12 0|0|FREE $25 for each family member at INGdirect.|justmoney|oncken.ea@gateway.net|09:57:20|01/05/2002|
LAST EDITED ON Jan-23-02 AT 07:15 PM (Eastern)

FREE $25 bonus put in your FDIC insured savings account + $10 for referrals!
Refer immediate family members, NOT limited to "one per household". 1st I
received $25 for my new account. Then referred my wife for the $10 referral
bonus + she received the $25 new account bonus. Then my son. Another $10 for
me + $25 in his new account. Then my daughter. Another $10 for me + $25 in
her new account.
That's a total of $130 which took me less than 20 minutes to fill out the
applications! A real "no-brainer"!

INGdirect posts the $25 new account bonus at the end of the month, UNLIKE
most bank offers which make you wait "months". The $10 referral bonuses are
posted to your account at once!

(US residents only) 3.5% FDIC insured account. (don't think this rate can
be matched) NO minimum balance requirements. NO minimum deposit
requirements. NO fees. NO commitments. NO asterisks. NO strings. ING has
over 100,000 employees in 65 countries. A US presence for over 100 years.
NYSE listed company. ING is the 14th largest company in the World (Forbes)!

Transactions may be made online, by regular mail, or by toll free telephone
calls.

Referral "coupons" are restricted and limited!

Receive a FREE $25 bonus by opening an Orange Savings Account with ING
DIRECT + $10 for referrals! ING DIRECT is the operating name of ING Bank,
fsb, an FDIC-insured bank. We are part of ING Group, one of the largest
financial institutions in the world. Here at ING DIRECT, we have one goal in
mind: We want to save you money. Our Orange Savings Account offers an
extraordinary 3.5% Annual Percentage Yield with no minimum balance
requirement and no annual fees! ING DIRECT can offer such a high rate
without ever charging fees or requiring minimum balances because we've
eliminated many expenses that other banks have, like managing and
maintaining branches. We do business by Internet or telephone. That saves us
money, and we pass the savings on to you. You will always enjoy a high yield
with the Orange Savings Account. And now, if you open your account online,
we'll credit your new account with a $25 Thank You bonus. To make deposits
or withdrawals, money is electronically transferred between your Orange
Savings Account and the current personal checking account you use to make
your initial deposit. We handle it all - you don't need to make special
arrangements, and you don't have to change banks! You can make transactions
24 hours a day, 7 days a week on our website or by using our Interactive
Phone Service. If you'd prefer, you can speak with an ING DIRECT associate,
7 days a week from 7 AM to 1 AM. Go to http://www.ingdirect.com or call
1-800-ING-DIRECT to learn more about ING DIRECT and our great rates.

THE $25 FREE BONUS TO OPEN A "NO MINIMUM" NEW ACCOUNT IS "NOT" ON THE ING
DIRECT WEB SITE. YOU MUST RECEIVE A SPECIAL INVITATION FROM AN EXISTING
CUSTOMER. THESE ARE "ONE TIME USE" (COUPONS) INVITATIONS, AND YOUR "FULL
NAME AND EMAIL ADDRESS USED" TO OPEN THE ACCOUNT MUST MATCH THE COUPON CODE
WE WILL HAVE THE BANK SEND YOU. THIS WAY, ING DIRECT CAN RESTRICT THE NUMBER
OF COUPONS AVAILABLE FOR THIS PROMOTION. WE HAVE A "VERY LIMITED" NUMBER OF
THESE INVITATIONS AVAILABLE ON A "FIRST COME, FIRST SERVED" BASIS. U.S
RESIDENTS ONLY. NOT LIMITED TO ONE PER HOUSEHOLD. EXPIRES 1/31/02. YOUR
NAME
AND EMAIL INFORMATION WILL "ONLY" BE USED TO SEND YOU THIS COUPON. ONCE
FORWARDED TO ING DIRECT, THIS INFORMATION WILL BE PERMANENTLY DELETED FROM
OUR FILES AND CAN NOT BE RE-SENT. PLEASE SEND YOUR REQUEST ALONG WITH THE
NAME AND E-MAIL ADDRESS YOU WILL BE USING TO OPEN YOUR NEW ACCOUNT TO;
info@signupmoneytoday.com. THANK YOU.
____________________________________________________________________
Don't want to open your new account online? No problem! I have a handful of
free $25 "Gift Checks" availiable. You fill in your name on the $25 gift
check, mail it in, and INGdirect deposits the $25 into your new account.
Good until 1/31/02.

If interested, I will send you a gift check when I receive your
Self-Addressed Stamped Envelope. If you wish to "reserve" one, please send
your request to; info@signupmoneytoday.com
______________________________________________________________________
Safe Places to Put Your Money "On average, money market accounts are paying
two percent, but if you do your homework and search around, the best one in
the country is from ING DIRECT. At these levels in the market, that's a
really good return.this particular account doesn't have a minimum.and it's
FDIC-insured up to $100,000 for single people, $200,000 for couples. It's
very, very safe."

-- Jean Chatzky, The Today Show, March 16, 2001
_____________________________________________________________________
Quicken.com has a great list, regularly updated, of other high interest bank
savings accounts, but most require MUCH higher minimums than INGdirect
requires!
http://www.quicken.com/banking_and_credit/bankrates/?pindex=1&sindex=0&cindex=0&posted=1&psindex=5&SUBRATES=Savings&RATES=MMA.var&STATE=0&CITY=0

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Monday October 15, 12:15 pm Eastern Time
Press Release
SOURCE: ING DIRECT
'Threepeat' for ING DIRECT
Savings Bank Wins Bankrate.com Award a Third Time
WILMINGTON, Del.--(BUSINESS WIRE)--Oct. 15, 2001--ING DIRECT has won
Bankrate.com's Top Tier award for consistently offering annual percentage
yields (APYs) that were among the highest recorded in the 100 Highest Yields
for the third consecutive quarter this year.

``Winning this award for the third consecutive quarter is particularly
gratifying,'' says Arkadi Kuhlmann, President and CEO of ING DIRECT U.S.A.
``It confirms our status as a banking organization with a young but
consistent history of delivering better value for our customers. It also
validates our simple approach of offering great deals on savings with
simplicity and ease-of-use for our customers.''

Pointing to ING DIRECT's performance in its first 12 months of operation in
the United States, Kuhlmann said: ``Americans are discovering a new way to
bank with more than 230,000 opening accounts with ING DIRECT. They have
found an easier way to save money for the future and a more enjoyable way to
bank.''

The Wilmington, Del.-based direct bank recently reported that it had
attracted more than $2.1 billion in deposits, with total assets in excess of
$2.6 billion, in its first 12 months of operation to August 31, 2001.

``We offer what traditional banks can't and pure internet banks won't like
great deals on our Orange savings products with high rates and no minimums
or fees. The result is that over the past 12 months ING DIRECT has enabled
consumers to save many millions more than they would have at traditional
banks,'' says Kuhlmann.

ING DIRECT Two

The Bankrate.com Top Tier award assists individual consumers in identifying
those institutions that consistently offer high yields on their FDIC-insured
deposit products from other high-yielding deposit products.

This is critical information for consumers who want to determine whether
they need to move funds due to dropping yields on either money market
accounts and/or certificates of deposit at time of renewal.

``We offer great deals on all our products with no strings attached,'' adds
Kuhlmann. ``With most banks you have to do all your business there to get a
better deal and, once you are locked in, the temptation for traditional
banks is to nickel-and-dime you to death with small print, fees and
introductory rates.''

Headquartered in Wilmington, DE, ING DIRECT is the operating name of ING
Bank, fsb (Member FDIC), a federally chartered savings bank, and part of the
ING Group (NYSE:ING - news), one of the largest financial services
institutions in the world. For product information or to open an account,
visit ingdirect.com or call 1-800-ING-DIRECT.

www.signupmoneytoday.com

www.signupmoneytoday.com 1|1|Offer "probably" extended to 2/28.|justmoney|info@signupmoneytoday.com|08:33:20|01/11/2002|Just heard that this offer will probably be extended again to 2/28/02.

www.signupmoneytoday.com 2|2|ING DIRECT Simplifies Mutual Fund Investing !|justmoney|info@signupmoneytoday.com|08:03:51|01/19/2002|Press Release
SOURCE: ING DIRECT
ING DIRECT Simplifies Mutual Fund Investing with the New Orange Investment Account
Easy Fund Selection, No Loads Allow for Straightforward Investing
WILMINGTON, Del.--(BUSINESS WIRE)--Dec. 7, 2001--In a further effort to help consumers save money, ING DIRECT continues the trend of simplifying financial services by launching a new investment product, the Orange Investment Account(TM), consisting of six no load, no commission mutual funds: Index Plus Large Cap Fund; Index Plus Mid Cap Fund; Index Plus Small Cap Fund; Bond Fund; International Fund; and Technology Fund.

This new product brings the simplicity of ING DIRECT's successful Orange Savings Account(TM) to the mutual fund marketplace. Consumers responded very positively to the Orange Savings Account, which features great rates, no minimum balances and no fees.

``At ING DIRECT, we are dedicated to providing our customers with uncomplicated, efficient methods for saving and investing,'' said Arkadi Kuhlmann, President and CEO of ING DIRECT. ``Rather than offering customers an exhausting list of thousands of funds, we have selected the six funds that best meet a wide range of investment needs. And, in order to put even more of your money to work, we are offering mutual funds with no commissions or sales fees typically associated with investment products. ING DIRECT provides value and simplicity, something that consumers are pleasantly surprised to find when it comes to financial services products. Investing should not have to be complicated, and we are proud to be leading the way in helping Americans get back to saving in a simple way.''

``Many Americans avoid investing because they find it to be a complex task with too many choices,'' Kuhlmann added. ``At ING DIRECT, we do the work by helping you select funds that are right for you. Additionally, there are never any sales charges or transaction fees. We think consumers will find an Orange Investment Account an easy, inexpensive way to invest money.''

For more information on opening an Orange Investment Account, contact an ING DIRECT Registered Associate at 1-866-BUY-FUND or visit ingdirect.com.

Headquartered in Wilmington, DE, ING DIRECT is the operating name of ING Bank, fsb (Member FDIC), a federally chartered savings bank, and part of ING Group (NYSE:ING - news), one of the largest financial services institutions in the world. ING DIRECT has more than 300,000 customers and more than $4 billion in assets. For product information or to open an account, visit ingdirect.com or call 1-800-ING-DIRECT.

Mutual funds are offered by ING DIRECT Securities, Inc., an NASD registered broker-dealer, a wholly-owned subsidiary of ING USA Holding Corporation, and an affiliate of ING DIRECT.

Mutual funds are not insured by the FDIC, are not a deposit of or guaranteed by ING DIRECT or any other depository institution, and are subject to investment risks, including the possible loss of principal amount invested.

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www.signupmoneytoday.com 3|3|ING DIRECT Announces Marketing Alliance |justmoney|info@signupmoneytoday.com|19:13:55|01/23/2002|Press Release
SOURCE: ING DIRECT
ING DIRECT Announces Marketing Alliance With Intuit's Quicken and TurboTax
- ING DIRECT Makes It Even Easier for Its Customers to Manage Their Finances -
WILMINGTON, Del.--(BUSINESS WIRE)--Jan. 16, 2002--In order to further simplify its customers' financial world, ING DIRECT today announced a marketing alliance with Intuit (NASDAQ:INTU - news) that allows consumers to download current ING DIRECT account information into Quicken without needing to manually enter transaction data. As a result, customers can better manage their complete financial picture. In addition, this alliance gives ING DIRECT customers the opportunity to prepare and file their federal and state income tax returns online with Intuit's Quicken TurboTax for the Web(SM) service at a 15 percent discount.

``Intuit was a natural choice for us when it came to forging an alliance,'' said Arkadi Kuhlmann, President and CEO of ING DIRECT. ``Millions of customers are managing their finances with Quicken because it is so easy to use. At ING DIRECT, we are leading Americans back to saving by providing simple financial products. Any ING DIRECT customer or Quicken user interested in both managing their finances and saving money in a straightforward manner will benefit from this alliance.''

Through the new relationship with Intuit, ING DIRECT is offering consumers the convenience of downloading their account statements directly into Quicken using Open Financial Exchange (OFX), the industry standard for the exchange of electronic financial information over the Internet. With this connectivity, downloading current ING DIRECT statement information into Quicken is simple through Quicken's One-Step Update feature.

``Quicken has long been a key tool for tracking personal financial data,'' noted Kuhlmann. ``The ability to access ING DIRECT account information through Quicken helps customers gain control of their finances and save time. By downloading their financial transactions into a location where they store the remainder of their financial data, customers are able to better analyze their income and expenses, as well as implement a savings plan through the use of calculators and other planners.''

The alliance will also provide ING DIRECT customers with the opportunity to save time and money at tax time by preparing and filing their federal and state tax returns with TurboTax for the Web, the most popular online tax service, at a 15 percent discount.

``ING DIRECT customers already understand the benefits of using simple and convenient financial management tools,'' said Bob Meighan, vice president of Intuit's Consumer Tax Group. ``With TurboTax for the Web, they can now quickly and easily prepare and file their taxes online. And with the additional savings for ING DIRECT customers, TurboTax for the Web is a greater value than ever before.''

Headquartered in Wilmington, DE, ING DIRECT is the operating name of ING Bank, fsb (Member FDIC), a federally chartered savings bank, and part of ING Group (NYSE:ING - news), one of the largest financial institutions in the world. ING DIRECT has more than 300,000 customers and more than $4 billion in assets. For product information or to open an account, visit ingdirect.com or call 1-800-ING-DIRECT.

Intuit Inc. (NASDAQ:INTU - news) is the leading provider of financial software and Web-based services for consumers, small businesses and accounting professionals. Its flagship products and services, including Quicken®, QuickBooks®, Quicken TurboTax® and Quicken Loans(SM) simplify personal finance, small business management and payroll processing, tax preparation and filing and home loans. Founded in 1983, Intuit has annual revenue of more than $1 billion and reaches 25 million customers with nearly 6,000 employees in 13 states and four countries. More information can be found at www.intuit.com.

Intuit, the Intuit logo, Quicken®, QuickBooks®, TurboTax, and TurboTax for the Web, among others, are registered trademarks and/or service marks of Intuit Inc. or one of its subsidiaries. Other parties' trademarks or service marks are the property of their respective owners and should be treated as such.

--------------------------------------------------------------------------------


www.signupmoneytoday.com 7|4|Probably extended again to 5/31.|justmoney|info@signupmoneytoday.com|18:37:40|02/26/2002|

Posted on Feb-26-02 at 06:37 PM (Eastern) by 166.72.91.214

The new gift checks expire on 5/31 so it looks like the offer will be extended until then.

www.signupmoneytoday.com 4|1|Extended yet again to 3/31/02!|justmoney|info@signupmoneytoday.com|07:35:26|02/03/2002|www.signupmoneytoday.com 5|1|Interest rate change.|justmoney|info@signupmoneytoday.com|15:45:34|02/14/2002|Interest rate went from 3.5 to 3.25% but the free $25 new account bonus is still one of the hottest deals on the net.

www.signupmoneytoday.com 6|1|Title should be FREE $275 per person!|justmoney|info@signupmoneytoday.com|16:51:31|02/17/2002|

Posted on Feb-17-02 at 04:51 PM (Eastern) by 32.101.175.168

After your account is opened you are permitted to make 25 online referrals @ $10 + the $25 new account bonus = $275 which is just the start. For having account activity (deposits or withdrawls) each month, enclosed with your statements are $25 "gift checks" you may pass out and earn $10 for EVERY new account.

www.signupmoneytoday.com 8|1|Now over 500,000 happy customers!|justmoney|info@signupmoneytoday.com|12:10:17|02/27/2002|

Posted on Feb-27-02 at 12:10 PM (Eastern) by 166.72.91.24

Tuesday February 26, 9:32 am Eastern Time
Press Release
SOURCE: ING DIRECT
ING DIRECT CEO Stresses Importance of Educating Young Americans On Retirement Planning At Congressional Saver Summit
WASHINGTON--(BUSINESS WIRE)--Feb. 26, 2002--Arkadi Kuhlmann, CEO of ING DIRECT, will join fellow business leaders to address the critical issues facing Americans as they plan for retirement at the National Summit on Retirement Savings, February 27-March 1, at the Capital Hilton, Washington, D.C. (http://www.saversummit.dol.gov/).

Mr. Kuhlmann is one of 200 delegates appointed to the Summit by President Bush.

The Summit will focus on ``Saving for a Lifetime: Advancing Generational Prosperity,'' a topic of great interest for Mr. Kuhlmann who is especially concerned about the lack of urgency young Americans feel when it comes to planning for retirement.

``There are many young Americans who are not even pondering their retirement because it seems so far off,'' says Mr. Kuhlmann. ``After a decade of opulence, large paychecks and excessive spending, the younger generation is experiencing lay-offs, curbed bonuses and lower salaries. Now is the time to emphasize financial education for young adults.''

He added, ``It's alarming to realize that children under the age of 18 are spending about $150 billion annually and that 40% of kids ages 12-19 have access to a credit card. We are a nation in debt, and we have forgotten the value of savings. Getting kids to return to saving will go a long way to ensure their financial security as they increasingly realize that social security is an inadequate retirement income source.''

The theme of generational prosperity is a perfect fit for Kuhlmann and ING DIRECT, whose vision is in line with the goals of the Summit. ``By offering savings and investing products with no minimums, no fees and the highest savings interest rate in the nation, we are not only encouraging savings, but enabling any consumer on Main Street to plan for a sound financial future,'' said Mr. Kuhlmann. ``At the Summit, we hope to provide Congress and President Bush with some real solutions to encourage Americans to start planning for retirement early and to maintain that plan over the course of their lifetimes.''

The 2002 Summit is the second of three summits mandated by the ``Savings Are Vital to Everyone's Retirement Act of 1997'' (SAVER act). The SAVER act was enacted as a non-partisan effort to deliver initiatives to the U.S. Secretary of Labor on how to get Americans to save and invest responsibly.

About ING DIRECT

Headquartered in Wilmington, DE, ING DIRECT is the operating name of ING Bank, fsb (Member FDIC), a federally chartered savings bank, and part of ING Group (NYSE: ING - news), one of the largest financial institutions in the world. ING DIRECT has more than 500,000 customers and more than $5 billion in assets. For product information or to open an account, visit www.ingdirect.com or call 1-800-ING-DIRECT.

--------------------------------------------------


www.signupmoneytoday.com 9|1|INGdirect saves Boston money!|justmoney|info@signupmoneytoday.com|08:39:31|03/08/2002|

Posted on Mar-08-02 at 08:39 AM (Eastern) by 172.139.58.146

Wednesday March 6, 6:03 am Eastern Time
Press Release
SOURCE: ING DIRECT
ING DIRECT Saves Boston Money, 'T' is Free On March 6
BOSTON--(BUSINESS WIRE)--March 6, 2002--ING DIRECT is offering Boston residents a choice when it comes to saving their money as well as a free ride on the ``T'' (subway) on March 6th as part of the ING DIRECT Boston ``T'' Party.

During the morning rush hour, the first 75,000 commuters at eight different ``T'' locations will also be treated to the Boston Globe.

On March 6th, all ``T'' lines will turn ``orange'' in honor of ING DIRECT's corporate color and all commuters ride for free from 6:30 a.m. to 9:30 a.m. with ING DIRECT ambassadors handing out free copies of the Boston Globe at the following eight ``T'' stations: Back Bay, State Street, Downtown Crossing, Harvard, South Station, Government Center, Copley and Park Street.

The event will include a press conference with ING DIRECT's CEO Arkadi Kuhlmann and MBTA General Manager Michael H. Mulhern at 7:30 a.m. at the Back Bay ``T'' Station.

``There are approximately 22,000 banks in the United States, which seems like a lot of alternatives,'' said Arkadi Kuhlmann. ``But in reality, until now Americans haven't had any real choice. With ING DIRECT, we make it easy and simple for you to save your money with the nation's highest interest rate with no fees and no minimums. We are committed to leading Americans back to saving and we are throwing the ''T`` party to help Bostonians save some money this morning and to show them how easy it is to save with ING DIRECT.''

ING DIRECT is FDIC-insured and offers simple savings, loan and investing products to consumers over the Internet and telephone. Because ING DIRECT has low overhead, it passes the savings to its customers in the form of great rates.

ING DIRECT offers core products including the Orange Savings Account with a 3.25% annual percentage yield; Orange CDs; an Orange Loan account; an Orange Home Equity Loan; an Orange Mortgage; and an Orange Investment Account.

``Partnerships like this between the MBTA and ING DIRECT are a great opportunity for us to provide our riders with free transportation alternatives,'' said Acting Massachusetts Transportation Secretary James H. Scanlan. ``At the ''T``, customer satisfaction is job one, and we are proud of our record of delivering safe, efficient and affordable service.''

Newly appointed MBTA General Manager Michael H. Mulhern said this public-private initiative is a fantastic way to start his tenure. ``Any time the private sector wants to help us promote the use of public transit services, I'll welcome it with open arms,'' said Mulhern.

Headquartered in Wilmington, Del., ING DIRECT is the operating name of ING Bank, fsb (Member FDIC), a federally chartered savings bank, and part of ING Group (NYSE:ING - news), one of the largest financial services institutions in the world. ING DIRECT USA has more than 500,000 customers and more than $5.0 billion in assets.

For product information or to open an account, visit ingdirect.com or call 1-800-ING-DIRECT. ING Group has been operating in the United States for more than 100 years with over $US600 billion in assets and more than 100,000 employees in 65 countries.


www.signupmoneytoday.com 10|1|I love this place|scheek|sue_cheek@yahoo.com|00:13:09|03/10/2002|

Posted on Mar-10-02 at 00:13 AM (Eastern) by 63.49.246.44

They are so good. Customer service is GREAT. 11|1|Extended again to 6/30/02.|justmoney|info@signupmoneytoday.com|08:37:35|03/30/2002|

Posted on Mar-30-02 at 08:37 AM (Eastern) by 172.164.255.31

Interest rate now at 3%.

www.signupmoneytoday.com 12|2|good savings plan BUT....|pussecat|pu55ecat@aol.com|09:54:40|04/11/2002|

Posted on Apr-11-02 at 09:54 AM (Eastern) by 68.51.128.7

be sure to read the fine print! they hold your money for 5 business days and that can actually total as many as 10 days before you can get it back! i was truely messed up by this last month when i went to buy a car. be careful everyone and only put money in the account that you KNOW you won't need for at least 2 weeks! other than that, it's a great company with a great intrest rate! :)