I have not yet met my 25 referrals and will send an envie to anyone who uses me as their referral. All you have to do is email me and I will send you the info and you will get free $25 in your account all you have to sign up with is .01. I will also send you some good stuff. If you send me a wishlist I will try to get you some things from it. For those of you who don't know what ing is it is a legit bank and you can ask almost anyone that the free $25 is the real thing with no strings attatched. You can close your account after the money has been deposited which is 30 days no hassle, email me if you want $25 and a goodie envie, Steph