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0|0|Q: Does any know of points or other programs that|ht32|ht32@cornell.edu|14:40:53|07/29/2002|<center><font size="1" color="#000099">Posted on Jul-29-02 at 02:40&nbsp;PM (Eastern) by 24.58.37.162</font></center><p>give incentives or points for signing up for student loans at: Key Bank, Citibank, College Loan Corp, Fleet Bank, PNC Bank, M&T Bank, HSBC, Charter One Bank, or AMS Education Loan Trust?  <P>
1|1|need student loan programs &amp; points|ht32|ht32@cornell.edu|14:41:31|07/29/2002|<center><font size="1" color="#000099">Posted on Jul-29-02 at 02:41&nbsp;PM (Eastern) by 24.58.37.162</font></center><p>if these exist!
2|2|WOULD LIKE ANY INFO ON THIS ALSO|tammytwo|jertamfol@prodigy.net|19:44:35|07/29/2002|<center><font size="1" color="#000099">Posted on Jul-29-02 at 07:44&nbsp;PM (Eastern) by 207.193.1.4</font></center><p>:)
3|1|L&amp;N|ht32|ht32@cornell.edu|13:12:11|08/02/2002|<center><font size="1" color="#000099">Posted on Aug-02-02 at 01:12&nbsp;PM (Eastern) by 24.58.37.162</font></center><p>Federal Credit Union gives GoldPoints, but it's in Kentucky, and there's certain criteria to meet.
4|1|OK, I have decided...|ht32|ht32@cornell.edu|14:44:41|08/02/2002|<center><font size="1" color="#000099">Posted on Aug-02-02 at 02:44&nbsp;PM (Eastern) by 24.58.37.162</font></center><p>I surfed the web and found a lender through <a href="http://www.estudentloan.com">http://www.estudentloan.com</a>/.  The lender is AccessGroup and it doesn't charge the 3% upfront origination fee for their Stafford loans.  When I received the loan papers from my school, I thought I had to go with one of the lenders they listed, but I don't!  Not having to pay 3% on a loan is worth more than whatever rewards I might receive through a points program.