"Anyone who knows anything about welfare, medical assistance and foodstamps, please help!"

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"Anyone who knows anything about welfare, medical assistance and foodstamps, please help!"
 Posted by kandywolf on Jul-05-05 at 11:10 AM (Eastern)
Posted on Jul-05-05 at 11:10 AM (Eastern) by 24.115.107.7

Ok, things are looking bleak here, and I will lose my Health insurance on August 19th, the day I lose my job. (My plant is shutting down) Thru Cobra my insurance will be $700 a month for myself and DH. It will be more thru his employer (They carry the highest blue cross, blue shield and Major medical at about $800 a month, & it doesnt include prescription coverage.) I have looked for heath insurance, most will not even consider me, as of just having the gall bladder surgery, even if they do the deductibles are unreal! $1000 and up!! And none include Prescription coverage, which I really need since I take a pill for high blood pressure, high cholesterol and Acid reflux daily.
Now I am looking into Public Assistance, at least for our Medical if we can. I only make $6.65 at my job, so what I will get for unemployment will not be very much, and our savings has been delpeated, since I ahve been off with the Gall bladder problems since the beginning of may. The insurance I do have only covers 80% after my $200 deductible, so that still is not that great..
If anyone is on Medical Assistance, please email me privately if you wish. We do not have any children, can we still qualify? I looked on the website and the way it says, the house doesnt count (We own a 1993 mobile home) and our cars are both older, a 1993 Mazda MX-6 with almost 200,000 miles on it and my 1989 Honda Accord with 120,000 miles on it. Together they are only worth about $1150 Kelley Blue book trade in value. It says $2000 worth of items to be owned. I do have life insurance policies on us. I can not remember the values right now, But not sure I will be able to keep up with the premiums. But we each have 2, (I have 3, but will lose that also on Aug 19th) approx. $45,000 each We have nothing else. No 401K (My husband has 1, but there is only $30 left in it) and no saving, bonds or anything like that. Can we qualify? He is only working part time right now, so things arent looking too great. I have been looking for answers, but I am not finding any, especially in the health insurance dept.
Food stamps? same qualifications? Different? I know someone posted a table awhile ago, and I wish I would have saved the link! So if anyone has it, I would really appreciate it. Even if it is $10, just enough for milk and bread, would be a help. Anything I can get free or extremely cheap with coupons, I have been and storing it or selling it for extra money.

PLEASE do not see this as me asking for hand outs, as I am not. I just need info on where I can go, as I know resources are limited for owning a house, even if it is a trailer (We do not even own the land, we rent that) and for not having any kids. Someone told my mom there is a chip for adults, but I couldnt find it. Also looking for that info, since by the End of October my mom is going to be in the Same boat as her Plant (Boboli) is also closing down. As you can see the job force here isnt too great. Going to a job fair tomorrow, so hopefully I can get some insight. they are also having one at my work. TY For reading, and TY in advance to anyone with info. You guys are always the best.
~Hugs~ Kandy

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 Table of Contents
Messages in this discussion
 
1 . "Kandy first off hugs to you :) have you tried your local wal mart to see if they are hiring? "
 Posted by teener on Jul-05-05 at 11:21 AM (Eastern)
Posted on Jul-05-05 at 11:21 AM (Eastern) by 69.69.68.46

>Posted on Jul-05-05 at 11:10 AM (Eastern)
>by 24.115.107.7Ok, things are looking bleak
>here, and I will lose my
>Health insurance on August 19th, the
>day I lose my job. (My
>plant is shutting down) Thru Cobra
>my insurance will be $700 a
>month for myself and DH. It
>will be more thru his employer
>(They carry the highest blue cross,
>blue shield and Major medical at
>about $800 a month, & it
>doesnt include prescription coverage.) I have
>looked for heath insurance, most will
>not even consider me, as of
>just having the gall bladder surgery,
>even if they do the deductibles
>are unreal! $1000 and up!! And
>none include Prescription coverage, which I
>really need since I take a
>pill for high blood pressure, high
>cholesterol and Acid reflux daily.
>Now I am looking into Public
>Assistance, at least for our Medical
>if we can. I only make
>$6.65 at my job, so what
>I will get for unemployment will
>not be very much, and our
>savings has been delpeated, since I
>ahve been off with the Gall
>bladder problems since the beginning of
>may. The insurance I do have
>only covers 80% after my $200
>deductible, so that still is not
>that great.. If anyone is
>on Medical Assistance, please email me
>privately if you wish. We do
>not have any children, can we
>still qualify? I looked on the
>website and the way it says,
>the house doesnt count (We own
>a 1993 mobile home) and our
>cars are both older, a 1993
>Mazda MX-6 with almost 200,000 miles
>on it and my 1989 Honda
>Accord with 120,000 miles on it.
>Together they are only worth about
>$1150 Kelley Blue book trade in
>value. It says $2000 worth of
>items to be owned. I do
>have life insurance policies on us.
>I can not remember the values
>right now, But not sure I
>will be able to keep up
>with the premiums. But we each
>have 2, (I have 3, but
>will lose that also on Aug
>19th) approx. $45,000 each We have
>nothing else. No 401K (My husband
>has 1, but there is only
>$30 left in it) and no
>saving, bonds or anything like that.
>Can we qualify? He is only
>working part time right now, so
>things arent looking too great. I
>have been looking for answers, but
>I am not finding any, especially
>in the health insurance dept. Food
>stamps? same qualifications? Different? I know
>someone posted a table awhile ago,
>and I wish I would have
>saved the link! So if anyone
>has it, I would really appreciate
>it. Even if it is $10,
>just enough for milk and bread,
>would be a help. Anything I
>can get free or extremely cheap
>with coupons, I have been and
>storing it or selling it for
>extra money.
>PLEASE do not see this as me
>asking for hand outs, as I
>am not. I just need info
>on where I can go, as
>I know resources are limited for
>owning a house, even if it
>is a trailer (We do not
>even own the land, we rent
>that) and for not having any
>kids. Someone told my mom there
>is a chip for adults, but
>I couldnt find it. Also looking
>for that info, since by the
>End of October my mom is
>going to be in the Same
>boat as her Plant (Boboli) is
>also closing down. As you can
>see the job force here isnt
>too great. Going to a job
>fair tomorrow, so hopefully I can
>get some insight. they are also
>having one at my work. TY
>For reading, and TY in advance
>to anyone with info. You guys
>are always the best. ~Hugs~
>Kandy
>----------------------------------------------------- -{--}- ~Please~ leave feedback at this
>link: http://www.refundsweepers.com/dcforum/feedback/78.html TY!
>~ Shipping from Zipcode 18201 ~
>~~Thank you everyone for all the wonderful
>trades~~ ~~ You are the BEST!!
>~~


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2 . "Not sure about where you are, but ---->"
 Posted by mrsrobinson on Jul-05-05 at 11:22 AM (Eastern)
Posted on Jul-05-05 at 11:22 AM (Eastern) by 24.209.34.115

Here in Ohio it is very difficult for a childless couple to get assistance, which is very unfortunate. I know this because my SIL tried to apply for assistance awhile back, and they don't have any children--she wasn't working, only her DH was, they only had 1 older vehicle, and rented their home, no major possessions. They still didn't qualify, she was told.

I can't really speak for your area, though. All I can suggest is that you take every bit of documentation that you have of your financial situation with you when you go to apply--all of your bills, bank statements, a statment from that 401K, print-outs showing the value of your vehicles, everything you can think of. But, even though your medical bills are high and you obviously need medical and prescription coverage, they won't take that into consideration, most likely--they have to go by their formulas and charts and all that to determine who gets assistance, and those formulas and charts don't take your medical problems into consideration most of the time (unless you have a disability or you are pregnant or some other extenuating circumstance).

Basically, all you can really do is call your county welfare office and get an appointment to speak to a caseworker. If your financial situation fits into their charts, you'll get assistance; if not, you won't. I hate to sound so pessimistic, but it is difficult for a childless couple to get help. I wish you luck and if there is anything I can help with, feel free to email me.

:) Michelle

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3 . "Emailed you some info...."
 Posted by Savenclipcoupons on Jul-05-05 at 11:38 AM (Eastern)
Posted on Jul-05-05 at 11:38 AM (Eastern) by 24.1.100.245

The link I sent states the income level for help.

HTH
Jenn

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4 . "Is your plant moving some/all of it's production out of "
 Posted by Skaytes on Jul-05-05 at 12:29 PM (Eastern)
Posted on Jul-05-05 at 12:29 PM (Eastern) by 64.255.104.88

the country? If so, make SURE you and the other workers fight to get the company to file the right forms and all that jazz so you can all take advantage of the FREE schooling etc that would be available for it! They have to file the correct stuff in order for the workers to get that opportunity. My plant tried to get out of doing that..we all fought it and did finally get access to the free schooling and counseling etc that was legally available to us do to those circumstances of the plant moving jobs out of country. I too lost my job of 12 yrs after they took it out of the country for cheaper labor. We weren't even union either so that didn't factor into any of it. Over 600 people lost their jobs here and this is a very rural area so that not only hurt the workers and their family, but all the local businesses here that depended on those people for business/income locally.
We went from 2 very good incomes w/ nice stock etc portfolios to absolutely 'zip'. COBRA is a joke!! No one I have ever known could afford it after losing their job..it's ridiculous!
You may be eligible for food panty asstance or other things in your area. If you get very desperate you can get one time help from places like Salvation Army etc also to help w/ gas or electric payments. If you live in a larger city area, there are many more places to look for help then in rural areas. Check your phone book and call..call..call! I found out you really DO have to 'help yourself' to find help. If you call a agency and get refused, ASK them if they know of other places that could help you out. Keep doing this with all your calls and eventually you will find other places that help too. Ask neighbors, friends, etc too if they know of services etc that could help you out. Again, you have to be very dilegent and keep asking/phoning around to find places to help you. Sad, but true.
Good luck and hope things look up for you soon!

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5 . "check with your local dept of human services "
 Posted by Snoopy264 on Jul-05-05 at 02:11 PM (Eastern)
Posted on Jul-05-05 at 02:11 PM (Eastern) by 24.117.162.196

they can help you with medicad & seeing if you qualify for anything else from the sounds of it you can at least get medical coverage.

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6 . "contact the makers of your prescriptions"
 Posted by vickijo on Jul-05-05 at 04:25 PM (Eastern)
Posted on Jul-05-05 at 04:25 PM (Eastern) by 66.66.151.202

I have noticed on TV lately that some of the makers are offering help to people. It can't hurt to call them and see what they say.

Thanks!

Vicki, NY

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7 . "ask you DR. for samples of the RX"
 Posted by STEVE on Jul-05-05 at 04:38 PM (Eastern)
Posted on Jul-05-05 at 04:38 PM (Eastern) by 63.168.31.57

***************************************
Always looking for Wine Tag good in MI. I have cash and stamps and more just plmk what you have. I will also trade for wine tags plmk what you have. Thanks DAWN

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8 . "Some info for Kandy and Jenn too!"
 Posted by sunriver on Jul-05-05 at 05:00 PM (Eastern)
Posted on Jul-05-05 at 05:00 PM (Eastern) by 67.1.57.222


Been there, so I know a few things about "the system". First start with the local dept of human services but don't stop there. Especially if they are not much help. There are programs (sometimes churches, non profits, etc) that are out there but you have to search for them. The welfare office should have a list of local agencies that may be able to help. One thing they really like to do is send you to someone else (who will probably turn around and send you to a different place, but I digress...) You also have to consider using food banks for a little while since any money you have will be going to survival. Again these are never in just one place, nor could anyone live on the food that you get from one (well maybe you'll get 2-3 days of food, but I've found that it is hard to find ones that actually give healthy food, fresh veggies and fruits, milk, etc.) Some will have rules that are set in stone (one food box per family per month and they may be connected to other pantrys so that that one box may be the only one you can get from most of the food resources in your area. Again, I suggest that persistance is key and use what is available if you need it. That is what these programs are for.

My experience is that it is very tough to get cash assistance, (actually you won't qualify for it if you are getting unemployment) but they are more generous with medical coverage. If you apply and are turned down, tell them you want a hearing. I've learned that most of the time this works in your favor... You should qualify for some foodstamps (I think, although it varies from state to state) with unemployment. It won't be a lot (I'm trying to remember what we got when Dh was on unemployment and I think for our family of 4 it was somewhere around $150 a month, but when he was laid off he was making $15 a hour and so the salary was different. Be sure to check.

Another thing is to look for any programs that offer assistance w/ electricity. There is one that is a federal program (I think but I could be wrong) that helps with a small portion of your telephone bill (up to $14 a month).

Basically this will not be easy. You'll be "working" to get help for your family. Between filling out form after form and talking to people, you will see that it will take a little time, but do not give up and don't get discouraged. I hope that you both get back on your feet soon-- I know what a struggle it can be.
Vanessa

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9 . "I had the medical card in PA once.... Definitely get an appointment with a case worker"
 Posted by Sara_s_Mom on Jul-05-05 at 06:01 PM (Eastern)
Posted on Jul-05-05 at 06:01 PM (Eastern) by 162.83.122.103

b/cause you may qualify for the medical card. I worked at a Dollar General (I was single then, though) making barely over minimum wage when I had some medical expenses and no insurance. They covered my medical bills, even went back a few months worth, with no problems. All I had at the time was a car and one savings bond. Nothing else, really. I was living at home at the time. They will tell you what you can and can't qualify for. Also call the unemployment office or check into your local colleges to see if they have any free adult education courses. I went there once to see if they could help me get a better job. Keep your chin up, I know it is hard sometimes. Maybe you could talk to your pastor/priest/rabbi (if you have one) privately to see he knows of any resources to help you.

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10 . "Try this prescription website --->"
 Posted by mrsrobinson on Jul-05-05 at 07:23 PM (Eastern)
Posted on Jul-05-05 at 07:23 PM (Eastern) by 24.209.34.115

www.needymeds.com

My parents (retired, living on small social security income, no pensions or anything) were able to get a lot of their medicines for free through the programs listed on this site. Check it out! :)

:) Michelle

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11 . "i get hubbys med from Singapore (m)"
 Posted by carmenanderson on Jul-05-05 at 07:43 PM (Eastern)
Posted on Jul-05-05 at 07:43 PM (Eastern) by 71.115.110.159


here it costs $85 for 1 month supply --I get 2 months supply for $30 from singapore

http://www.cutpricechemist.com/Default.asp


~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~

Carmen in Comanche TX 76442

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12 . "TY All for the help! You guys are the best! I knew I could count on you guys! "
 Posted by kandywolf on Jul-05-05 at 09:32 PM (Eastern)
Posted on Jul-05-05 at 09:32 PM (Eastern) by 24.115.107.7

Got my staples out today and can go back to work on the 18th of July!! YIPPEE!!!

I am not very worried about the food or cash assistance right now. I have more than enough stockpiled to keep us going for at least 6 months if not more, besides staples (Milk, Bread, Eggs)! And I also have pleanty of HBA necessities, so we are set there!! TY all for the info, as I know without children, it is gonna be a struggle. But ty for all the insight, as I am going to ask when the welfare office comes to meet with us at work about our options. At least that is 1 thing the company is doing for us! They are bringing in Unemployment, Welfare, and a whole bunch of other places, to help us with the resourses and understand what we need to do when the company closes its doors!

Our company is not going overseas. There are ALOT of Taylor Corporation Companies in the US. We could have transferred, but there is no way I could leave my family! I hated being to hours away by car let along 2000 miles. Just would never be able to deal with that! I am going to a Job fair tomorrow, both my mom and I, so I can see what is out there right now. I can not apply right now, until Our work is done or I will not get my 2 weeks severence pay.

TY all!! Also does anyone know of the assistance for new windows, doors and insulating? Is that thru PP&L?? Some0one told me about the program, but wasnt sure who was offering it. TY All again, I knew you guys would help me with the info!! ~Hugs~ Kandy

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13 . "some info inside"
 Posted by freeb on Jul-06-05 at 07:57 AM (Eastern)
Posted on Jul-06-05 at 07:57 AM (Eastern) by 4.86.4.138

Check out this website http://www.rxoutreach.com/en/medslist.aspx to see if the meds you take are on the list if so you can get a 3 month supply for $18. Here is a website about the weatherization program that helps in getting energy effecient appliances and will do other repairs http://www.eere.energy.gov/weatherization/ on the left hand side click on state contacts and you can find out info for your state.

"It IS as BAD as you think and they ARE out to get you."

Please leave trade feedback for me here! Thanks
http://www.refundsweepers.com/dcforum/feedback/274.html

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14 . "try out this site to see if you can get rx help,"
 Posted by Ranalt on Jul-06-05 at 12:49 PM (Eastern)
Posted on Jul-06-05 at 12:49 PM (Eastern) by 69.209.146.234

https://syndication.pparx.org/SelectMedication.php

Good luck,
Lisa

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15 . "TY all for the great info! Freeb, TYSVVM, as I can save a ton with that site! I am going to see if my DR can change to of my prescriptions so I can use it for all 3 I take! Otherwise my RX bill per moth without coverage for 3 pills is almost $300! You guys are the best!! TY SVVM from the bottom of my heart! ~Hugs~ Kandy"
 Posted by kandywolf on Jul-06-05 at 01:27 PM (Eastern)
Posted on Jul-06-05 at 01:27 PM (Eastern) by 24.115.107.7

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~ Shipping from Zipcode 18201 ~

~~Thank you everyone for all the wonderful trades~~
~~ You are the BEST!! ~~

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16 . "BTW called my Dr about samples, he sent everything he had with a colleage over to another country, and has agreed to do so for 6 months. :("
 Posted by kandywolf on Jul-06-05 at 01:48 PM (Eastern)
Posted on Jul-06-05 at 01:48 PM (Eastern) by 24.115.107.7

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~~ You are the BEST!! ~~

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