people who need help to get the help :(|saint6811|waylan@comcast.net|20:56:13|11/10/2008|
"Middle age is when you choose your cereal for the fiber, not the toy." 2|2|Yes that drives me batty... abuse only gets the real people scrutiny they don't deserve|Kristy|mi3zons1@yahoo.com|21:57:39|11/10/2008|
"Women should not have children after 35. Thirty-five children are enough." - anonymous (Only 28 to GO!) 3|3|It just gets my feathers all ruffled |teener|teenerzacsneenee@yahoo.com|22:02:35|11/10/2008|
>Posted on Nov-10-08 at 09:57 PM (Eastern)
>by 71.166.76.124"Women should not have children
>after 35. Thirty-five children are enough."
>- anonymous (Only 28 to GO!)
>
4|4|I don't know either, at my son's work|HONEY11|HONEY1@AMERITECH.NET|01:31:57|11/11/2008|
there are several store managers who get food stamps, medical card + cash from public aid and make over $20,000 a year, drive nice new cars and here my son is lucky if he makes $9,000 a year as a cashier, he walks to work everyday and does not own a car and we are having a tuff time getting just a medical card for him.
"Once you replace negative thoughts with positive ones, you'll start having positive results." -Willie Nelson
o
o
@..@
(----)
( )--( )
o0..0o
Linda
5|1|OMG....THIS is the BIGGEST pet peeve of mine...|kellysp6637|frugalk76@aol.com|08:48:13|11/11/2008|
seriously....it's sad. 6|2|This bothers me too. I remember one incident well. I was waiting to get blood tests in the waiting room and there were 2 girls maybe 18 and they were talking about how the government was taking care of everything and they were so excited to be (more)|sarahjones|s.scottjones@comcast.net|08:58:56|11/11/2008|
pregnant together and how they got every government assistance available including housing and that the government was going to take care of it all and their boyfriends did not have to pay much of it at all. They even showed me all of their cards saying it was so cool to be taken care of because they accidently got pregnant.
And my parents who worked hard all of their lives had to give us all of their assets in order to get a little of assistance my mom has emphasema and has to carry oxygen tanks with her at all times and my dad has reoccuring colon cancer. And my mom also has diabetes so she needs shots daily and check ups every week. I feel so bad because it took so long for them to get any help because they owned to much and had to give it to us in our names and they went through most of their savings to pay all of the bills.
7|3|Sarah,,,I know EXACTLY what you are talking about.....What happened to the meaning of pride??? I mean...seriously...|kellysp6637|frugalk76@aol.com|09:18:01|11/11/2008|
if someone honestly needs government assistance...then they should receive it...and not have to worry about people looking at them as if they are just another person scamming the system......but to take advantage of it then BRAG about it is another story.......it's just sad and the worst part is....they will bring their child up with the same mentality....thus another generation thinking it's okay to scam the system...
What happened to being proud about working for what you have???? Geesh.... 8|1|This is a thorn in my side as well............|cldt67|cindy123@zoominternet.net|10:45:51|11/11/2008|
We have a lady in our neighborhood who brags about the help she receives. She also gives others tips on how to "beat the system". She's been on SSI for at least 10 yrs. She receives food stamps & medical card. She's used the medical card to pay for weight loss surgery. And is now receiving "help" to pay for college. College tuition, books, even gas money. She's married with 2 kids but their status with the goverment is "separated" so that she can receive her full ammount on SSI and hubby can bring home a paycheck. Her children are also eligible for food stamps & medical card due to her mariatl "status". She's planning on getting off the "help" once she graduates college and gets a good paying job.
I also have a male neighbor who lives next to me....in his early 50s....worked all of his life and was recently diagnosed with cancer. He had to quit his job recently and cant get any help what so ever.
There are major flaws in our system and it irritates me to no end. Cindy 9|2|Exactly Cindy.......frankly if I knew of a neighbor doing this..I would drop a dime on them....|kellysp6637|frugalk76@aol.com|10:49:58|11/11/2008|
that's simply wrong......and is called FRAUD....your neighbor could be prosecuted for lying and taking advantage of the system...and frankly she would deserve it! Meanwhile...the rest of us hard working taxpayers are busting butt....to provide for our families....and in debt with our own college loans (yes,,that we've had to pay for ourselves)...it's plain wrong. 10|3|I hate when people abused the system too, because|Mightymom7492|Mightymom74@hotmail.com|11:01:53|11/11/2008|
when people really need the help.. Those people get looked down at... I work two jobs noe and I use to live with my mom and we put our income together and helped each other out. She died in April 2008 and I was so embrassed to go to the government office and ask for Food stamps and a medical card for my children. When I go use the FS card I get nasty stares or they say to me.. Go get a job!!! I just want to tear up the card and try my best to put food on the table. They also tell me that I should be less expensive stuff on my list and not the organic stuff I buy. My daughter is on a strict diet because she is diabetic and I have to buy those things for her. I hate when the holidays come because I can't afford nothing because all my money goes to bills and bills. But to stay on the subject.. Yes I hate when people abuse the system they should be punished. I saw a lady with a leather jacket, a nice car and buying New York Strip Steaks... Wow, NY steaks cost about 18.00 Here and that could be two dinners for my children and I. 11|1|I WOULD CALL AND REPORT THEM |crazymomx2|crazymomx3girls@hotmail.com|11:37:24|11/11/2008|
IF THEY ARE FRAUDING WELFARE(MEICAL-FOOD STAMPS OR HOUSING) YOU CAN CALL AND 800 NUBMER (EACH STATE HAS A DIFFERNT NUMBER)AND REPOT THEM I HAVE DONE THIS SEVERAL TIMES IT IS NOT FAIR AND I WILL CONTUE TO DO SO.I HAVE REPORTED WIC FRAUD AS WELL,I TRUNED A LADY IN FOR COUPON/WALFARE FRAUD SHE WOULD BY FOOD ITEMS USEING FOOD STAMPS USE COUPONS AND SHE WOULD BE AT THE SWAPMEET EVERY SATURDAY SELLING HER FOOD ITEMS MAKING CASH,WELFARE DIDNT WANT TO DO ANYTHING WITHOUT PROOF I GOT PICTURS OF HER AT THE SWAPMEET SHE WAS EVENTLEY CAUGHT ,IT WORKS IF YOU TELL ON PEOPLE.THATS WHAT PEOPLE NEED TO DO . 13|2|She has been reported at least 2 times...........|cldt67|cindy123@zoominternet.net|11:44:06|11/11/2008|
nothing ever came of it :( Cindy 12|1|It's in everything. :(|maraj|maraj64@hotmail.com|11:40:25|11/11/2008|
It's not just the people receiving the help/services who are abusing the system but there's also an ample amount of fraud in some of the facilities that provide services by double-billing, overcharging &/or charging for services that weren't even provided. :( It all contributes to the increase in insurance premiums & medicare/medicaid premiums, co-payments, etc. & making it difficult if not impossible for those who really need it. They're either denied assistance or have to fight tooth & nail to get it, & then made to feel like low-life crap on top of it.
We found out, too late, in 2003 that one of my sisters hadn't been to a dr. or taken her meds in over a year because she couldn't afford it. She had high blood pressure & a heart condition so was supposed to take those meds faithfully & see the dr. regularly. She had no insurance & couldn't get any thru her employer (she worked over 40 hrs. a week most weeks yet shouldn't have even been working at all w/the heart condition she had!). She was also ineligible to receive any kind of assistance/medicaid. She had applied for disability but had been turned down & didn't pursue it. I guess she just got tired of fighting the system & fighting to live cuz she passed away on July 16, 2003 at age 50 of a massive heart attack. :`(
I'm upset w/the system just as much as I'm upset w/those who abuse & defraud it. And I have a hard time understanding how this country can spend billions of dollars to help other countries & for a war yet the citizens, including veterans, of our very own country are still hungry, homeless, ill & dying because there's no money to help them???
"If you pick up a starving dog & make him prosperous, he will not bite you. This is the principle difference between a dog & a man."
Mark Twain
Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.
14|1|? When one is on food stamps are they meant to be used for your boyfriend/husband/babies daddy ( gosh I hate that expression?|teener|teenerzacsneenee@yahoo.com|12:14:21|11/11/2008|
What is a boyfriend/husband anyway? It's either one or the other right? I can understand if it is the husband but feeding a bf? buying him special things? When Dh and I were both out of work a few years back we couldn't get nothing other than unemployment and now with me just getting SS for my disability it's hard at times if it wasn't for my refunds and what I save with coupons I just don't understand some people 15|2|teener it is only for the people that apply usely its not a boyfrien its the mother and child|crazymomx2|crazymomx3girls@hotmail.com|12:45:35|11/11/2008|
in most cases the boyfriend/babys daddy is not even listed on the case he gets free rent and most cases dose very little in ways of support for the mother and child. 19|2|at least there's a time limit now, maybe 3 yrs then no more forever |glennie58|glenn_scott@alumni.ksg.harvard.edu|13:42:32|11/11/2008|
so we will see how long they laugh up their sleeves 16|1|I too feel bitter sometimes about this very thing..my son and I|glennie58|glenn_scott@alumni.ksg.harvard.edu|13:18:42|11/11/2008|
are trying our best to make it together and the government makes it hard so how are these people doing this? His SSI does not cover our rent
never mmind the electricity... the social services referred me to a private agency - where they actually cross-examined me because in order to
get an apartment my dh name is on the lease though I am the only one that signed it - I felt accused, kwim? And then they referred me back to
the social services office after all that... and to top it off they cut off all access to TG and X-MAS baskets so that anyone who was new there
on monday, the day I went, was not eligible for those things simply because the need is too great... sometimes I think I was standing behind
the door when good luck or knowing how to work they system was handed out, ROFL ... still no help with electicity/heat though, how about that?
lol
17|2|Glennie when Dh and I were out of work and we needed help with the heat we went to an office of Spanish affairs tho we are not Spanish they helped us with one months heat|teener|teenerzacsneenee@yahoo.com|13:28:50|11/11/2008|
The services were open to anyone who applied Maybe you can check them out 18|3|thanks so much! I will so some research and go there if I can|glennie58|glenn_scott@alumni.ksg.harvard.edu|13:39:51|11/11/2008|
you betcha!!! 21|4|I found it but only in MI ? lol|glennie58|glenn_scott@alumni.ksg.harvard.edu|14:10:14|11/11/2008|
boy the midwest seems greater and greater.... 27|5|Come on over! We'd love to have you, Glennie! :) But come to IL so I can get together with you from time to time, lol |saint6811|waylan@comcast.net|16:39:35|11/11/2008|
"Middle age is when you choose your cereal for the fiber, not the toy." 28|6|I keep nagging Glennie to move here. LOL|maraj|maraj64@hotmail.com|17:00:29|11/11/2008|
Hoping one day she'll get sick of hearing it & relent. LOL Michigan is a step in the right direction cuz then it's just smoothe sailing across the lake. LOLOL
"If you pick up a starving dog & make him prosperous, he will not bite you. This is the principle difference between a dog & a man."
Mark Twain
Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.
32|7|did you say sailing?? lake? I am SO there LOL|glennie58|glenn_scott@alumni.ksg.harvard.edu|22:44:21|11/11/2008|
the midwest does sound great... maybe with global warming the winters will get more gentle??? lol 33|8|I forbid you to move|zombietoo|littlejadensmom@juno.com|00:38:37|11/12/2008|
LOL I finally got you this close to me
>Posted on Nov-11-08 at 10:44 PM (Eastern)
>by 98.26.54.77the midwest does sound great...
>maybe with global warming the winters
>will get more gentle??? lol
51|9|lol|glennie58|glenn_scott@alumni.ksg.harvard.edu|20:50:18|11/12/2008|
I'd take you and jaden and ava with me ROFL 56|10|Yes, bring them all! :D |saint6811|waylan@comcast.net|21:33:54|11/12/2008|
"Middle age is when you choose your cereal for the fiber, not the toy." 60|10|The more the merrier! :)|maraj|maraj64@hotmail.com|21:49:00|11/12/2008|
I've always dreamed of a Walton's family type Christmas. ;) (w/out all those "good night Jim-Bob", "good night Mary Ellen", "good night John-Boy" tho. I'd be asleep before everyone got done. LOL)
"If you pick up a starving dog & make him prosperous, he will not bite you. This is the principle difference between a dog & a man."
Mark Twain
Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.
57|5|Um, Glennie, stay out of Michigan for awhile. I think we lead the country in the recession and unemployment. It's a great state, but currently has a couple of little ol' problems.|Ranalt|ainebailey@gmail.com|21:45:20|11/12/2008|
I would love to meet you though :)
Life is like a cup of tea,
It's all in how you make it.
Lisa
61|6|it must be beautiful there though, and don't fret, FL leads in home foreclosures and |glennie58|glenn_scott@alumni.ksg.harvard.edu|21:49:17|11/12/2008|
unemplyent is high there too, and also now that we are in NC unemployment is growing here too ROFL!!! 63|7|It is beautiful. I am just praying that come next week, the company my husband works for is still in business. He works for General Motors.|Ranalt|ainebailey@gmail.com|21:55:42|11/12/2008|
Life is like a cup of tea,
It's all in how you make it.
Lisa
20|3|i hate it |tarasdream|rockycreekmomma@gmail.com|13:45:31|11/11/2008|
when you see these people with new cars, gold jewlery and they get 3 or 4 hundred in food stamps a month. i get 600 dollars a month in ss i get food stamps of 11 dollars a month. according to them i make to much money to get any more food stamps then that. i knew a girl that got formula from wick and then sold it. when i could work girls where i worked used to lie and say they had more kids then what they really had. my electric bill is so high i dont have money for food half the time. i went to a place to get help for my electric bill and they said i made to much money.i asked for food vouchers and they told me they only give them to the homeless. my doctors yells at me all the time about the way i eat because of my heart problems and me being diabetic. but what can i do you cant get blood out of a turnip.i went to some of the churches and they only give food to there members. i cant even do thanksgiving dinner because i cant afford it. but it kills me to see the people lie and get so much yet i tell the truth and cant get anything. 22|4|Here my story|angNC|memawang@embarqmail.com|15:14:17|11/11/2008|
I am disable. I have applied 2 times and still have gotten denied.I take 21 pills a day.
I have diabetes,neuropathy,congestive heart faliure,HBP,2 rupurted disk and yes depression. I have enough
credits for my SS. It makes me mad when I see crack heads and drunks getting yet. It is a
struggle to just buy my meds. I go monday to the lawyers.I have prayed and prayed. If it wasn't for my folks
we would probley be living with them.
23|1|Because so many have gotten away with it....|Sharon|s_forshee@hotmail.com|16:07:20|11/11/2008|
and it's all because of big govt., which I despise so greatly. So many people I know are abusing the system in many ways and preventing those that really need help get turned down or takes years to get the help they need. It is a big pet peeve of mine. And our govt., continues to throw welfare, food stamps, etc., at people to sign up that don't need it, for them to take advantage of the system, plus it's for political purposes, votes in elections, etc., and it makes me sick. Our system is already broken and will eventually crash. Then everyone will definately feel the pain. 24|1|I know and it's sad cause so many that do need help don't get it...more inside~*~|RebekkaVA|queen_vulture@msn.com|16:23:15|11/11/2008|
Will has worked since he was a teen and also served in the Marines and was in Iraq and Kuwait and other areas of the world back in the 90's. Now with his cancer, he lost his job and we are on disability, trying to make ends meet is very hard for us. We even moved out here to VA with our son, so we could save up and get a place. The rent where we lived in AZ was going up another $100 plus now they wanted pet rent too, so we couldn't afford it. We applied for state aid for medical ooverage and it really irks me we were turned down. We've both paid taxes and into the "system" but others abuse so people that really need it can't get it. Our truck was even repossessed in January 08 and we were to pay it off this year too, we just got behind and I asked FORD if they would take partial payments and they refused and had it repo'd. That really hurt us. We were lucky to get the van from our church, but as alot of you know it's in rough shape and now maybe not even driveable, so we are gonna have to scrimp and save and somehow try and get a cheap good running used car. Anyways not trying to sound all negative and such, but this is the lowest we've ever been and it's hard. Hugs, Rebekka
~*~REBEKKA~*~
a.k.a. "Queen Vulture"
Married to my Soul Mate William
"My husband has cancer, Please pray for him"
Mommy to:
Timothy 5/80
Matthew 10/92
Cheyenne 9/99
*EMAIL*: queen_vulture@msn.com
25|2|Rebekka How long has Will been on Disability? I understand from mine that after two years you get Medicare |teener|teenerzacsneenee@yahoo.com|16:31:21|11/11/2008|
>Posted on Nov-11-08 at 04:23 PM (Eastern)
>by 71.62.251.49Will has worked since he
>was a teen and also served
>in the Marines and was in
>Iraq and Kuwait and other areas
>of the world back in the
>90's. Now with his cancer, he
>lost his job and we are
>on disability, trying to make ends
>meet is very hard for us.
>We even moved out here to
>VA with our son, so we
>could save up and get a
>place. The rent where we lived
>in AZ was going up another
>$100 plus now they wanted pet
>rent too, so we couldn't afford
>it. We applied for state aid
>for medical ooverage and it really
>irks me we were turned down.
>We've both paid taxes and into
>the "system" but others abuse so
>people that really need it can't
>get it. Our truck was even
>repossessed in January 08 and we
>were to pay it off this
>year too, we just got behind
>and I asked FORD if they
>would take partial payments and they
>refused and had it repo'd. That
>really hurt us. We were lucky
>to get the van from our
>church, but as alot of you
>know it's in rough shape and
>now maybe not even driveable, so
>we are gonna have to scrimp
>and save and somehow try and
>get a cheap good running used
>car. Anyways not trying to sound
>all negative and such, but this
>is the lowest we've ever been
>and it's hard. Hugs, Rebekka
>~*~REBEKKA~*~ a.k.a. "Queen Vulture" Married to my
>Soul Mate William "My husband has
>cancer, Please pray for him" Mommy
>to: Timothy 5/80 Matthew 10/92 Cheyenne
>9/99 *EMAIL*: queen_vulture@msn.com
26|3|Hey Teener~*~|RebekkaVA|queen_vulture@msn.com|16:36:45|11/11/2008|
He's been on disability since AUG. 07. He still getting disability through our insurance company through is old job (hard to explain). They even hired a company to help him get on Social Security, but that takes about 6 months to get once long term disability kicks in (which was Aug. 08). Then they said we have to wait 24 months after that for any medicare coverage or whatever medical he gets with it. So it's gonna be a long process. Hugs, Rebekka
~*~REBEKKA~*~
a.k.a. "Queen Vulture"
Married to my Soul Mate William
"My husband has cancer, Please pray for him"
Mommy to:
Timothy 5/80
Matthew 10/92
Cheyenne 9/99
*EMAIL*: queen_vulture@msn.com
29|4|Rebekkah, any chance his cancer is service related? Gulf War Syndrome is real. Please look into it if you haven't already.|Sara_s_Mom|IClipCoupons@gmail.com|17:42:50|11/11/2008|
Want to earn PayPal like me? Associated Content pays writers for content. Curious about what kind of articles AC will pay for? Take a look at my articles at the link below. If I can do it, so can you! http://www.associatedcontent.com/user/72250/carly_hart.html
Check out my blog - Making Ends Meet: Living On One Income - for posts on money saving tips! http://livingononeincome.blogspot.com/
75|5|Nope his cancer (that I know of) isn't service related~*~|RebekkaVA|queen_vulture@msn.com|14:09:16|11/13/2008|
~*~REBEKKA~*~
a.k.a. "Queen Vulture"
Married to my Soul Mate William
"My husband has cancer, Please pray for him"
Mommy to:
Timothy 5/80
Matthew 10/92
Cheyenne 9/99
*EMAIL*: queen_vulture@msn.com
78|6|Rebekka, please cye! :)|maraj|maraj64@hotmail.com|16:06:32|11/13/2008|
Thanks! :)
Tami
"If you pick up a starving dog & make him prosperous, he will not bite you. This is the principle difference between a dog & a man."
Mark Twain
Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.
30|1|I totaly agree with all of you good folks |nancygal|brennansnanna@hotmail.com|20:41:53|11/11/2008|
Cheating the system is OUT & OUT Wrong and should be stopped. And yet it what I want to scream most about is the fact that companies like IGA and Banks have there hand out again and we are going to give them more money and here they are for the 3rd time taking another trip to a luxury hotel. Now these crooks are right out in public taking our money given freely by the gov. and having a grand old time with no shame attached. My question is if they can get away with this open face in my eye stealing (cheating) the rest of usis it no wonder others think its ok to do the same? There's no excuse for any of them to get away with it wethere it be a welfare for joe on the street or for Mr big shot at some bank. In the end its you and me the tax payer who is being told to bend over and get it in the you know where. Just my humble thoughts. 34|2|just read my vent wow I must say I am sorry for all the type o's and misspellings.|nancygal|brennansnanna@hotmail.com|06:32:33|11/12/2008|
>Posted on Nov-11-08 at 08:41 PM (Eastern)
>by 207.69.137.38Cheating the system is OUT
>& OUT Wrong and should be
>stopped. And yet it what I
>want to scream most about is
>the fact that companies like IGA
>and Banks have there hand out
>again and we are going to
>give them more money and here
>they are for the 3rd time
>taking another trip to a luxury
>hotel. Now these crooks are right
>out in public taking our money
>given freely by the gov. and
>having a grand old time with
>no shame attached. My question is
>if they can get away with
>this open face in my eye
>stealing (cheating) the rest of usis
>it no wonder others think its
>ok to do the same? There's
>no excuse for any of them
>to get away with it wethere
>it be a welfare for joe
>on the street or for Mr
>big shot at some bank. In
>the end its you and me
>the tax payer who is being
>told to bend over and get
>it in the you know where.
>Just my humble thoughts.
nancygal
31|1|This is a sore subject for me(M)|dlpavitt|dlpavitt@att.net|21:06:23|11/11/2008|
My husband has officailly had no job for two years, as of Nov 7 2008. He does deliver newspapers(about all he can so) in the morning to help get a little money into the house.
We our reduced to driving a clunker of a car. We are on weekly payment plans with everyone. And are praying, we do not lose our house, before he gets his hearing, Social Security. You just shouldn't have to go through all of this, when you really are disabled. Thanks for letting me vent. Donna
looking for:
fancy feast UPC's(paying .05 each)
daisy sourcream .60/1, or .50/1
McDonald's Big mac Bogo's, or Free's
utz chips, any
viva papertowels, .75/1 after 10/11
cottonelle, 1.00/1 or .50/1
cottonelle wipes 1.00/1 or better
coolwhip, any
gatorade g2
coupons good on ANY coke product
sprite coupons
mystic pizza coupons
arm and hammer detergent off 1
NBPN rebates good in Ct
Pull up's coupons( home mailer's only
WINE TAG's bread, beef, poultry,cheese, deli items
Unused Stamps(small denomination's okay)
Well concealed cash
Free's(that I need)
BOGO's(that I need)
bigelow tea, any
pphf, existing funds please
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Try to get all trades out with in 12 hours of confirmation. If you do not have a board name, and feedback, I will mail my end, only after I receive your end. Happy trading. Thanks for looking, Donna
35|2|Donna, you may be able to get a hearing faster based on hardship (like foreclosure looming) but it is really hard and you have to pretty much be ready to go - all medical records in, etc. The judges also can get cranky. Did he file 2 years ago? That seems to be the wait from my past experience with clients. One day out of the blue, you case comes up and poof, you get scheduled for a hearing. But if you are in danger of foreclosure, do let your SSD attorney know right away. I remember a client wrote to his Congressman who helped push things along if you know what I mean.|Sara_s_Mom|IClipCoupons@gmail.com|08:06:00|11/12/2008|
Want to earn PayPal like me? Associated Content pays writers for content. Curious about what kind of articles AC will pay for? Take a look at my articles at the link below. If I can do it, so can you! http://www.associatedcontent.com/user/72250/carly_hart.html
Check out my blog - Making Ends Meet: Living On One Income - for posts on money saving tips! http://livingononeincome.blogspot.com/
36|3|I have to echo that!|sunriver|lithiasalt@cheerful.com|09:58:32|11/12/2008|
Start nagging your congress person/people. Call a couple times a week and be a bother. One of their jobs is to ensure that people like your husband are not falling through the cracks of the system. Remember the squeaky wheel. Be nice, but insistent.
Your state representatives might also be of some help.
I wish that the welfare system worked better. It is like a lot of other things and there is corruption. I wish that every state had programs where people could have advocates to help people get needed services. This could create jobs for people who have had to use the system and learned what is there and how to get it, maybe they could advocate for others. Seems win/win to me, because there are an awful lot of people who detest getting help, but have to in order to stay alive and pay rent. The other thing that I feel strongly about is that in order to get cash assistance (which is something like $400 a month, not enough to even cover rent, so you know that it breeds dishonesty), that low amount just ensures that people who are getting it are also more likely to be getting section 8 and are even deeper into the cycle of poverty. Just to get section 8 normally requires about a 2-3 year waiting period-- can you imagine how many people wind up homeless while they wait for help? How many other people get that cash assistance, work under the table and then lie to the state so that they can cover necessities like rent and utility. It isn't right by any means, but I can see how people do it.
Sigh.
37|1|Assets and income always make the difference!|sheliar|sandk95@embarqmail.com|10:56:00|11/12/2008|
I know we looked into this because my mom is legally blind and cannot drive or work. She used to work in a lab where her job was looking into microscopes and counting cells, so needless to say she can't do that anymore. Since she doesn't drive and I'm an only child, we looked into assisted care places, but she'd have to use up her entire savings before they'd help, because even though she's disabled and has no income other than disability, she owns her house and has put away money for retirement.
As for the person who said her son can't get anything & makes $9,000 yearly--here he would be above the poverty level for a family of 1, whereas the family with kids would be below it for their income, which is why they receive assistance. When you have more mouths to feed, the government gives out more money, and they are more likely to give money to take care of kids than adults.
I think the problem is that we have elected a president who just wants to give more to the "have-nots". If anyone thinks the people who really deserve it are suddenly going to be taken care of, I think we will see that it will be more of the same--with the ones out to beat the system receiving more, and the ones who can't pay their bills less.
JMO,
Shelia
"They say that we are better educated than our parents' generation. What they mean is that we go to school longer. They are not the same thing."---Douglas Yates
38|2|I know about the assests thing we checked into it the last time Mom was in the hospital and what we were told made me ill|teener|teenerzacsneenee@yahoo.com|12:02:48|11/12/2008|
She has one paid life insurance policy but it isn't enough to bury her when the time comes and she would not be able to continue to pay on the policy that will cover those needs everything else she has would go to pay her current bills and then what is left would have to go to the care facility Because of her medical needs she can not get long term care insurance
So she remains with us
39|2|I agree Bush hates regular people but Obama has bragged|glennie58|glenn_scott@alumni.ksg.harvard.edu|14:08:12|11/12/2008|
about cutting welfare rolls too which is just what these programs are called by the government
I personally feel welfare is a misnomer because what has happened to the idea that we help when help is needed
and stop when it is no longer needed? when did this become a bad thing?
40|3|I meant Obama saying he was going to take from the haves|sheliar|sandk95@embarqmail.com|14:18:41|11/12/2008|
and give more to the have-nots.
How do you reconcile him saying that with his claim to cut welfare rolls? I think we will see the true Obama soon enough.
Shelia
"They say that we are better educated than our parents' generation. What they mean is that we go to school longer. They are not the same thing."---Douglas Yates
41|4|My son in law told me he saw an interview on tv.....|Quietwaters|Quietwaters39@hotmail.com|15:10:25|11/12/2008|
right after the elections, and the woman being interviewed was all excited about Obama being elected, and said" I won't have to work to pay for my mortage or my car payment anymore," lol. I think this is the thinking of a lot of people.
************
I voted for him and feel that he has great intentions, but there ain't no way in hell he can do everything for everybody. 43|5|What she said was she didn't have to worry about paying her mortgage or buying gas I'm sure she meant that she feels things will get better and she won't |teener|teenerzacsneenee@yahoo.com|15:57:54|11/12/2008|
have to worry 44|6|lol funny how worry changed to work, it's all in the eye of the beholder|glennie58|glenn_scott@alumni.ksg.harvard.edu|16:01:38|11/12/2008|
rofl 45|6|Here yopu can hear it for yourself link inside|teener|teenerzacsneenee@yahoo.com|16:01:49|11/12/2008|
http://www.liveleak.com/view?i=f3d_1225476150 86|7|I don't believe this is the same interview.|Quietwaters|Quietwaters39@hotmail.com|08:24:39|11/14/2008|
************
Want to earn PayPal like me? Associated Content pays writers for content. Curious about what kind of articles AC will pay for? Take a look at my articles at the link below. If I can do it, so can you! http://www.associatedcontent.com/user/72250/carly_hart.html
Check out my blog - Making Ends Meet: Living On One Income - for posts on money saving tips! http://livingononeincome.blogspot.com/
47|1|The system is broke and has been....|Sara_s_Mom|IClipCoupons@gmail.com|20:02:49|11/12/2008|
To be honest, it isn't really the system per se that is broken, it is the American public. I know, kind of harsh, but seeing as how everyone else here is entitled to their opinion, so am I.
It is one thing to need help short term, but when welfare becomes a generational thing then it should be patently obvious that something is just wrong with the way the system is working.
While I am not advocating that people use birth control or be offered surgical fixes, I do think that while you are on the welfare systems rolls that you should have to sign a contract or something promising that you won't get pregnant. There's a lot to be said for natural family planning and guess what? It is free except for a thermometer. Long before promiscuity became mainstream, women protected their reputations and didn't allow a gentleman to sample the wares before marriage. This policy should certainly be asked of unmarried women who get assistance.
Secondly, even if you receive benefits, you should not get to sit home on your duff. Most people can do some type of charitable community work. It doesn't have to be labor intensive either... calling or stopping in to see a shut in from your church isn't too much to ask. Volunteering a few hours a week at a school probably isn't either. Even working part time. Hey, people do it all the time. While it is not always convenient to work a shift opposite your spouse, people do it because they can't afford a baby sitter.
Thirdly, I realize that most folks would say that I have no business telling them what to eat. However, I am sure I am not the only person who has stood behind someone who just dropped 300 bucks of food stamps money on filet mignon? I know we all need a little splurge every now and then. But think about it. If it were really your own hard earned money, wouldn't you spend it more wisely? Food stamps recipients should be required to take a class in using coupons and smart shopping and meet with someone who can help them budget if they need help.
Before anyone flames me, I will tell you that I can remember my parents getting food stamps at least once due to a layoff at my dad's work. It was very pride hurting for them to do it. If you pay in and need it, yes, by all means apply for some help! The people who scam the system just steal money from people who legitimately can't get help. The system is designed to favor young, single women with kids who tend to milk the system the most. This means that married people scraping the barrel and frisking the couch for change fall just outside the income guidelines, in effect getting NOTHING though they've paid in. It is a sad state when people actually have to think hard about whether or not they want to get married when they have kids out of wedlock when it is so much better for them financially to just shack up!
Our country needs a moral wake up call, folks. It would certainly help alleviate the strain on our welfare system.
Want to earn PayPal like me? Associated Content pays writers for content. Curious about what kind of articles AC will pay for? Take a look at my articles at the link below. If I can do it, so can you! http://www.associatedcontent.com/user/72250/carly_hart.html
Check out my blog - Making Ends Meet: Living On One Income - for posts on money saving tips! http://livingononeincome.blogspot.com/
48|2|Bravo!! Very well said! Gee, are you interested in running for Senate or the House?? We could use some no-nonsense, common sense thinking like yours in Washington!|saint6811|waylan@comcast.net|20:22:57|11/12/2008|
"Middle age is when you choose your cereal for the fiber, not the toy." 49|3|Very well said Sara and I will vote for you in 2012!! nt|Sharon|s_forshee@hotmail.com|20:38:09|11/12/2008|
nt 52|4|Did u see the man that was on the Dr Phil show-he had lost his idenity, could not get a job without a ss# & was told could not get another # unless he was a alien-we can not even help "our own" without all the red tape|loopylops|zachsarah@juno.com|20:53:45|11/12/2008|
When you're down to nothing, gods up to something....
50|2|those are exactly the requirements|glennie58|glenn_scott@alumni.ksg.harvard.edu|20:49:46|11/12/2008|
before I found out I was ineligible for food stamps I had to take the class they give you.
if you get gov't aid you usually have to do service once a week including unemployment, how about that?
nothing is free, everyone is made to feel as small as possible when getting aid so you are not the only one who
has these thoughts about the poor that take aid, not by a long shot..
53|3|Glennie, the statement was not to be directed at those who need the help because of hard times...it is directed at the 'generational' situations where mom, daughter and now grandkids are all recieving benefits and have not had to get a job...and often times those people have other people living in the household unknown to the system who are using those monies, foodstamps, etc but are not eligible. The help is there for a reason, but to abuse it is just wrong.|saint6811|waylan@comcast.net|20:55:06|11/12/2008|
"Middle age is when you choose your cereal for the fiber, not the toy." 54|4|those are still the requirements...sometimes people who are poor|glennie58|glenn_scott@alumni.ksg.harvard.edu|21:10:03|11/12/2008|
have different values, no access to good food stores in their neighborhoods, no access to regular servies but plenty
of people who are willing to overcharge them for the simplest services...this is capitalism at work, people that own
businesses like stores gas stations, and banks, the things we all take for granted, decide that poor neighborhoods are
too risky... so little 'convenience stores open up there and charge exorbitant prices for the basics like baby food,
diapers, milk, bread, etc. One consequence is that money for food does not go as far and people buy high calorie maybe
not so good for you food because that is mostly what is available to them... what they can get are lottery tickets, liquor
and other bad for you stuff...
I think if you walk a mile in someone else's shoes then you can decide what they should eat and how they should spend their
money. How come its ok to want to tell someone else how to live but we have too much government - all at the same time?
It's becuase no one likes the poor which is why God has arranged that they will always be with us and declared that how
you treat the least of his people is how you will be judged... unless God is only the God of folks with money now???
55|5|Glennie, I dont dispute that is the situation in alot of cases....but not all, and it is still concerning that there are many that abuse the benefits. I dont hate the poor....I WAS the poor for the first 26 yrs of my life....my parents worked hard (my dad worked two and sometimes 3 jobs) to provide for us, and their work ethic was instilled in me to work hard to make a better life for myself. I was fortunate enough to get financial aid to go to college and become a nurse. I have continued to work hard in my career to have advancements beyond what most Licensed Nurses are given the opportunity to do (I have done two different jobs that are typically given to Registered Nurses, management and Careplan-MDS Coordinator). If a child sees his mother or parents not working and not making effort to get out of poverty, or at least live honestly, then that child will have those values instilled in them....it's a cycle that is not often broken for many reasons, sometimes due to circumstances beyond their control and sometimes due to lack of efforts.|saint6811|waylan@comcast.net|21:21:57|11/12/2008|
Posted on Nov-12-08 at 09:21 PM (Eastern) by 98.213.161.195
ETA: I just wanted to add that my parents did get some assistance in those difficult years (food stamps and a medical card for my brother and I while we were still minors).
I hated going to the eye doctor to get cheap glasses that were approved by Public Aid. I hated going to the store for my mother as a teenager and buying milk with foodstamps. I hated wearing clothes that were donated to my church. But I knew with all my being that my parents were doing the absolute best they could, so I knew better things were possible because they never just "let" the system take care of us all. My father cried the day my parents decided they had to get some help and sign up for food stamps. I have never before, nor ever after, seen my father cry, except for my wedding day. I know the stigma attached to getting assistance that many people feel and have to endure. But I also know it motivated me to work hard.
"Middle age is when you choose your cereal for the fiber, not the toy." 58|6|joy you are a good hard working person and thanks for caring about my feelings|glennie58|glenn_scott@alumni.ksg.harvard.edu|21:47:23|11/12/2008|
but having just gone thru these humiliations they stick with me... the rub is to be found ineligible after they haul you over the coals.
I just know that for me, I could NOT bear the humiliation of participating in the system, thank God I didn't have to stay in it, rofl.
It's just that as I went thru it, I looked around and had some negative thoughts about some of the people I saw but then I thought to
myself, wow! what if they knew what I was thinking, and what if someone else was thinking that about me? And honestly, if you have to
be treated the way these people are treated I bet all they have is false pride and to 'choose' the lifestyle that they have open to them
(the playing field is not level, let me remind you) and at least seem to be happy doing it. No one can really know how another person feels
about how they have to live. Which is why we should stay away from judging, imho....
65|7|But if we dont question the abuse of the system it will continue....and it will continue to be nearly impossible for others (who are honest and need the help to try to get a leg up to better their lives) to get assistance they need. I think in our irritation by the abuse we are actually speaking out for you and people like you, lol :)|saint6811|waylan@comcast.net|21:59:18|11/12/2008|
"Middle age is when you choose your cereal for the fiber, not the toy." 59|5|Glennie, our local TV station did a segment on this last year. It featured exactly what you talked about with the stores. Kind of like in the old days if you worked for a mine company, the mine owned the local stores,housing,etc. By the time you got your check, it all basically went back to the mining company.|Ranalt|ainebailey@gmail.com|21:47:37|11/12/2008|
Life is like a cup of tea,
It's all in how you make it.
Lisa
62|6|Or like in the south during reconstruction and after|glennie58|glenn_scott@alumni.ksg.harvard.edu|21:51:18|11/12/2008|
we will also always have the greedy with us too... all the time and everywhere taking advantage of everyone, poor people, indentured servants, ex-slaves
from then until now, greed has pretty much remained the same, lol
64|7|Glennie, how wide spread the greed is. My family is from Canada and I said mining because some of my Grandpa's relatives long ago worked for the Nickel Mine in Sudbury and I was told the horror stories from long ago. So, from Canada to the Deep South and around the world, greed is out there.|Ranalt|ainebailey@gmail.com|21:57:40|11/12/2008|
Life is like a cup of tea,
It's all in how you make it.
Lisa
66|8|My 2 cent.. Every state has different programs, some different requirements.. There are even different types of SSI , kids fathers dead - SSI rec.. Here a guy's wife left and took everything.. he was homeless.. He got HUD immediately.. paying entire rent.. Every situation is different.. so, as Glennie said, who are we to judge? Why?? They have went through the legal hoops and humiliation...|car_mont|car_mont@hotmail.com|05:13:42|11/13/2008|
edited to add:
I feel fortunate to live in the area I live.. Our town has a huge yard sale to stock our food pantry's.
There are lots of available sources, and yes, I have been to a few.
At the moment I have $1 in the bank until the beginning of the month.
To accuse of "cheating the system" - it burns me up..
I know of ladies here that "cheat the system" with their DR'd up Phoney reciepts to get Liquor rebates..
So, I am not accusing, yet, I see alot of people cheating one thing or the other..
Me, I'm just floating month to month, thank GOD I make it that far.
I do have other resources to fall on, meaning I share a home with my mother and daughter or I too would
be a bum out on the street.
67|9|Sorry if this post upset some but I am tired of people who abuse the system a system I pay into My family has been down a few times and tho we|teener|teenerzacsneenee@yahoo.com|06:46:55|11/13/2008|
have paid into the system couldn't get help but we have always been the types to not stay down and and worked hard to get back up and stay above water It just erks me to see people come on here saying how rough it is have people help them and then find out they've done it to scam others, use what they do get in aid in the wrong manor or bid on auctions a week after an angel auction was held for them 68|10|I got another 2 cents.. the asset issue|Kristy|mi3zons1@yahoo.com|10:18:39|11/13/2008|
I'm sorry but I have an issue with them using your assets as a criteria to some extent.
For example if you own a house or a car it's not like you can sell that to pay whatever bill you've been slammed with. I'm not saying it can't be asked or taken into consideration but just because I own a van (with a payment every month basically the bank owns it lol) doesn't mean i could sell it to pay my electric bill.
"Women should not have children after 35. Thirty-five children are enough." - anonymous (Only 28 to GO!) 69|1|Comment about assets and working for a living|sheliar|sandk95@embarqmail.com|10:51:23|11/13/2008|
To Sara'sMom and others--Yes, my mom could take a reverse mortgage, but the problem again is--why should she have to give away all she's worked for and not be able to leave anything behind to her child or grandchildren? The house would no longer be hers if she did that, and by the time she died, she'd be left with nothing, and I wouldn't even have the money to bury her with. I just don't think that should HAVE to be an option, like Kristy said in the above post. Anyway, my mom would probably die sick and in pain before she "gave away" her money.
Also, to others who think people have to take food stamps or other assistance--there's always a way if you want to work hard enough for it. For example, my mom was a single mom who got no child support at all. She had a full-time job that didn't pay the bills for her to rent a single-wide trailer. There were times as an infant and toddler that she would go to the store, buy a 25 cent cake mix and 25 cent frosting (yes, things were cheaper back then), and then make a cake, take it to work and sell slices for dessert for 25 cents each so she could buy me a gallon of milk on the way home. There were also times it was a good thing my grandmother canned vegetables from her garden, because some days all I had to eat was canned green beans--good thing I liked green beans! My mom NEVER took assistance of any kind--yes it was a pride issue, as certainly she would have qualified, but she was raised that you do WHATEVER YOU CAN to earn money. Demeaning herself was probably not beneath her, and neither was digging ditches if that's what it took. So many people today have the attitude of "I'm not gonna do that"--like they're too good to do manual labor or work at a fast food restaurant if it helps pay the bills. I agree that this generation has a lazy way of looking at things and think they are above certain types of work, and won't work if it doesn't pay what they think they deserve. I'm sorry, but I was taught that you may think you "deserve" $20/hr, but if you can only get a job for $8/hr, you take it and continue looking for something better. I realize that many times today an $8/hr job isn't going to pay the bills on its own, but I think that people receiving assistance should have to work--and not just volunteer stuff, real work--to claim that check. There are very few people who receive assistance that are not capable of working, and they should be made to work to earn their check--even if its something "beneath them". No one is too good to dig ditches, and no one is too good to flip burgers if that's what it takes. I think that's a lesson this "entitled" generation needs to learn, and soon!
Shelia
"They say that we are better educated than our parents' generation. What they mean is that we go to school longer. They are not the same thing."---Douglas Yates
70|2|Yes but...|sunriver|lithiasalt@cheerful.com|11:05:52|11/13/2008|
Posted on Nov-13-08 at 11:05 AM (Eastern) by 67.1.40.140
There are a lot of working poor who are working in that $8 hr job (and maybe 2-3 jobs), that still have to use programs like the food stamp system in order to stay afloat. Many of those menial labor jobs are part time and you can't get a 40 hr work week from them.
What I would like to see is a system that provides help and also ensures that someone who is trying to climb out of poverty has the tools to do so. Right now the way it works is that as soon as a person makes any more money, their food stamp benefits are reduced. I think it would be prudent to allow people a small window (3 months or something) where they can get the same amount if food stamps while they are working their way out. Give them a chance to get on their feet and use the cash that is coming in to get bills paid. If we did it that way, I think we would see more people move out of poverty and back into the lower middle class.
Edited to add that I view homes and cars differently. You truly do need a car to get to work in most instances, but homes can be sold (and truly they probably should be before someone gets government help). The idea that "then it is not there for the family as an inheritance" is just more of that same "entitlement attitude" that you are speaking of really. I think there has to be a cap on how expensive of a car someone can have and be getting help too.
71|3|I disagree|sheliar|sandk95@embarqmail.com|11:33:08|11/13/2008|
I did not say that an $8/hr job WOULD pay the bills, just that someone should HAVE to work at some kind of job to get benefits.
As for the house, there are plenty of people who work the system there, too. My mom is too prideful to do this even if she did need help, but--all anyone has to do is put all their assets in someone else's name (go ahead & sign it over to the children), wait 2 years, and voila--they are eligible for assistance! There are plenty of people who are still living in their own houses, driving their own cars and getting an assistance check. If there's a way to beat the system, people will find it. It's the same as what's going on with other kinds of assistance. There's always a loophole or a trick to get over on the system. Rotten system, don'tcha think?
Shelia
"They say that we are better educated than our parents' generation. What they mean is that we go to school longer. They are not the same thing."---Douglas Yates 72|4|Wait a minute so if I sold my home... |Kristy|mi3zons1@yahoo.com|11:38:09|11/13/2008|
Let's say I could actually sell it and in this market that would be a miracle.. as my real home is for sale and has been since May... anyhow let's just say I did sell it. Okay it might bring me .. $30000 after taxes. So I should sell it to pay my medical bills then where do I and my family live?? So my bills are paid that doesn't give me a place to live. Or once that money is gone do I then go to the gov't and say oooh I now have no home and nothing.. can you give me a place to live? Or do I living in my home go to them and say I need help and try to keep a roof over my kids' heads while paying for it and have them help me make my bills. I would think if they help me while I'm in my house they would have to help a whole lot less financially then if they wait and make my sell my house.
"Women should not have children after 35. Thirty-five children are enough." - anonymous (Only 28 to GO!) 73|5|I understand...|sunriver|lithiasalt@cheerful.com|11:45:05|11/13/2008|
I do see what you are saying and it isn't like I disagree with you, but there just has to be some sort of set guidelines in place, or else everyone would qualify for help and wouldn't that be socialism?
At least I think everyone can see that the system is broken, there are no easy solutions, but we have to do something about it.
80|2|Ah, but for everyone to say WORK to recieve that assistance.. so, if someone laid up in death bed dying of aids- should work?? or some malformed individual?? or someone with multiple personalities??... again, different criteria for all. Some are unable to work.. You can't Label ALL who get asst to work. Again, here to get Public housing with no income, you do work 40 hr as volunteer for organizations.. I think to get the checks for teen moms, they too work at places, even if considered volunteer - it is work to clean dog cages at dog shelter or answer phones somewhere.. |car_mont|car_mont@hotmail.com|17:53:39|11/13/2008|
>Posted on Nov-13-08 at 10:51 AM (Eastern)
>by 71.50.160.108To Sara'sMom and others--Yes, my
>mom could take a reverse mortgage,
>but the problem again is--why should
>she have to give away all
>she's worked for and not be
>able to leave anything behind to
>her child or grandchildren? The
>house would no longer be hers
>if she did that, and by
>the time she died, she'd be
>left with nothing, and I wouldn't
>even have the money to bury
>her with. I just don't
>think that should HAVE to be
>an option, like Kristy said in
>the above post. Anyway, my
>mom would probably die sick and
>in pain before she "gave away"
>her money.
>Also, to others who think people have
>to take food stamps or other
>assistance--there's always a way if you
>want to work hard enough for
>it. For example, my mom
>was a single mom who got
>no child support at all.
>She had a full-time job that
>didn't pay the bills for her
>to rent a single-wide trailer.
>There were times as an infant
>and toddler that she would go
>to the store, buy a 25
>cent cake mix and 25 cent
>frosting (yes, things were cheaper back
>then), and then make a cake,
>take it to work and sell
>slices for dessert for 25 cents
>each so she could buy me
>a gallon of milk on the
>way home. There were also
>times it was a good thing
>my grandmother canned vegetables from her
>garden, because some days all I
>had to eat was canned green
>beans--good thing I liked green beans!
> My mom NEVER took assistance
>of any kind--yes it was a
>pride issue, as certainly she would
>have qualified, but she was raised
>that you do WHATEVER YOU CAN
>to earn money. Demeaning herself
>was probably not beneath her, and
>neither was digging ditches if that's
>what it took. So many
>people today have the attitude of
>"I'm not gonna do that"--like they're
>too good to do manual labor
>or work at a fast food
>restaurant if it helps pay the
>bills. I agree that this
>generation has a lazy way of
>looking at things and think they
>are above certain types of work,
>and won't work if it doesn't
>pay what they think they deserve.
> I'm sorry, but I was
>taught that you may think you
>"deserve" $20/hr, but if you can
>only get a job for $8/hr,
>you take it and continue looking
>for something better. I realize
>that many times today an $8/hr
>job isn't going to pay the
>bills on its own, but I
>think that people receiving assistance should
>have to work--and not just volunteer
>stuff, real work--to claim that check.
> There are very few people
>who receive assistance that are not
>capable of working, and they should
>be made to work to earn
>their check--even if its something "beneath
>them". No one is too
>good to dig ditches, and no
>one is too good to flip
>burgers if that's what it takes.
> I think that's a lesson
>this "entitled" generation needs to learn,
>and soon!
>Shelia
>
> "They say that we are better
>educated than our parents' generation. What
>they mean is that we go
>to school longer. They are not
>the same thing."---Douglas Yates
PLEASE INCLUDE - USER NAME AND YOUR OFFER if we are in a trade.
87|3|Another thing about volunteer work..|sunriver|lithiasalt@cheerful.com|10:55:46|11/14/2008|
is that it enables the volunteers to be meeting people and getting contacts that may lead to paid work. I've seen that firsthand. Dh and I do several volunteer gigs and we have been given a few opportunities from those contacts. Sometimes that can be worth more than a pay check when you are looking at the bigger picture.
I think volunteering is really important. 74|1|What is sad is they wouldn't allow my mom|teener|teenerzacsneenee@yahoo.com|12:49:08|11/13/2008|
to continue to pay her life insurance which is why putting her in a crea fcility is out of the question with out it there would be no money to bury her How sad is it that they could deprive one of that 85|2|Depends on what kind of life insurance it is.....|Quietwaters|Quietwaters39@hotmail.com|08:09:44|11/14/2008|
and her state of mind. My dad had one life insurance policy, that was paid for automatically out of his anuity check. He was the only one allowed to cancel it, and he was considered not able to make those kinds of choices. So at the end, it was never cancelled, and went to his beneficiaries. Also during spend down, you are allowed to prepay for a funeral.
************
I mean, paying your mortgage down = building cash in your asset. This is why homeownership has its lure for people... you actually build equity in a home vs. just paying rent to somebody.
I don't think I am entitled to an inheritance (but I surely wouldn't refuse it). Mine and my hubby's parents worked hard for what they have, so why shouldn't they enjoy it? If you want to keep your home and not downsize to a smaller or cheaper home, and you have problems making ends meet, then why not look at your options? My FIL told me the other day that since he was retiring earlier than planned that there might not be a whole lot to leave to us kids. I told him good! It's theirs to enjoy. I'd be nice if people didn't have to use these options, but that's just how it is. A reverse mortgage is likely payable on death as part of the estate process... but if a single person died, then their house would be sold to satisfy the mortgage anyway. Maybe I just view these things differently because I did estate admin for a few years and was just shocked at the horrid conditions the deceased lived in, all so they could leave a fortune to their kids (who usually ended up fighting over it anyway). I'm just jaded, I guess ;)
Want to earn PayPal like me? Associated Content pays writers for content. Curious about what kind of articles AC will pay for? Take a look at my articles at the link below. If I can do it, so can you! http://www.associatedcontent.com/user/72250/carly_hart.html
Check out my blog - Making Ends Meet: Living On One Income - for posts on money saving tips! http://livingononeincome.blogspot.com/
77|2|A reverse mortgage is a loan, so the longer you live |sheliar|sandk95@embarqmail.com|15:30:58|11/13/2008|
the deeper in debt you become (up to the value of your home). I would think that this would be a negative on your credit, whereas dipping into savings does nothing of the sort.
Shelia
"They say that we are better educated than our parents' generation. What they mean is that we go to school longer. They are not the same thing."---Douglas Yates
79|3|im not to proud|tarasdream|jumpwoman23@hotmail.com |16:17:12|11/13/2008|
to work hard ive held down a job babysit in my spare time and cleanded peoples houses with a child on each hip. ive had to wash my clothes out by hand in the bathtub , baby clothes , towels sheets etc. my neighbors used to say they would never wash there clothes out by hand. but to me you do what you have to do. im 60 years old and have heart problems and my spine is completely closed up. im in so much pain everyday. it irks me when i see people abuse the system. i hardly ever have enough food and ive got 2 pairs of pants and 2 shirts to my name. but i know that at least i can live with my self because im not bilking the system. i feel that these people will pay in the long run that god wont let them get by with it. but it is still hard to take and sometimes i just want to smack the people that lie to get what they have. 81|4|Carol ( tarasdream) if you like, I can look up agencies in your area where you can get some food./services.|Ranalt|ainebailey@gmail.com|17:57:22|11/13/2008|
Life is like a cup of tea,
It's all in how you make it.
Lisa
82|1|Anyone who is low income on this board and needs help finding aid of food, temporary help,medical, utility, etc, feel free to post or email me. What Vanessa said about advocates is so true. Many people may not realize that help is out there, you just have to know where to find it.|Ranalt|ainebailey@gmail.com|17:59:37|11/13/2008|
It makes me sad when someone goes without food because they don't know that there is help in their area.
Life is like a cup of tea,
It's all in how you make it.
Lisa
83|2|Lisa, bless you heart for offering to help search for others, you are a wonderful person!!|HONEY11|HONEY1@AMERITECH.NET|19:14:46|11/13/2008|
I have walked in tara's footsteps and it stinks to not have food and have to wash clothes by hand. Thankfully we have food pantrys here for people struggling, and I have used them in the past myself.
"Once you replace negative thoughts with positive ones, you'll start having positive results." -Willie Nelson
o
o
@..@
(----)
( )--( )
o0..0o
Linda
84|2|And alot of times, unfortunately, Soc. Services won't tell you. :(|maraj|maraj64@hotmail.com|20:02:05|11/13/2008|
There are actually alot of different types of assistance out there, not just food stamps &/or monthly checks: gas vouchers, mileage/gas reimbursement for medical appts., medical transportation, vehicle purchase/repair assistance, education/training assistance, disability assistance, clothing assistance for employment/job interview, energy assistance, rental assistance, COPS (Community Options) programs, DVR (Dept. of Vocational Rehabilitation) services, etc. but for some reason, social service depts. don't always inform people that these types of assistance/services are also available for those who could really use it. ETA a clearer explanation of my point:
Alot of these services are there to ASSIST people so they can work, better themselves &/or look for work or better paying jobs, & to become more independent & less dependent on social services - kind of like someone helping you stay afloat just til you can swim on your own, kwim? But sometimes it seems like social services WANTS people to be dependent on them & government help when they don't inform people that there are actually other/more services which promote more self-reliance.
"If you pick up a starving dog & make him prosperous, he will not bite you. This is the principle difference between a dog & a man."
Mark Twain
Please identify yourself in 1st email. If I haven't traded w/you before, I will require *legit* trade references & will gladly provide the same.